traffic-sport

Cancer, Positive Attitudes, Affirmations & Actions to Help Survive YOUR Cancer Experience

2008-08-08T07:00:00.001-07:00

Author : Brent Atwater
Atlanta, GA, July 24, 2005: Cancer is a battle that requires all the tools of heaven and earth to fight.These positive techniques are alternative medicine and atlernative healing for the mind.Beginning your healing journey:
1. Separate YOUR identity from the Cancer's identity.
2. You are a person, who is having a Cancer "experience."
3. Recognize that an "experience" comes and goes!
4. Your Cancer âœexperienceâ is your life's reset button! Learn from it.
5. Cancer may be in your physical body, however, it is NOT in your Soul or spiritual body!!!Cancer is a diagnosis. Although it affects your life, it is NOT necessarily a life sentence. Rather than fearfullyaccepting your diagnosis, do research! Knowledge is empowering.Health Affirmations: A spiritual healing is different from a physical healing!! Your goal is integration and the balance of both to create allover well being and health.
Talk to your cells, your blood, your organs, your bones, etc, they are live entities!!!!! You are the commander of YOUR body! Take charge and command your cells to be healthy. You do not have to accept and enable what's happening to them. You may command the cells in your body that are here to serve your Soul!Cancel, Cancel, Cancel, Next, Positive!: Remember thoughts have ripple effects. To stop every negative thought and action in your environment whether you think it, say it, or are in the field of someone else who says or does something negative.POSITIVE PEOPLE ONLY!!! YOUR LIFE DEPENDS ON IT!
You can erode all of the positive energy that you have generated by being in negative circumstances. Do not repeat negative thoughts and actions or be in the presence of negative energies (ie âœdownerâ individuals, no matter where, caregivers, friends, stores, phone calls, emails etc).NEVER EVER OWN YOUR DISORDER & make it a part of your being!Anger: at your disease circumstances lowers the energy that you use to heal yourself. Positive energy creates more healing energy.Feeling Vulnerable:
You are vulnerable, so admit it. The key to your success is to accept your vulnerability. By accepting your vulnerability you are dealing with reality, and can better understand how to protect and take care of yourself. Accepting your vulnerability is a positive action. It allows you to accurately assess your position's strengths and weaknesses. Then you can plan a more accurate course of action based on fact, probabilities, and hope. Being in denial is a false sense of security. Denial leads to enabling poor or harmful choices and decisions that could create a worse scenario.Being Overwhelmed:
Is natural! The key to your battle is to limit the time that you allow yourself to be overwhelmed. Set aside a few hours or no more than 3 days to get quiet with yourself to regroup mentally. Shut out all "well wishers" and even family if necessary for a brief time. Even a general needs time alone to "grasp" the situation at hand, to plan strategies, and to announce to the world the decisions he made.When you just can't handle ONE >>>>MORE>>>THING! and you just don't have the stamina for ONE>>>MORE">>>THING>>>>>>>>>>>>>>>> cry, rest, yell, read, whatever it takes, and sleep!
Do something wonderful for yourself, and pray like crazy. Those actions will get you through the overwhelming time period until you CAN go forward. Don't feel guilty if you don't maintain a positive attitude all the time, especially when you arenâ™t feeling good, or have just been given some new diagnostic information. It doesn't matter how strong, resilient or good you are at coping with and handling what you are dealt, there will be times that are "downers', and that you are feel mentally distressed.It is imperative that you take, and make, time to handle and mentally and emotionally process all that you have been dealt.
Do not be ashamed to feel overwhelmed. Using this time wisely will allow you to gain more understanding, strength, and direction about your strategies for your life!Venting:
"I'm SO tired of fighting." Isn't that the truth! Anyone who hasn't been there will not understand.
When all the actions, affirmations and attitudes and every "fighting" tool is just too much, take a break, and give yourself a break! You can verbally vent or cry, till it's all out!Crying is PERFECTLY OK! It's normal, and cleansing. It's an energetic releasing. It's clearing out the old grieving energy, to make way for the new positive healing energy. Release the pain, the fear, your frustration. Then you'll be refreshed to go forward with something positive. :)Be Gentle with Yourself:
It is imperative that you also be gentle with yourself, and require others to do so.
Every so often, announce and have a "Gentle Day." This day should be a mental, emotional, spiritual and physical "spa" day for the weary warrior in you.
You've earned it!!! You deserve it!!
Even the strongest warriors need a foot massage, soft words, and hugs! Mark your "Gentle Day" on your calendar. PLAN wonderful, soothing, pamper yourself events.
Balance, is as important as winning a battle!
SO you "expanded" that strict diet for 5 minutesâ¦â¦â¦. the joy you had with the sugar free ice cream, and the positive energizing feeling it gave youâ¦â¦ matters!!!!! Don't be so hard on yourself.
Don't get so caught up in surviving, that you forget to live!
Don't forget to enjoy the fact that you ARE alive!Know as much or MORE than your Health Care provider so you can ask questions that YOUR LIFE DEPENDS ON!!!And last but NOT least,Perspective: There is ALWAYS someone who is worse off than youâ¦â¦â¦â¦.and although you may not be happy with your current situation, they would be GLAD to trade place with you and your situation!
Choose to âœExperienceâ Cancer, Believe YOU Are, and BE the Survivor!You are invited to download our free pamphlet with excerpts from this book. We hope this pamphlet will help your healing journey.
"Positive Attitudes, Affirmations & Actions to Help Survive Your Cancer Experience" ISBN#: 978-0-9766370-0-4.at http://www.brentatwater.com/
or http://www.brentenergywork.com/BOOKS.htmFeel free to reprint this article in it's original format with the disclaimer.CONTACT INFORMATION:
Brent Atwater
Box 475
Southern Pines, NC 28388
Atlanta, GA 1.404.242.9022 USA
NC Office: 1.910.692.5206 USA
email: Brent@BrentAtwater.com
http://www.brentatwater.comDisclaimer: Ms Atwater is not a medical doctor or associated with any branch of medicine. Ms Atwater works in Alternative, Integrative and Complementary Medicine. She offers her opinions based on her intuition, which is not a substitute for medical procedures or treatments. Always consult a physician or health care provider concerning any medical problem or condition before undertaking any diet, health related or lifestyle change program.There are no guarantees with any of the suggestions in these publications.Brent Atwater: Medical Intuitive, Distance Healer: Her global Medical Intuitive & Distance Healing has been studied by & or documented at Duke, the ARE, & for pets by the NCSU's Veterinary school. ARTIST: An artist (30+), Brent is a pioneer in healing art by scientifically documenting the Healing benefits of Paintings that Healâ„¢. Her art was featured on "PBS". At 16, the NC Museum of Art chose her painting for their permanent collection. In 1987 she founded Just Plain Loveâ„¢ Charitable Trust to benefit children & other causes. AUTHOR: Just Plain Loveâ„¢ Children's Healing Books. The books are translated into plays performed in children's healthcare facilities turning illness negatives into positives. "Cancer Kids, God's Special Children", & "Positive Attitudes, Affirmations, & Actions for Overcoming Your Health Challenges" These books are holistic, alternative medicine & alternative healing for your mind. MOTIVATIONAL SPEAKER:On TV & radio shows, Brent's motto is "I want my art & books to DO good, as well as BE good!!!" Brent attended Wake Forest Law School and is a minister.
Category : Psychology

Console Gaming vs. Computer Gaming

2008-07-27T19:00:00.001-07:00

Author : Jared Strop

It?s an age-old question that will only get more and more intense in the coming year as the Xbox 360 is in full swing and the PS3 and Revolution release. Which is better? What system is right for me? Well, I would suggest both, but if you have to choose one or the other then you have to consider a few things.Price is definitely a big issue. I mean, when?s the last time you didn?t even bat an eye when are buying something 500 bucks or more? The bottom line: Computer gaming is more expensive. Why? Because computers aren?t made just for games. They are calculators, word processors, Internet navigators, music players, movie watchers, and photo editors. They are much more than a gaming machine. Consoles, on the other hand, generally aren?t. It?s only recently that consoles have gone online starting with the Dreamcast and I haven?t seen anyone printing off spreadsheets or book reports from one yet. Consoles are purely for gaming and run between 100-500 bucks. PCs on the other hand are much more than a gaming machine and run between 1,500-3,000 dollars and need to be upgraded every now and again to play the newest and greatest games.Genre is an issue. If you are a Real Time Strategy fan and only have a console, I mourn for you. And if you are a platformer fan, then computer gaming will be a sad mistake. Genre makes a big deal because of the controller vs. keyboard/mouse issue. Different games play much better on the different configurations. Computer gaming is best for Real Time Strategy (RTS) games, First Person Shooters (FPS), Massively Multiplayer Online Role Playing Games (MMORG), Flight Simulation games, and Point and Click Adventure games. The consoles on the other hand are better for Fighting games, Action/Adventure games, Platformers, Role Playing Games (RPG), and Sports games.Tech savvy can possibly be an issue. Computers are a little more unstable than consoles. I mean, when?s the last time you saw a Playstation lock up or get a blue screen of death? Never, right? The same thing comes in here. Some computer games might be a little stubborn to set up the way your computer likes it or your computer might not meet the system requirements. Consoles, on the other hand, don?t have that problem. The people designing the games have to fit the requirements of the console so that you don?t have a problem. If you have a basic knowledge of computers, you?ll be fine. If you don?t, then a console might be better for you.So as I?ve explained, if you want more than a gaming system for school and work or you just like gaming genres like RTS and MMORG games, I would go with a PC. If you love platformers, Action/Adventure, or Sports games or your wallet is a tad on the empty side, I?d go with a console. It won?t be able to surf the Internet or help you with anything else, but it?ll play some great games.If you want a console by the end of this article, then you have 3 options at the moment. You could buy a Gamecube if you like innovation, buy a Xbox if you like the best graphics and FPS games, or buy a PS2 if you want a huge library of games or love fighting games, Action/Adventure games, platformers, and RPG games. You also have another option. You could wait until the Xbox 360 comes out this month and get that or wait until the Nintendo Revolution and PS3 come out next year.If you want advise on gaming computers and computer gaming, then www.gaming-computers-authority.com is a great resource for all your questions and even has a tutorial on building your own computer. About The AuthorJared StropWell, my name is Jared Strop and I just got a job at GameStop and have started a website devoted to computer gaming called www.gaming-computers-authority.com.

Category : Hobbies

OnlineShop

2008-07-25T18:25:00.001-07:00

Glass Computer Desk
Graco Nautilus
Haribo Gummi Bears
Internal Frame Backpack
Kiddopotamus Snuzzler
Kitchen Small Appliance
Kitchenaid Dishwasher Stainless
Leather Executive Chair
Lego Clone Wars
Linksys Wireless N G Router
Logitech Cordless Keyboard Mouse
Logitech Game Controller
Macintosh Laptop
Magnetix I Coaster Toy
Martin Acoustic Guitar
Mens Sandals
Microsoft Ergonomic Keyboard
Multifunction Printer Scanner Fax
NEC Multisync LCD Monitor
Neutrogena Skin Care
New Garmin Nuvi
Nintendo Wii Classic Controller
Nylon String Classical Guitar
Pampers Cruisers Diapers
Playstation 3 Game Controller
RCA Am Fm Clock Radio
RCA Portable DVD Player Discount
Rmote Vibrator
Samsung Flat Panel TV
Schwinn Electric Scooter Shop
Schwinn Recumbent Bike
Seiko Chronograph Watch
Sharp Aquos LCD HD TV
Skateboard Shoes Shop
Slim Portable DVD Player
Soffe Shorts
Steven Raichlen
Swiss Army Pocket Knife
Targus Backpack
Teeter Inversion Table
Titleist Golf Balls
Toys For Babies
Travel Backpack
Unlimited MP3 Downloads
Weber Smokey Mountain Cooker
Womens Dress Sandals

AStore

2008-07-25T08:18:00.001-07:00

7 Inch Digital Frame

Athletic Running Shoes

Bissell Vacuum Cleaners

Bob Revolution Stroller

Bosch Drill

Bowflex Treadmill

Braun Electric Shaver

DVD TV Series

Horizon Organic Milk

Wilson Tennis Racquet

AStore

2008-07-25T08:17:00.002-07:00

Camping Cookware

Canon EOS Digital Rebel SLR Camera

Canon Powershot

Catalina Lighting

Ceramic Hair Flat Iron

Omron Digital Premium Pedometer

Online Book Stores

Weber Charcoal Grill

Child Bicycle Seat

Coleman Sleeping Bag

AStore

2008-07-25T08:17:00.001-07:00

Convection Toaster Oven

Dreamfields Pasta

Dual Suspension Mountain Bike

Engagement Diamonds

External Frame Backpacks

Fisher Price Baby Monitors

Free Arm Sewing Machine

Frigidaire Air Conditioner

Garmin Nuvi Pocket Vehicle GPS Navigator

GB External Hard Drive Seagate

Consolidate Debt to you Credit Cards

2008-07-20T17:40:00.001-07:00

Author : Mark Shead
Credit card companies are constantly looking for ways to get more customers. One way they do this is by offering extremely low interest rates for people who want to move a large balance to the cards. For many people this looks attractive because it is an easy way to get a debt consolidation loan with virtually no fees. While this isn't necessarily a bad strategy, you need to make sure you read the fine print and have a solid plan for what to do once the introductory period is over.Some credit companies will offer you 0% interest for a year, but after the year the rate jumps to 20%. If you don't understand all of the little details of the loan, you may find yourself worse off than before. Using plastic credit in this way can be a good thing if it helps you get out of debt. However, if the additional credit becomes a temptation and causes you to go deeper into debt than before the low interest loan can do more harm than good.If you are looking at using a credit card for this, make sure you understand exactly what the terms are. Also make sure you keep a copy of the terms so you have them to backup any dispute you may have. In addition you need to have a plan for what to do if you are unable to pay off the balance by the time the rate goes back up. For example you might want to take out a home equity loan on your house to pay off the balance. Some people may even have the cash available, but would rather earn interest on their money instead of pay off the debt. For those people they can just pay off the balance from their savings (or look for another great credit card deal).The problem with this type of strategy is the fact that it is very easy to spend money, but difficult to control it. For many people just having a larger line of credit available will be too much of a temptation. If you are able to discipline your spending however, these credit card deals can work to your advantage.The Debt Consolidation blog offers insights into managing and reducing your debt. You can find this article and more like it at: http://debt-consolidation.strategy-blogs.com.
Category : Finance:Debt-Consolidation

Overview of the Rental Property Market in India

2008-07-19T16:00:00.001-07:00

Author : Smantha Sen
After information technology, the property or real estate rental sector is the most dynamic sector in the Indian business scenario today. Major factors that are responsible for bringing about this change include, increasing popularity of electronic commerce among people, growth in information technology/information technology-enabled services industry, emergence of India as an important investment centre in the world market, growth in foreign direct investments and others.
This budding sector is today witnessing development in all its major segments like, residential, retail and commercial in all of the metropolitan cities of the country like Delhi, Mumbai, Chennai and Kolkata.At present the country's commercial and residential real estate market has a price tag of about $50 billion, and is expected to grow 25% in a yearly basis. This growth in the property market is being led largely by the rapid expansion of its information technology industry and the simultaneous growth in the purchasing power of the Indian middle class.
Major growth is being witnessed by the commercial property sector as more and more multinational companies are entering the Indian market. Foreign information technology and customer services companies of the BPO sector are renting large commercial spaces in order to expand their business process in India.The growth and the highly mobile nature of the Indian middle class have brought about a boom in the residential real estate segment. Today, people are ready to pay large sums as rent for apartments, flats and homes in metros. The rapid rise in the number of lessee has been compensated by reciprocal growth in the number of lessor. People have come to know the residential real estate as an important investment option. Today, they are investing heavily in the residential real estate market and leasing their homes and apartments for rent and this has further boosted the property rental sector in India.Moreover, the key factor behind the sudden rise of the Indian real estate sector is the changing policy of the Indian government toward foreign direct investment and joint ventures. The Indian government is relaxing and is keen to liberalize its trade regulations for multinationals.
So, from investors point or price everything is gearing up for a rapid growth in the property rental sector in the next few years. For those who are interested to invest in India this seems to be the right time.Smantha Sen is an associated editor of website www.realtymantrarentals.com. The website is a rent guide, dedicated to provide all information required for rental properties all across India. Your queries and suggestions are welcomed at smanthasen@gmail.com.
Category : Finance:Leases-Leasing

The Importance Of Valentine's Day

2008-07-19T12:40:00.001-07:00

Author : CD Mohatta
February is coming, and it will bring the day of love with it.
Most of the lovers are already planning for the day.
What gift to give, where to meet, what to do to make the day more romantic than any other day?Why and how is Valentine's Day celebrated?No one quite knows, why it is celebrated, but it surely makes a big difference in life of lovers. This is the most important day for lovers. They all go mad in love on this day,and can think of nothing but how to please their beloved. It is recorded that business of jewelry takes a big jump during February. So does the business of flowers,candies and cards. Every other gift that can be thought of is bought across most of the countries of the world and is sent to the beloved.What about others?Valentine's Day may be the most important day for those in love. What about others? Let us take a look at today's world. Wars, terrorism, fear, murders, and every other destruction that can disturb a peaceful life is the norm. Open a newspaper, watch news on television or read it on Internet, the disturbing news is getting predominance. It depresses the common person in the world. Isn't it? What does a common person think of
the future of such a world? Can anyone be optimistic? Can anyone visualize of peace dawning around the world, countries co existing in peace with each other and no ethnic wars being fought anywhere?What does one look forward to in such a world? I think that most of us have become so numb with disturbances, both man made and natural that we have stopped thinking of future. For a large majority it is "let us try to live peacefully today".Valentine's Day and the world peace -With so much destruction going around,, shouldn't one welcome a day, when love reigns supreme? A day, when hatred and destruction takes back seat and one only thinks of love? What if we begin a new way of celebration? Begin sending love messages to our enemies. Begin talking of love and peace and try something that can reduce our conflicts with others? Why keep the day confined to romantic love. Take a step forward and make it a day to make every human being love another. Irrespective of race, nation, religion, etc. Break all the outer barriers and try to touch the heart of all we can? Can this be done? Let us at least think of Valentine's Day as a day, when all the hatred and enmity is forgotten and it is the song of love that is played around. Is that not a
big contribution of this day? That is why it is so important.Mohatta writes about different aspect of life. Love, inspiration, pains, humanity, truth etc. He is currently dedicated content writer for http://www.screene.com network. One of the websites for which he writes text for the eCards, Wallpapers and Screensavers is http://www.romanticdesktops.com.
Category : News-and-Society:Love

Learn About Falun Dafa

2008-06-19T11:00:00.000-07:00

Author : David Snape
I have been practicing an advanced form of qigong for almost 5
years now. The name of this practice is Falun Dafa.Have you ever heard of or seen Tai Chi? Falun Dafa is
similar and yet very different. It is similar in the sense that
is has slow and gentle movements. It is dissimilar in the sense
that it is easy to learn. There are only 5 gentle exercises to
that are so simple and easy to learn that a small child or an
extremely elderly person could still learn and do them.Another major advantage that Falun Dafa has is that it is free to
learn and practice. There are no class fees or ongoing monthly
dues to pay. You can download video instructions from a Falun
Dafa web site or you can learn from an actual volunteer
instructor.The volunteer instructors can be found in almost every major city
around the world. And they won't charge anything to teach you
this wonderful, energizing, health promoting exercise practice. I
know this for a fact because I also serve as a volunteer
instructor in the Kansas City area.So what have I obtained from the practice after 5 years? That's
an easy and exciting question to answer. After just two months of
this practice, a nagging and recurring back pain that I had for
many years went away. I was able to stop getting back treatments
from my chiropractor. That was 5 years ago and I haven't needed
any further treatment since.What is exciting about the above example is that previously I
tried many things to alleviate my back problem. Nothing else
worked!I've always been relatively healthy with only minor health issues
throughout my life. I have met other people that had more severe
health issues that also received total relief from practicing
Falun Dafa.What do the exercises entail? Let's talk about them here.What I'm about to describe is from my own experiences, if you
would like a more accurate description and explanation of the
exercises, please reference a book by Li, Hongzhi, the man who
brought Falun Dafa out to the public. The name of his book is
Falun Gong. You can get a copy of his book for free from the main
Falun Dafa web site, falundafa.org.The first exercise is a gentle one that involves stretching from
head to toe. To perform one cycle of the exercise takes about 3
or 4 minutes. It is done from a standing position with the knees
and hips relaxed, until the gentle upward stretch that
accompanies each of the exercise's movements.When practiced this 3 or 4 minute exercise is usually repeated
three times. In normal circumstances, it takes about 12 minutes
to repeat this exercise a total of three times.The second exercise is a standing stance with 4 positions. Each
position is held for a length of time that can vary depending on
the ability of the practitioner. In the beginning it would be
fine to just hold each position for maybe 1 minute each or even
less, depending on the person's ability and comfort zone.Advanced practitioners might work up to as long as 7 minutes or
more for each position. However, you can gradual improve your
time according to your own wishes and abilities.The third exercise is a gentle exercise where you move your arms
up and down in front of the body. In the first half of this
exercise the hands go in opposite directions. In the second half,
the arms go in the same direction. Each repetition of the
exercise takes about 3 minutes. Generally, when practiced, people will repeat this exercise three times, for a total duration of about 9 minutes.The fourth exercise is similar but different in that the hands
trace a path around the entire body. The path travels along the
front of the body and then up the back of the body. The hands
reach about the level of the mid-back before being brought in
front of the body again. The path is traced for a total of 9
times constituting one repetition of the exercise.The fourth exercise is generally repeated three times when
practiced. When done this way the total time to repeat this
exercise three times is about twelve minutes.The fifth exercise is done sitting down in the cross-legged
position. The leg cross can be simple "Indian" style or slightly
more advanced depending on the ability and comfort zone of the
person practicing.There is a sequence of hand gestures at the beginning and there
are positions to hold. The duration of holding the hand positions
can vary. Once again, how long is determined by the person
practicing. Both how long you hold the hand positions and the
overall duration of the exercise are entirely at the discretion
of the person practicing.In the beginning a person might only practice the fifth exercise
for a few minutes. Advanced users may practice for an hour or
longer. Again, it all depends on the ability and comfort level of
the person practicing.These are very simple explanations of the exercises. For more
detailed and accurate accounts of the exercises read Falun Gong
by Li, Hongzhi. Or alternatively, you can download his
instruction videos from the main Falun Dafa web site mentioned
previously.Mr. Li also has another book called Zhuan Falun, which to my
understanding expounds on the characteristics of the universe:
Truthfulness-Compassion-Tolerance. I wrote that with the hyphens
to underscore that this is one characteristic and not three
separate ones. Again, that is my understanding about them and
much more profound understandings can be found in the book Zhuan
Falun itself.Because you can practice Falun Dafa with others in a group
setting without being charged any initial or recurring fees, it
seems like the perfect alternative to other exercises that charge
money to participate in. Exercising with a group or alone is fine
and each person may have his or her own preference on that. It's
enjoyable either way.I personally practice it both ways. On the weekends we do have a
group practice here in the Kansas City area and you are welcome
to come join us if you are in the area. Fortunately, many cities
throughout the United States, Canada and around the world have
similar group practices. You don't have to come to Kansas City to
enjoy this wonderful practice.I have one last item of note. It seems that some people can't
stand to see others enjoy something good. And this is no
different. The current person that runs China, Jiang Zemin, is
terribly furious at people who practice Falun Gong for no logical
reason that anyone can come up with. He brutally persecutes those
who practice it in China.If you want to learn more about the persecution of Falun Gong in
China, there is a web site that you can visit, faluninfo.net.
They even offer suggestions to help end the persecution if you
are so inclined.I do hope you get the chance to experience what I have from the
practice. The health of my body and a deep sense of peace and
well being are some of what I have obtained.This article is for information purposes only. The information is
not meant to give advice or attempt to prevent, treat or diagnose
any health problems. If you have or think you might have any type
of health condition, please consult your primary care physician
immediately. Consult him or her before taking up any form of
exercise.Dave Snape is a health, fitness and wellness enthusiast. His website is http://tobeinformed.com
Category : College

Why Chocolate Melts In Your Mouth, Not In Your Hand

2008-04-25T00:00:00.001-07:00

Author : News Canada

(NC)?Ever wonder why those delicious little chocolates hardly ever melt in your hand? Pop them in your mouth, and they transform into soft, gooey liquid. Here's the secret?The way chocolate is manufactured has changed considerably. Originally, chocolate was made with cocoa butter, derived from cocoa beans. Cocoa butter naturally melts at the temperature in your mouth: 37?C. This is about as hot as a tropical jungle! Over time, the price of cocoa butter escalated, and its supply became somewhat unstable. As a result, chocolate manufacturers turned to cocoa butter alternatives like those derived from coconut oil, palm oil, and shea oil ? which comes from the Shea-Karite tree, native to tropical Africa.However, these butters don't possess the same melting point as cocoa butter. A precise science, called "hydrogenation", is required to alter them. Hydrogenation is the process of inserting hydrogen gas into hot oil, at scalding temperatures between 120?C and 210?C. Upon completion, the substitute butters have new solidifying and melting points.Hydrogen is a versatile element that appears as a gas, liquid or solid. Estimated to make up more than 75% of all mass, it is the most abundant element in the universe. Discovered in 1766 by Henry Cavendish, hydrogen is even found in the stars. This element is the secret behind your chocolate's melting properties.However, research now indicates that hydrogenated oils produce "trans fats" that interfere with cellular function and prevent our bodies from acquiring essential fatty acids that are important for our health. Consuming hydrogenated oils can lead to obesity, clogged arteries and other diseases.But hydrogen isn't all bad. It can be combined with other molecules to produce plastics, and is used to polish glass. An unlimited, renewable resource, hydrogen is also an environmentally friendly energy alternative. It holds the promise of solving air pollution problems, reducing Canada's dependence on foreign oil, and eliminating oil spills.Air Liquide, the global leader in industrial gases, explores hydrogen's energy uses. The company is partnering with automobile manufacturers to develop hydrogen-powered cars that emit clean water rather than harmful pollutants. Other benefits of hydrogen cars are: no mechanical parts (such as a transmission), no need for lubricating oils, and easier maintenance. It is estimated that hydrogen cars won't hit the road for another decade, although the world's first hydrogen bus has already conducted field tests in Germany.- News Canada News Canada provides a wide selection of current, ready-to-use copyright free news stories and ideas for Television, Print, Radio, and the Web. News Canada is a niche service in public relations, offering access to print, radio, television, and now the Internet media, with ready-to-use, editorial "fill" items. Monitoring and analysis are two more of our primary services. The service supplies access to the national media for marketers in the private, the public, and the not-for-profit sectors. Your corporate and product news, consumer tips and information are packaged in a variety of ready-to-use formats and are made available to every Canadian media organization including weekly and daily newspapers, cable and commercial television stations, radio stations, as well as the Web sites Canadians visit most often. Visit News Canada and learn more about the NC services.

Category : General Food and Drink

Property Taxes, Home Insurance and Your Standard of Living

2008-04-20T23:00:00.001-07:00

Author : Mark Kanty

How do Property Taxes and Insurance affect your standard of living? It always amazes me how people look only at the price of a product and neglect to consider the true cost of ownership. For most a car purchase is based solely on emotion and the sticker price. They never bother to check on insurance rates, cost of repairs and maintance. In Real Estate there can be an even greater impact. One which can determine whether you live like a pauper or a king. On Sun, Apr. 15, 2007 MARTHA BRANNIGAN reported in the Miami Herald, South Florida Homeowners Feel the Tax Imbalance. She writes, "Claus and her husband, Brad Wagshul, a federal law clerk, bought their 1,473-square-foot house for $215,000 in 2000. Their tax bill was $3,482 last year. But right next door, Erin Kobetz and Joshua Diem, who bought a slightly smaller three-bedroom, two-bath home on an identical lot in 2004, were taxed $6,323 -- 82 percent higher.Among the largely comparable homes along Southwest 63rd Place, property taxes last year ranged from $2,278 to $9,432. Some neighbors -- such as those with second homes and rental properties -- aren't eligible for the precious 3 percent cap on tax increases, and they are paying the most of all.A block away live Ximena and Kurt Prelle, who bought their home at 8215 SW 63rd Pl. in 2003 for $280,000, before the hot run-up in prices that boosted some homes in the neighborhood above the half-million-dollar mark. But you can't tell their good fortune from their property taxes. The Prelles, who are from Peru, are in the United States on work visas and haven't yet obtained permanent U.S. residency. That means they aren't eligible for the homestead exemption or Save Our Homes cap. So every year, their taxes have soared along with the rising property values. The Prelles forked over $8,550 for 2006 property taxes on their three-bedroom, two-bathroom house, which was assessed at $412,134.In Panama I have had people see home prices as an 'incredable bargain' or 'too pricey' based on where they are from. Some have even said, "I can buy a place in Florida for that!" Well, yes maybe you can but have you considered the true cost of ownership and how that affects your lifestyle?In his Blog, developer Sam Taliaferro writes, "This weekend I had a visitor from Florida who shared with me that his insurance on his home in Boca Raton is over $7000 a year. On top of that the taxes have been increasing each year to where it is over $8000 for an under 2000 square foot home. When you compare Panama (And Valle Escondido specifically) where the insurance on a 2500 square foot home is about $450 and the property taxes are zero for the next 20 years, you can see why Panama has become so popular. You can actually live very comfortably here in a master planned community with great amenities just on the $1200 a month you save on these two expenses." (Sam Taliferro is an American expat many consider the pioneer who put Panama on the map with his first class development, Valle Escondido in the mountain town of Boquete.)What would an extra $1,200 a month mean to your standard of lving? Cheap Quality Health Care, Low, Low Insurance Rates, NO Property Taxes on new construction PLUS Fresh Produce, Groceries; Entertainment and Dining Out at about Half the cost of comparable American fare and you can see why Panama has become the number one retirement spot for the baby boomers! Are you seriously considering the purchase of a vacation, investment or retirement property? Discover the beautiful Republic of Panama with Mark Kanty! Follow the journey as he reveals the Best Places to Eat, Stay, Live and Invest and More at http://www.LearnAboutPanama.com

Category : General Lifestyle: Retirement

Those Mountains in the Back - Identifying Your Old Family Photos

2008-04-18T22:00:00.001-07:00

Author : Joe Bott

I read an article recently about the quantity of family photos
we accumulate in our lifetime. I think it said somewhere around
1,200 in any given household, the majority of which are
unmarked. I can believe thatâ"the unmarked part especially.

I'm horrible when it comes to jotting a note on the back of my
photos. "My photos" refer to the ones that were taken by me or a
living member of my family. I even have photos undeveloped from
the 1980s, but I intend to get them developed "sometime real
soonâ"as soon I get a chance."

It's the same story with my hobby photo collection, which
contains tens of thousands of photos. Most of the photos are of
note-less, name-less faces. If it weren't for the photographers'
marks, they would be of nameless, placeless faces. I refer to
these nameless, placeless photos as "incredibly lost."

I wonder why many of our ancestors didn't put names on their
photos. Was it laziness? I originally blamed sloth, but then I
changed my mind. If you look on the back of c1900 onward
vacation snapshots, you can find notes like: "This is Uncle John
next to Harvey Johnson's Boat," "Those mountains behind me are
the High Sierras" and "That's an Esso station were we stopped to
fill'er up on our way to Lake Henry." It takes a lot more time
to jot down "where" and "what" notes than it does to jot down a
"John Hancock," and most vacation photos have something written
on them. Yes, I've concluded that it was not laziness.

After thinking for a while, it hit me. Why would we even bother
to write our names on the back? We all know who we are, so
there's no need to jot down a name when we already know what
that name is. Besides, if people we don't know look at the
photo, why would they even care to know who's in the photo?
Unless, of course, they're curious about that gas station, in
which case they could turn the photo over to find out that it
was somewhere on the road to Lake Henry.

So here they sit: all these photos from the 1800s and early
1900s with no clues as to who most of these people are.
Personally, I want to know who they are, as I'm sure many of you
do, too. Unfortunately, some people discard their nameless
photos. Fortunately, some people find them.

Even more fortunately, the Internet has opened a big, big door.
Now we can scan those found unknown "genealogy orphans" onto our
computers, post them onto DeadFred.com and increase the chances
that someone will help fill in the blanks. It happens every day
now. Who would have thought?

Anyway, I'm going to get those 1980s undeveloped film rolls
developed real soon and share them with you. I might need some
help identifying a few of the people in them.

Category : Spirituality

Flowers Speak Too

2008-04-16T10:00:00.001-07:00

Author : Andrew Bermam

It is traditional and stylish to say it with flowers. You can send flowers to say welcome; I am sorry; I love you; and many more. Beautifully arranged and fragrant flowers can brighten up a persons day. World over, flowers have been in use since ancient times to decorate palaces and homes, in rituals, during spring dances, as a part of weddings, and more.Flowers are not selected randomly, over the years they have developed meanings. For example, the acacia means concealed love, chaste love or beauty; the aster symbolizes both love and daintiness; a pink carnation means says I will never forget you; while the yellow says rejection or disappointment; the tulip says you have sunshine in your smile.Then of course there are birthday flowers. Those born in February have the primrose and violet as birth flowers; while the larkspur and water lily are birth flowers for those born in July; and the holly, narcissus, and poinsettia are flowers for birthdays in December. Birth signs too have specific flowers: for Arians who are passionate and adventurous the flowers are red roses, tulips, and amaryllis while for Scorpios the flowers are hibiscus, peony, and amaranthus among others.The colors of flowers have meaning and speak a language that is their own and there are scientific as well as traditional interpretations.Traditionally: Red flowers signify romance. Yellow flowers friendship. White flowers reverence. Peach flowers thanks. Pink flowers appreciation. Orange flowers flames of desire. Purple flowers mean love at first sight.Scientifically speaking, colors are known to affect the mind and soul. So, a color can spread joy, relieve tensions, energize a person, or sooth. In fact, flowers are known to have healing properties too: Black lends power, confidence, and self esteem. Blue is calming to the mind and soul. The color is known to lower blood pressure and relieve hypertension. Red sets the pulse racing and is known to induce passions. Green is nurturing and relaxes the mind and body. Violet induces calm and peace. Pink soothes and is like a salve, cool and calm. Yellow is energetic and spreads sunshine.All over the world, there are many traditions and beliefs and poems as well as stories that glorify the beauty and uniqueness of flowers. Some kinds of flowers have a special place in coronations, rituals, and celebrations. Flowers have always blessed life on earth and will always be there for you to gift and say I care. The language of flowers is not set, rigid, or universal. They have different meanings and connotations in different parts of the world. Flowers can help you express thoughts, feelings, and emotions, they do the needful when words are difficult to say. Andrew Bermam is a freelance writer for Send Flowers , the premier website to find all kind of services to Send Flowers online like flower arrangements, cheap flower send, roses, bouquets, plants, fresh flowers delivery and more. He also freelances for Submit Free Press Release site.

Category : General Lifestyle

Where has the Human in HR Gone?

2008-04-14T10:00:00.001-07:00

Author : Kevin Dwyer

Cold and Flu Season Are Almost Here!

2008-04-14T04:00:00.001-07:00

Author : Brenda Hoffman
Cold and flu season are almost here! These truly are the most common illnesses in humans because of how easily they can be spread (both through the air and through touch). Now is the time to strengthen your immune system (the shield that protects your body from germs, bacteria and viruses ) so that you are able to protect yourself. This is important because if you have a weak immune system, you're more vulnerable to getting sick. This doesn't mean that you'll never catch a cold, but when you have a strong immune system you'll be better able to fight off any illness, that you do get, faster. So, here are several things that you can do to make sure that your immune system stays healthy and becomes strong.The first thing that you need to do is take care of your nutrition. There is truth in the old saying: "garbage in, garbage out." If you have bad eating habits, you'll have poor nutrition, which means that your body won't get the appropriate vitamins that it needs in order to stay strong. This doesn't mean that you can't have an occassional cheeseburger or ice cream cone, but moderation is the key. Even when you do eat healthily, you will still need to take nutritional supplements (ie vitamins, minerals and immune boosters) in order to help fill in the blanks.You're also going to need to exercise properly in order to build yourself a strong immune system. Now this doesn't mean that you need to go out and join a gym or hire a personal trainer. What it does mean is that you should take nice long walks, regular bike rides, get up and do some housework or gardening. It's simply a matter of not being sedintary... Get up and move!Of course there are also some things which you should avoid. For instance, excessive stress (especially emotional stress) and smoking can really compromise and weaken your immune system. Studies have shown that cigarette smoke can irritate the airways and increase susceptibility to colds and other infections. Even exposure to passive smoke can make you (or your children) more vulnerable to colds.You should also be certain to wash your hands often and always avoid touching your face, especially the nose, mouth, and eye areas. This is especially true if you've been around someone with a cold or if you've been touching surfaces in a public area. Frequent hand washing can destroy viruses that you have acquired from touching surfaces used by other people. Of course, carrying hand sanitizer with you will also help.You're not going to be able to do these things overnight either. It's going to take work, time, effort, and concentration on your part. It is something that we must continuously strive for throughout our entire lives. I urge you to go ahead and get started today! However, if you still do get a cold or the flu there are some things that you can do to help keep the rest of your family from getting sick.Use disposable cups so that your children won't accidentally drink after someone else. Keep the rest of your household surfaces clean too. Viruses especially love hiding in your door knobs, drawer pulls, keyboards, light switches, telephones, remote controls, countertops, and sinks. These surfaces should frequently be disinfected. Your child's toys should also be frequently washed whenever he/she is ill. It is also highly recommended that you use paper towels in the kitchen and bathroom for hand washing since germs can live for up to several hours on cloth towels. An alternative is to have separate towels for each family member and provide a clean one for guests. If you choose to use paper towels, they should be immediately thrown away after use, as should tissues. (Used tissues are sources of virus that can contaminate any surface where they are left.)Reverend Brenda Hoffman, is ordained by the Universal Life Church, and has been delivering holistic health and wellness advice for over 7 years since receiving a BA in psychology. As a home-based professional and mother of 1, she operates a holistic wellness network. She invites you over to http://www.yourhealthyfamilyhome.com/ to learn how to improve you and your family's health.
Category : College

Secrets Of Happy Moms

2008-04-13T05:00:00.001-07:00

Author : Carrie Lauth

Have you ever noticed how some Moms seem to be very contented and confident in their role as Mothers, and others seem chronically stressed and approaching burnout? Why are some Moms unflappable and able to keep their sense of humor, while others overreact to the slightest stressors in their day?

I"m currently observing and interviewing these happy Moms as I conduct research for an upcoming book. While all Moms are different, these women usually have several of the following traits in common.

1) They keep it simple.
I know one Mom who grocery shops every two weeks and buys the exact same thing every time to prepare the same menu of 14 dinners. Why does she do this? She"s picked the family"s favorite meals for her menu to save herself time and arguments at the dinner table. Anyone with kids knows they like to eat the same things over and over! This Mom has decided not to reinvent the wheel twice a month. This is just one example of keeping it simple.

2) They teach their kids to be independent.
This doesn"t mean they leave them to their own devices all day. But a smart Mom knows that a 2 year old can put a dish in the dishwasher, a 4 year old can prepare his own peanut butter and jelly sandwich, and a 7 year old can sweep a floor (albeit imperfectly!). Call it "outsourcing" for Moms.

3) They drop the SuperMom complex.
Not sweating the small stuff seems to be a common trait of happy Moms. They learn to pick their battles. Getting buckled into a car seat? Not negotiable. Pink paisley pants with the orange plaid shirt? Fashion creativity.

Happy Moms also realize that being an awesome Mom doesn"t mean being a perfect Mom. "Nuff said.

4) They can often be overheard repeating the phrase "This too shall pass".
It doesn"t mean that bothersome behavior in kids should be overlooked, for discipline is a huge time saver in the end. It means that Moms realize that children are...well, uncivilized creatures, and that much uncivilized behavior will simply go away on its own as the child matures. Smart Moms are also keenly aware of their child"s development and don"t expect more of them than they are able to give.

5) Smart Moms take care of themselves.
They don"t blame the baby for their extra weight when the baby in question is potty trained! They put emphasis on good nutrition, avoiding too much by way of stimulants (caffeine, sugar), they get adequate rest, and daily exercise. They realize that you can"t pour from an empty bucket.

6) They live in the moment.
Happy Moms realize that the days are long but the years short. It"s not that they are impervious to stress, it"s that they have learned to lower their expectations and be in the moment when things get difficult. When your toddler is puking all over the house, this is not the time to reorganize the hall closet. A sick day then turns into a time to create sweet memories of hours spent reading and cuddling on the couch.

7) They don"t worry about what others think.
Whether it"s the disapproving glare from the old lady in the checkout line, the Mother in law who is convinced you"re starving the baby by breastfeeding, or the Pediatrician whose medical advice strays into parenting advice, happy Moms learn not to give too much weight to the opinions of those who don"t live in their home.

8) In other words, they trust their instincts.
Whether it"s taking the baby to bed with them so they can get more sleep or taking a bullied child out of public school, smart Moms know that they are the expert of their own babies.

9) Happy Moms have "something else"
It may be a part time home based business or a hobby like belly dancing. These Moms know that some day their babies will fly the coop, and they make sure they have a passion that will give them purpose when that happens.

About the author:

Carrie Lauth is the author of the upcoming book: "Awesome Moms: 187 Years of Mothering Wisdom". Take a sneak peak at http://www.momswisdom.comFor more great articles and resources for Moms doing things the natural way, visit http://www.natural-moms.com

Category : Women

Cricket world cup 2007 will bring the series of action-packed thrill

2008-04-12T09:00:00.001-07:00

Author : Ella Wilson

World cup is one of the biggest tournaments that every cricket team fights for. It is, in fact, the target for which all the teams practices hard on the net. Cricket is in air with the approaching cricket world cup 2007 and lots of preparations have been made in this regard. As the present world cup is scheduled to take place in West Indies, teams are gearing up to enhance their overall performance. After all, it is the reputation of their country that is at stake and they will surely try hard to maintain it. In recent times, West Indies have scored good amount of runs and its players are enhancing their performance. Cricket World Cup 2007 is one tournament that no cricket fan can afford to miss it at any cost. The approaching world cup includes 16 teams, along with some that are participating for the first time such as Bermuda and Ireland. Though, these teams will have to face tough competition from the strong ones; still they will get to experience the strategies being adopted by other countries. Cricket world cup 2007 is an important tournament and fans start adjusting their scheduled much before the event starts. After all, their favorite team or player would be playing and they need to watch their performance. The importance of being a part of that action has rose to such a height that a variety of companies have started taking out schemes, so that fans can go to the stadium to watch the matches and support their favorite team. Cricket world cup 2007 schedule tells about the various venues that have been selected for the matches to take place. Port of Spain, Kingston, Gros Islet and Basseterre are some of the famous venues. Cricket world cup 2007 is the tournament that is the target of every playing nation. In fact, the question is in the air that will Australia be able to score a hat trick or will be beaten by the hosts or some other nation? West Indies is hosting the cricket world cup tournament for the first time. So, it becomes a matter of prestige and reputation for them to give their best performance and win the cup. It is for this reason that cricket world cup 2007 has become more interesting. The tournament will commence from March 13th and first match will be held between the host nation and Pakistan. Whenever the world cup tournament comes, the excitement is all the more increased with every tournament. It is because of this excitement that fans try to have access to some or the other kind of medium to catch up with the upgraded information. Cricket is a game of immense interest and it is this interest that has made it a widely acclaimed sport. Its popularity is such that fans either leave their work or make some adjustments in the daily schedule to catch the action. Cricket world cup 2007 is a much talked about event recently. Every other fan has some or the other question in their mind as to who will win the world cup or will India is able to break the monopoly of Aussies? Nothing can be said as of now, as we all have to wait for the time to come and see that the results. Still, every other nation is carrying out schemes and ways to boost the morale of their players. It is only in the later that we get to have answers to our questions. Ella Wilson is a cricket fanatic. She simply loves the game and tries to catch live action no matter where she is.At Stickiewicket she works on Online cricket score,Cricket World Cup 2007, Fantasy cricket and Cricket News among other things.You can see her works at www.stickiewicket.com

Category : General Sports: Outdoors

Philosophy and Cancer Treatment

2008-04-10T18:00:00.001-07:00

Author : Simon Mitchell
1000 years ago in Europe pre-Christian tribes originally had a Goddess culture - a matriarchy where the earth and nature and their cycles and secrets were revered. In pre-industrial societies illness was not seen as a 'random assault from outside' but as a deeply significant life event integral to the sufferer's whole being - spiritual, moral, physical and life course - past, present and future. Dis-ease was interpreted as packed with moral, spiritual and religious messages as one of the many ways through which 'God revealed his will to mankind'. Other philosophies of medicine such as Ayurvedic or Tibetan think similarly, in these, dis-ease has a karmic aspect.Around the tenth century in Europe - after the so called 'Dark Ages' - women, the original stewards of the land (men did â˜animal husbandryâ™), were dispossessed of it by the new patriarchies of the Church and State. This male hierarchy hid the things they were most afraid of, namely the fact that it is women who hold the key to the processes and powers of life. They took them as their own, decreeing laws about how we should behave to impose control and inventing 'original sin'. Allied to this there came a prolonged persecution of women, especially any of those involved in healing. Some sources estimate about 5 - 9 million women were destroyed across Europe during this persecution. Essentially the role of women as healers and midwives was discouraged and â˜home-makingâ™ and its many associated skills is still regarded as a â˜worthlessâ™ career according to our primarily fiscal values based on GDP.When a patriarchy takes over a matriarchy as a fundamental paradigm shift, one of the main things that happens is that 'healing' and 'spirituality' are separated out as an instrument of control. The world of spirit and physic were separated and became even more so during the great male 'Age of Reason' that began with Descartes and continued with Newton, the tail-end of which many are presently clinging to in desperation and a degree of applied self-interest.Rene Descartes (1596 - 1650) was a central influence on the 17th century revolution that began modern science and philosophy. His â˜Method of Doubtâ™ was published in 1637:
"I resolved to reject as false everything in which I could imagine the least doubt, in order to see if there afterwards remained anything that was entirely indubitable".The philosophy of â˜Cartesian dualismâ™ became part of our science, where the mind and the body are seen as essentially separate. The â˜selfâ™, the conscious being that is â˜meâ™ was seen as essentially non-physical. Misguidedly (it was not Descartes intention) this philosophy contributed to the mechanistic and rational philosophy of the universe adopted by our culture. Descartes was one of the first people to suggest that phenomena could be understood by breaking them down into constituent parts and examining each minutely. His view of the human body as a machine functioning within a mechanistic universe took prevalence within the â˜Age of Reasonâ™."Consider the human body as a machine. My thought compares a sick man and an ill-made clock with my idea of a healthy man and a well made clock".This attention to analytical detail is still at the heart of our scientific research methodologies. As a result Western medicine has produced â˜World savingâ™ vaccines and antibiotics. It has created drugs and surgical techniques that do utterly amazing things. It has virtually eliminated all the serious communicable diseases (in the First World) such as leprosy, plague, tuberculosis, tetanus, syphilis, rheumatic fever, pneumonia, meningitis, polio, septicaemia. There are very few women dying in childbirth compared to the past. Western medicine has been, and is, a triumph in the face of these problems which worried us back then the way cancer and heart disease worry us today. Even the big medical problems of the of 1930â™s and 40â™s have literally vanished.The age of infectious disease has given way to the age of chronic disorders. The major killers today are heart and vascular disease, chronic degenerative diseases and cancer, largely incurable and increasing in incidence. The strategies that worked so well for all but eliminating acute infectious diseases just donâ™t seem to work for chronic and degenerative conditions."The prevalence of asthma, multiple sclerosis, chronic fatigue, immune deficiency syndrome, HIV and a host of other debilitating conditions is increasing. Conventional biomedicine - so strikingly successful in the treatment of overwhelming infections, surgical and medical emergencies and congenital defects, has been unable to stem the tide of these conditions".
James Gordon M.D., Washington, D.C.Even during the time of Sir Isaac Newton the human body was viewed as an intricate biological machine. The Universe was an orderly, predictable but divine mechanism, a â˜grand clockworkâ™. Although hundreds of years have passed, Western scientific medicine still holds the same basic philosophy, but are more sophisticated in studying biological mechanisms at a molecular level.The first Newtonian approaches were essentially surgical. The body was seen as if it were a complex plumbing system. If it went wrong the offending piece was removed or bypassed. These days instead of using knives, drugs are often used to do more or less the same things.Humans though are far more than walking sacks of chemicals. The animating life-force central to other medical systems is an energy that is not addressed by modern scientific methodology and there are no Western medical models that explain what it is and what it does. It is misguided by the concept that all illnesses are cured by physically repairing or eliminating abnormal cells. This is partly due to a conflict between â˜Westernâ™ and â˜Easternâ™ philosophies and has its roots in the division of science and religion along with the destruction of folk medicine in both U.S. and Europe.Cancer cannot be treated effectively under a philosophy of reductionism. Scientific cancer research has failed to find a cure because it is looking in the wrong places with the wrong tools. Cancer needs to be understood as a â˜wholeâ™ disease in relation to each individualâ™s experience and the culture of which they are part. It has multiple causes that vary with each patient. The strategies that worked so well for tackling acute infectious diseases are inappropriate for dealing with chronic and degenerative conditions. Cancer patients can be at best increasingly â˜patched upâ™ by orthodox treatments but at spiralling health care costs.This is an extract from 'Don't Get Cancer'a new ebook available only at: http://www.simonthescribe.co.uk/don'tget1.html
Category : Psychology

Tax Tips for Home Buyers and Sellers in 2005

2008-04-09T11:00:00.001-07:00

Author : Mark Nash
Primary residence buyers and sellers understand the fundamental tax benefits of owning a home. Many though aren't aware beyond the typical deductions of mortgage interest and real estate taxes what and when other home buying or selling expenses can be deducted. The second step in determining the timeline for claiming an expense is separating deductions that can be taken now or costs that must be deferred that are considered part of the basis of owning a home.-Basis is the starting cost for figuring a gain or loss when you sell your home. This starting cost is also used to determine depreciation if you use part of your home for business. Basis must be fair market value. Certain costs can be added to your basis or subtracted, which are called adjustments. Increases to adjustments are: putting an addition on your home, paving a driveway or installing central air-conditioning. Decreases to adjustments are: Casualty loss not covered by insurance, payments received for an easement granted, or depreciation if home is used for business or rental.If you sold a home in 2005 the first step in deciding which column a home buying or selling expense goes under is to take a good look at the RESPA or Real Estate Settlement Proceedures Act form you received at closing or escrow. Take your RESPA and other home buying or selling expenses that you feel might apply to an experienced tax accountant, so they can organize and separate deductions from costs and eliminate non-deductible items. Deferred costs that figure into the basis of a home benefit sellers in the tax year they sold. Some of the out of pocket costs incurred by buyers in the purchase of a home might have to be delayed, which can come as a surprise to buyers.To claim deductions you must itemize on Schedule A form 1040 and under IRS rules if you itemize you can't claim the standard deduction. To see more tax information for first-time homeowners pick up Internal Revenue Form 530 for 2005. Many deductions or costs have exceptions that you must meet to claim a deduction or cost basis expense. Here are some basic guidelines that buyers and sellers should be familiar with before entering a contract to purchase or sell a home.Deductions-Mortgage interest. Your main or a second home must secure mortgages.-Late payment charges on a mortgage. Only deductible if it wasn't for a specific service in connection with your loan.-Mortgage prepayment penalties. Only deductible if it wasn't for a specific service in connection with your loan.-Real estate taxes. Property taxes actually paid in the tax year.-Home improvement, mortgage and refinancing loan origination points. You must meet set guidelines or spread costs over life of the mortgage.Costs-Transfer taxes. State, county or local. Charges you paid charged by governments when a home is bought or sold.-Owner's title insurance.-Recording fees. Fees charge by governments to have mortgages, satisfactions, deeds and other legal documents registered into databases.-Legal and Abstract fees.-Property surveys.-Real estate brokerage commissions.-Local assessments that increase the value of your property. New sidewalks, streets, sewer and water systems are costs.-Special homeowners association condominium assessments that cover capital improvements such as a new roof, not roof repairs.-Charges for installing utility services for new construction.Don't plan on taking as a cost or deduction.-Mortgage principal payments.-Mortgage insurance premiums.-FHA and VA funding fees.-Credit report fees.-Loan application fees.-Loan assumption fees.-Notary fees.-Mortgage note preparation costs.-Appraisal fees by mortgage lender.-Home inspections.-Moving costs. Unless you relocated to a new job, restrictions apply.-Cleaning costs when moving in or out of a home.-Condominium homeowner association assessments.-Condominium homeowner association application, move-in and move-out fees.-Rent for occupancy before closing.-Homeowner's insurance premiums.-Wages for household help.-Depreciation.-Contributions to a tax escrow accounts that were not paid to a taxing authority.-The cost of cable-TV, electricity, gas, telephone or water.-Charges for services such as trash collection or periodic service charges for lawn mowing or snow shoveling when in violation of local ordinances.-Repairs. An expense that keeps your home in ordinary and efficient operating condition such as fixing gutters leaks, broken windows and cracked drywall.-Gifts to buyers or sellers such as flowers, gift baskets or entertainment.-Your own labor for an improvement. An improvement is based on the actual costs of material labor except your own.Cooperatives offer many tax benefits for homeowners, but they do have special tax rules. Consult a qualified tax accountant who specializes in cooperatives.The IRS requires that you keep records that affect the basis cost and deductions until the limitations for income tax returns expires, typically a set period of time after you sell your home.Mark Nash's fourth real estate book, "1001 Tips for Buying and Selling a Home" (2005), and working as a real estate broker in Chicago are the foundation for his consumer-centric real estate perspective which has been featured on ABC-TV,CBS The Early Show, Bloomberg TV, CNN-TV, Chicago Sun Times & Tribune, Fidelity Investor's Weekly, Dow Jones Market Watch, MSNBC.com, The New York Times, Realty Times, Universal Press Syndicate and USA Today.
Category : Finance:Taxes

Review of S.F.I. Marketing - Business Opportunity

2008-04-08T05:00:00.001-07:00

Author : Kevin McNabb

te">April 12th, 2007

Learn How To Dress Up Your Presentation The Easy Way

2008-04-06T08:00:00.001-07:00

Author : Aubrey Richardson

Honoring individuals for their achievements may say a great deal about the person but can also demonstrate the sincere appreciation of the one awarding and recognizing the recipients? success. Everyone enjoys receiving awards and being recognized for their efforts. Many times our trophies and plaques are proudly displayed in a prominent place in the home or office. This may be a wall, trophy case or fireplace mantel that in some environments can represent a small shrine.Reflecting back on awards that have captured my attention, it?s always been the logo or graphic picture that first caught my eye. After looking at the design (or the structure of the award itself), I then focus my eyes towards the inscription engraved on the plaque.There are numerous types of awards from appreciation, acknowledgement, retirement, sports and more. One of the easiest ways to dress up your presentation and make it stand out among others is done by simply applying graphics to the item you are presenting. By adding or implementing a cool design, you will give more personality to the award and make it more attractive to the recipient and the individuals who view it.Adding clip art or logos to your presentation can be done at a small expense and at times even free, while adding value to the award. Usually the organization or company giving the presentation has their logo available in print or in a digital format that can be reproduced easily. Simply request to receive their insignia in the computer format you need. Now days, more and more company?s have their logo already available on CD that will work within the environment of your graphics software. Many times this is easily downloaded from the associations website or may be emailed directly to your address.If for some reason a logo or design you wish to reproduce is not readily available, you can always have it created or have one ?digitized? to meet your needs. By digitizing someone?s logo you enable it to be used with certain computer software programs while at the same time giving way to numerous other applications as well. For example: If you were in need of reproducing a logo for use with a laser engraving process, you may have it digitized and supplied to you in an .EPS format. This particular format is one of the more universal files of type, which many of your leading software programs can import into their layout screen. Additionally, this type of format can be used for other types of applications too. The key to creating any image is to better understand the application (or process) in which the design is going to be reproduced. If you are unsure, it?s always best to contact a professional digitizing company to assist you with the production or reproduction of the logo.You can find many sources on the World Wide Web that can help you from beginning to end, with logo design or clip art images all ready to engrave or print for most any application. The quickest way to locate some of these vendors is by typing in a ?keyword? at any of your favorite search engines search bar. Example: goto MSN.com and key in the words ?laser engraving?, ?logo company? or refine your keywords to a more specific industry such as, ?wedding clip art? or ?religious clip art?.By using search engines to ?search? for a specific type of logo or desired application for creating your awards, this enables you to locate numerous choices much faster and compare their services and/or products on line.Once you begin to settle in on a company to assist you with your award creation or logo digitizing process, ask them what other type of industry applications they service. One of the reasons you want to acquire this information is for future uses of your digitized image. You may only need to have your logo laser engraved today however, next time you may need to have a banner created with the same design. If your vendor can create your logo to work with both applications without a re-work, it may same you time and money for up coming awards and presentations.You don?t need to know every finite detail for dressing up your presentations. My suggestion is that by adding logos or a graphic design to your awards, it adds value and makes your item more attractive. Connecting with a cutting edge technology companies will help you create these types of designs and have your recipients proud to display their trophy for all to see. Aubrey Richardson is the founder of LogoFax one of the largest and fastest growing Logos & Clip Art sites online.Additionally, Aubrey has created Internet-Based-Business-Opportunity Get this: Over $225,000 added to your bottom line and 4,120 people added to your downline in just 14 months is phenomenal! Moreover, this 25-yr old "unknown" rookie network marketer claims he can show any knuckle-head how to repeat his results and thousands already agree. Guess what? If *you* don't agree that his SYSTEM is the quickest and laziest way to build your network marketing business, then you get double your money back!! Is this guy stupid or just plain brave? Get MLM Profits

Category : General Awards

5 Quick and Easy Steps On HOW-TO Send Your Website A SURGE Of Amazon's Traffic For FREE!

2008-04-05T13:00:00.001-07:00

Author : Cory Threlfall

What I'm about to reveal to you in this article will literally change the way you look at 'Amazon' forever.As you know, Amazon is a buyers market place and is a VERY powerful search engine for products of all sorts, especially Books.Now, you're probably saying to yourself, "yeah, I already know that about Amazon, but how do I get my share of Amazon's traffic?".Well, I'm going to answer that question in just a few moments, but first, here's just some of the benefits you'll receive once you've 'Set-Up' what I'm about to show you: - you'll position yourself as an Expert within your Niche - you'll receive Highly Targeted traffic to your website - you'll be able to build a HIGHLY targeted 'Opt-In' listThose are some pretty Powerful benefits wouldn't you say?And who would of ever guessed that Amazon could deliver this to you.I only recently learned of this tactic myself from a Very well known Internet marketer who was kind enough to share it with me.So now, I'm going to do the same for you.Are you ready to see what Amazon can do for your Business and Credibility?Enough said, lets get started.Step #1. Set up a account with Amazon.This is the easiest part of the whole task. Simply go to http://www.amazon.com and set up an account for yourself.This should only take a few minutes and is very straight forward.Step #2. Click on your "Your Name" Store tab.Once you've set up your account you should have been given a password in order to login to your account.If you're not logged in already, login now.Now, from within the members area there should be a row of tabs at the top of the members area, click on the one that says "Your Name" Store(ex. 'Corys Store' tab).This will take you to a different area with a different sub-menu.Click on the tab in the sub-menu that says "About You Area".Step #3. Setting up your "About You Area".Now this is where you have to pay 'Special Attention' because this is what people will see when they click on your 'About You' tab.Assuming you are at the 'About You Area' you'll notice that you have spots available to put your Picture, Name, Nickname, eMail Address, Real Name and About Me.Go ahead and fill out all the area's accept your 'About Me'.The 'About Me' spot is what I'll talk about in the next step, but for now, just fill out all the other area's and if you want to put up a picture of yourself, you can, it's up to you.Step #4. Setting up the 'About Me' section.This is probably the single most important part of this whole process because this is where your potential customer will read about who you are and what you and your business is all about, so do take this seriously.Now, you have about 4,000 characters of space to write up a description about who you are and what your business is about, so its up to you on how long you want your description to be.Before you start writing your description this is what You have to do First within the first 70 to 80 characters of your 'About Me' description and I'll show you an example of how mine looks so you'll be able to see this in action.(ex. About me: Hi, I'm Cory Threlfall and I'm the Editor/Publisher of 'www.internetwondersezine.com' which is a ...)Do you see what I've done?I've incorporated my 'Domain Name' in quotes into my First 70 to 80 characters of my description so when they click on my 'About Me' and read my profile they'll also see my Domain Name, and if they wish to find out more about me they can either 'Copy and Paste or Type' my domain into there browser which will then bring them to my website where they can either 'Subscribe' to my newsletter or read my sale copy which will then get them to Opt-In to my newsletter.This is where the 'List Building' starts to take place from the traffic sent through Amazon.Now, we've already established that Amazon is a High Traffic website and now that you've set up your 'About Me Area' the way I've outlined it above I'm now going to show you how to direct Amazon's traffic to your website.Step #5. Directing Amazon's traffic to your website.This is where the fun starts. And once you see How its done you'll probably kick yourself in the butt like I did when I was shown How-To do this.What we need to do now is a little exercise so you'll see for yourself how you'll tap into Amazon's traffic.So, we know that Amazon is best known for Books, so click on the 'Books' tab within Amazon's members area. This will take you to a different page.In the upper left corner you'll see a 'Search Books' search box.Now, for the purpose of this exercise, just so that we're on the same page, lets use 'internet marketing' as the search term.So, go ahead and type that in and press GO!.You should now see a bunch of listings on books related to 'internet marketing'.Scroll down and select the "33 Days To Online Profits" link. This will bring you to its Product Description page.Within this Product Description page you'll find Product Details, Editorial Reviews and most important of all, All Customer Reviews.Notice I said "and most important of all, All Customer Reviews".Thats right, all you need to do is 'Write Reviews' on books within your particular Niche and when potential customers are reviewing the book you wrote the review on and they scroll down and happen to read your review and click on Your Name to see what you're all about, guess what they'll see?They'll see your profile with your Name, Nick Name, eMail Address and your 'About Me' description with your Domain Name screaming out at them which can easily be typed into there browser.There you have it, "5 Quick and Easy Steps On HOW-TO Send Your Website A SURGE Of Amazon's Traffic For FREE!"I truly hope you see the benefits of writing reviews and how it will make you look in the eyes of your potential customer.This is a great tactic to use if you're looking to establish yourself as an Expert within your Niche and at the same time, build a HIGHLY targeted 'Opt-In' list that you can market to for years to come. Want to get MORE 'Insider' marketing Secrets on How-To drive HUGE amounts of Laser Targeted Traffic to your website? Then you need to subscribe to Cory Threlfall's ezine called... The Internet Wonders eZine at -- internet marketing

Category : Web Site Traffic

How To Use Pay Per Click Ads Without Ruin Yourself.

2008-04-04T18:00:00.001-07:00

Author : Torgeir Sunnarvik

Pay Per Click Ads may seem to be a very expensive way of selling your products. But if it's done the right way, it can be a money making machine on auto-pilot.Let's say that you have bought one of the many ebooks with reprint rights that you can find online. Then you use the tools that you receive with the ebook to set up your own web page on your own domain. It's very easy and often done in just one hour or two.After your sales page is online and you have checked that everything is working fine, you should go to Overture and open an account. Then you start to make your keyword list. For that you can use Overture's own keyword tool. It's quite good because you can see how many times each keyword have been searched for the previous month. That gives you a clue of how popular the keyword is, and it predicts how many clicks you can get for that keyword.When you search for keywords you should first look at your sales page, for words that are relevant for the product that you are promoting. Write all the words down or save them in a txt file. You can also put in spelling mistakes in these keywords. There are always a lot of searches with spelling mistakes. And these keywords have often no bids. This site offer a tool to find spelling mistakes. http://www.seochat.com/seo-tools/keyword-typo-generator/Now it's time to put all the words into Overture's keyword tool. If you use the tools that are available when signing up for an account, you should be able to see how high the bids are for each keyword.The words that have the highest number of searches are most likely to have the highest bids, too. I have seen keywords that have bids for $40 and even higher for each click. What you want to find are the keywords that have high searches and low bids. If you are lucky you can find words that have no bids on them yet. Then you have the opportunity to have your ad on the first position for only $0,10 per click. This is the lowest bid on Overture. The minimum bid per click can vary among the company's that offer pay per click ads.By the way, that amount is what you should bid on all your keywords. Try to find as many keywords as possible. It's better to have 5000 keywords that you have low bids on, than to have a few keywords with higher bids. That way, you will have a better chance to earn money.Remember that you get 1000 visitors for $100 if you bid only $0,10 per click. So, if you are selling a product that costs $25, and you sell around one unit per 100 visitors, you will have earned $250 after getting 1000 visitors to your website. You will have earned $250 for every $100 spent on your keyword adcampaign.You should also think about saving money when you write your ad. Don't try to lure people into click your ad by writing about free offers or any hype of that kind. You might get a lot of visitors that way, but they will leave your site when they see that they have to pay for your product. They are only using up your money without helping you to make a single sale.Instead you should write exactly what you are offering, and what price you are asking for the product. That way you are getting targeted visitors that know they have to pay the price you set in the ad in order to get the product you are offering. To top it off, you can offer them a test drive. If it's an ebook you can put one chapter of it onto a auto responder in 5-7 emails. Then send the messages once a day to the people that sign up for the test drive.Now you can sit back and see what results you get. Let the ad go for a month and see how many clicks it takes before anyone buys from you. If it's not bringing back enough money, you should try to figure out what's wrong. Is it the ad or is it your web page? Anyway, try to fix it and let the ad go for another month. When you have a reasonable return of investment(ROI), it's time to let the ad continue its run, without any more work on your part. Now, your ad is running on auto pilot. Just remember to check it once a month to see if the ROI is dropping. If it's not bringing in enough money, you can then find another product, and do the same thing all over again. Torgeir Sunnarvik is the owner and webmaster of http://www.everypleasures.com .Exclusive video coaching shows you how to start and run an online business with HUGE profit.http://www.everypleasures.com/99-internet-success-bundle.html

Category : General Marketing

Can a Webpage be Created Without HTML?

2008-04-03T12:00:00.001-07:00

Author : George Chamoun

The HTML editor is usually a webpage design software that has a
GUI(graphic user interface) which makes it easier to design a
webpage using the File Menus. This is good for the
non-programmers and non-technical people.

There are lots of software for web page design, like MS
Frontpage, Dreamweaver which are widely used. however, there are
lots of web page design software you can buy.

I prefer Ms Frontpage because I learned it and got it for free
when I took my web design certificate at Education direct school.

There is another way to edit and build web pages beside using a
software. If you are a programmer, and know how to code HTML,
you can use any text editor like notepad to edit or build a
webpage.

Just open a notepad window, and type the html code, and save it
as .html file instead of .txt extension. This is it, you created
a webpage.

Please note as the webpage becomes more complicated and has many
files of different types, building a webpage from raw html code
will be a daunting task. Even if you are a programming, and know
how to write with HTML code, it well take lots of effort, time,
and aggravation to build a webpage of little complexity.

So, in your case, it is a wise decision to buy a software with
graphic interface in order to learn faster and be more
productive.

Even with a software, it will take a while and lots of practice
to be comfortable with building web pages.

As a beginner, there is an excellent solution to building your
own web pages ,without knowing any HTML codes, and without even
buying any software I was mentioning before.

Here is the solution:

Some web hosting service providers offer with your web hosting
account, what is called as web page templates.

Usually the cost is very reasonable, and many times you can pick
a hosting package that includes web page templates.

That only costs couple dollars per month unless your web hosting
provider is charges more than most web hosts providers.

A webpage / website template is a wizard like application where
you fill in text, images, files in few steps and when you click
finish, you web page will be ready.

Category : Hair Loss

Civil War Uniforms: Create Your Own Slouch Hat

2008-04-02T11:00:00.001-07:00

Author : Paula McCoach
You are probably thinking that making your own Civil War Uniforms Slouch hat for almost nothing is impossible.But, you are wrong. It is very possible. And easy.1. Frequent flea markets, thrift stores, antique shops, yard sales and look for a felt hat. They are great places to find a hat that someone wants to get rid of â" and for a cheap price! I found an unbelievable slouch hat at our local church thrift shop for about 25 cents.2. If it is good quality felt, wet it and brush it down with a hairbrush to get the shape you want.3. Stuff it with old towels to get it to a neutral shape.4. Let it sit for a day or two and take the towels out and decide what type of shape you want to make it.5. Look at original photos and decide which hat you want to duplicate.6. Put a band on it or a hat cord. You may need to remove the modern band and put a band on made from a natural material like silk â" not synthetic.7. If it is not trimmed in some type of ribbon you can put that on it but it is not necessary. Keep your eye out for real old ribbon to use on your hat. Check out sewing baskets in antique stores.8. To find out if it is old, take a few strands out of the ribbon and put a match to it. If it does not ball up and burns clean, it is probably a natural material. If it balls up and smokes, than it is probably a synthetic material.9. Keep the ribbons a solid color â" black, brown, gray â" not anything with stripes.10.You can put a contrasting color band on your hat11. Blend and use the same color ribbon as the hat.12. Feathers can be added although that is not my style.13. I personally do not like all the doo dads - the plain and generic look is the most authentic.14. Good colors would be black, brown, and gray.15.Your best bet is to look at original photos and train your eye to spot a hat that you could duplicate for your Civil War Uniform impression.Making your own Civil War Slouch hat may cost you about $10. The last time I checked the prices of slouch hats at the sutlers, slouch hats were selling for about $110!So, save yourself some serious money and make your own Civil War slouch hat. You will get exactly the hat you want!Coach McCoach invites you to join the Civil War Uniform newsletter and receive 41 FREE money and time saving ideas for improving your Civil War Impression.2005 permission granted to reprint this article in print or on your website so long as the contact information is included to coach@civilwaruniforms.net or http://www.civilwaruniforms.netCoach McCoach invites you to join the Civil War Uniform newsletter and receive 41 FREE money and time saving ideas for improving your Civil War Impression.Discover ways to save as much as 80% on your uniform and get exactly what you want. Join now at http://www.civilwaruniforms.net
Category : Domains

Setting Realistic Goals For Sales

2008-04-01T11:00:00.000-07:00

Author : Jordi Shoman
When you get started in business, you need to have a realistic goal in mind for your first year of sales. The first year will basically be a learning experience, so you may have to work hard to break into the market depending on what it is you are selling. Setting up a new business, especially if you are in a specialty niche, may be difficult or easy, depending on your location. This is why you need to have a business plan in place and lower your expectations so you won't be too disappointed.Those who start out with really high expectations that do not materialize often become bored with the business after a very short time when they do not have a high level of sales. You should start out slowly knowing that you do have to work your way up and gradually bring in new customers who will also refer their friends and family to you. One way to enhance sales is to offer competitive pricing offering specials and deals that customers simply cannot pass up. You have to be mindful of your bottom line. There is no point in selling for the sake of selling if you are not making a profit while doing so.You also have to find a way to get the message out to your potential customers. Along with having realistic expectations for sales, you should try to have a unique marketing plan for advertising your business. When you make it sound as if the product you are selling is something that customers can't do without, you will make the sale. However, you also have to make sure that you are selling a quality product. If more and more customers are dissatisfied with their purchase, a sudden increase in sales will give way to a sudden rise in return, thus decreasing your profits.If you need Sales information or have articles on Sales issues, visit our Sales section for more in-depth resources. Free Article Distribution service
Category : Business:Sales

PaidSurvey.com.au Donates To Steve Irwin Charity Fund

2008-04-01T00:00:00.001-07:00

Author : James Douglas

The number one work from home website in Australia has decided to make a significant contribution to the Steve Irwin Wildlife Warriors Fund in the recent and tragic death of the Australian icon.For the entire period of October 2006, PaidSurvey.com.au will be donating 25% of the websites revenue to the Australia Zoo Wildlife Warriors A tribute to Steve campaign.We are deeply saddened by the loss of Steve Irwin, whom the team at PaidSurvey believe was an instrumental Australian legend, said Chris, founder of PaidSurvey.com.auSteve was committed to effective wildlife conservation and we believe his work should not be forgotten and long continue, despite his recent passing-away. We will do anything we can to help contribute to this valuable fund and believe that a donation of 25% for every person that joins us through the month of October 2006 can only help.PaidSurvey.com.au (http://www.PaidSurvey.com.au) helps people earn extra cash by working part time from home participating in online surveys and focus groups. The website has fast-become one of the most popular in Australia and this recent act of charity can only help increase its popularity.The donation will be sent to wildlifewarriors.org.au as soon as the month has come to an end and the Paid Survey website will publish the exact amount raised on their website, www.PaidSurvey.com.au Chris is the owner of Bean Marketing, the company who run the popular Paid Survey website (PaidSurvey.com.au)

Category : General Non-profit

Taking the Confusion Out of Internet Web Site Promotion

2008-03-31T11:00:00.001-07:00

Author : Christopher J Enders
Internet web site promotion is one of those things that make you
go "hmmm"…Seriously, there are so many ways to promote a website that
reviewing options for internet web site promotion and ultimately
choosing a route for promoting your website can be mind boggling.
It will much easier for you to decide which internet web site
promotion techniques are in your best interest if you have an
overview of the many options that are available. Providing an
overview that will enable you to make better decisions for your
internet web site promotion is my goal for this article.Following are some simple explanations of common internet web
site promotion tools and techniques…1. Publishing a newsletterPublishing a newsletter is an internet web site promotion
technique that helps you to collect email addresses for opt-in
email campaigns as well as keeping you connected with previous
website visitors resulting in continuous web site promotion to
qualified individuals who have chosen to subscribe to your
newsletter.2. Email marketingMany internet marketers have found that email marketing is a
powerful web site promotion tool. The main thing to avoid with
email marketing is SPAMMING, which is sending unsolicited email
messages to recipients. For email marketing to be effective and
legal you have to have an opt-in list, a list of email addresses
for people who have chosen to receive email marketing messages
from you or on the topic you are addressing.These opt-in lists for internet web site promotion can be
obtained through your newsletter or website, or can be purchased
from third-parties. However, if you purchase opt-in lists from
third-parties, always make sure that you know how the addresses
on the list were collected to ensure that they truly are
targeted, opt-ins.3. Offering freebiesBecause of human nature, people love free stuff - free products,
free information, free graphics, free services, anything free is
hot so offering freebies can be a good internet web site
promotion technique.Publishing free articles that are of interest to your target
market, or better yet, giving away free articles with the right
to republish, is an excellent internet web site promotion
technique as long as the article contains information that will
direct readers to your site and republishing rights clearly state
that the information cannot be altered or removed prior to
republishing.4. Classifieds and e-zine advertisingJust like in the "real" business world where classified ads and
magazine advertisements are good promotional techniques,
classifieds and e-zines can be a great internet web site
promotion medium. There are a number of category specific
classified ad sites on the internet through which you can
purchase classified advertisements. There are also e-zines which
are effectively electronic magazines, as well as newsletters,
that offer classified advertising services.5. Search engine optimizationSearch engine optimization is a technique that optimizes your
website so when submitted to the search engines, it will get
indexed with a good rank. Effective search engine optimization
requires ongoing monitoring and adjustments to maintain your rank
in the search engine results. Though obtaining and maintaining a
good search engine ranking can be difficult, it is undoubtedly
the most effective internet web site promotion technique because
prospects that are looking for your products, services or
information will use the search engines to find you.6. Shopping botsShopping bots are nifty internet web site promotion tools because
they help shoppers to find the best deal for whatever they are
shopping for. They actually give shoppers a comparison of various
websites that are offering the products or services with a brief
description of the offering and the price. Effective use of
shopping bots as an internet web site promotion tool will send
qualified shoppers that are ready to buy to your website.7. Pay-per-click advertisingPay-per-click advertising is an internet web site promotion tool
that enables you to bid on keywords that will put your website in
the top ranking in search engines.8. Viral marketingViral marketing is one of the easiest and most inexpensive
internet web site promotion techniques. By including information
about your website at the end of email messages and other
correspondence to your contacts, the information will be spread
through a network of your contacts to others they come in contact
with.9. Newsgroup participationIf used properly, industry-based newsgroups can be awesome
internet web site promotion channels. By participating in a
newsgroup you can build your reputation as an expert in your
field as well as building trust-based relationships with those
interested in your products or services.10. Press releasesPress releases are often underrated as internet web site
promotion tools. Press releases are actually sent to the media to
break news about your company. An effective press release that
captures a reporter's attention has the potential of producing
massive media coverage that will be good for your internet web
site promotion.11. Link campaignsLink campaigns are relatively inexpensive ways to accomplish
internet web site promotion. The main point is to get relevant
websites to put your link on their site so their site visitors
can follow it to your website. This can be done through a
reciprocal link agreement, a link exchange where you put their
link on your site in exchange for them putting yours on their
site, or by paying for the placement of your link. Providing high
quality content that is of interest to another site's customers
is also a great way to get others to link to your site.12. Banner adsBanner ads are ads that you buy that are displayed on other
websites. At one time they were thought to be an incredible
internet web site promotion technique, but over time they have
diminished in value. Even so, banner ads can still be used for
internet web site promotion.13. Affiliate programsWhen you have your own affiliate program, you basically
accomplish internet web site promotion via affiliates who
advertise your products and services for you for a fee. The fee
structure for an affiliate program is sometimes based on a
commission of sales from an affiliate's referrals or on a pay-
per-visit structure for visits to your site that result from the
affiliate's efforts. Affiliate programs aren't only a great
internet web site promotion technique; they are also an
incredible tool for multiplying your sales through increased
marketing efforts that essentially cost you nothing.Copyright Christopher J. Enders. Are you at the end of your rope,
fed up and confused by all the scrambled internet marketing
advice you're getting? Whether you are new to internet marketing,
or a website owner who wants to make more money from your
website, learn the proven strategies that will sky-rocket your
internet business at http://BiznessTips.com
Category : Business:Site-Promotion

Calorie Wise Holidays - an Answer for Most of Us

2008-03-31T02:00:00.001-07:00

Author :

We are the generation of calorie counters and carbs cutters. We come from a long line of dieters and every time there is a new way to lose those unwanted pounds well try it. Research shows that more than 80% off us was on a diet at least once in their life.We try to be good, eat right and exercise, but here comes the Winter Holidays the Holidays that we love to hate. More and more of us admits that the Winter Holidays are the most stressful time of the year.So have do we deal with our stress this time of the year? What do we have plenty of? Cakes, cookies, chocolates everything full of calories and loaded with that oh so sweet and sinful sugar.No wonder so many of us gain weight and look for a new ways to lose it in the New Year. Did you know that average gain per person during Winter Holidays is 5lbs-7lbs?But what if this year was different? What if we had our favorite cakes and cookies that taste great, but dont contain the enemy sugar?Well, than we can enjoy our holidays, distress the way that works for us and have our cake and eat it too. Heck, why not to have seconds or thirds?Now the only question here is where do we get the sugarless cakes, cookies and even gift baskets that dont lack the taste and satisfy even the biggest gourmet? Thats very simple. Just with a click of a button you can have all these goodies and gifts delivered right to your doors or your loved ones.So dont hesitate and make this year Holidays a calorie wise Holidays. Youll feel better for it in the New Year.For more information about our products and company you can contact Bibiana Bailey, owner of Cake Xpres Plus @ 1.250.498.4528 or you can log onto <a href="http://www.CakeXpres.com" title="test" target="_blank">www.CakeXpres.com</a>CakeXpres.com started in 2004 and in a short few months established itself as one of the top online gourmet cakes and gifts retailers.

Category : Cook Books

Get Closer to Your Subject

2008-03-30T21:00:00.001-07:00

Author : David Peterson
Almost any shot will look better if you take two or three steps closer to your subject. Filling the frame entirely with your subject will make a terrific difference to your photos.Alternatively, instead of moving closer, use the Optical Zoom of your camera to get a close up shot. Don't use your Digital Zoom as it will degrade your image quality.When taking shots of family and friends, most people place the subject's full body in the frame, or place head and arms in the shot. Instead, fill the frame with your subject's FACE only - particularly if they are smiling or are in a moment of reflection.Why does this work? With less clutter in the image, there's less to draw the eye away from the main subject of your photo. Also, human faces (particularly children's faces) are something we all feel pleasure looking at.If you can't get close enough when you're taking the shot, you can zoom in later using photo editing software - crop out everything except the subject's face and see what a difference it makes.When using the viewfinder for close shots, be careful of Parallax. Because the viewfinder is not at the same position as the camera's lens, centering the subject in the viewfinder may mean it is not centered for the lens resulting in an off-center final picture. Most digital cameras now come with an inbuilt LCD screen. You can eliminate this problem by using the LCD - which shows you what the lens sees - rather than the viewfinder.David Peterson has a great love of photography and has created a series of free tips at http://www.digital-photo-secrets.com/ to help digital photography users everywhere take better photos.
Category : Affiliate Programs

New DVD releases for November 2005.

2008-03-29T01:00:00.001-07:00

Author : Warren Thompson

As winter approaches, it is time to think about ways to entertain ourselves during the coldest months of the year. Some of you might be interested in outdoor sports like skiing or snowboarding, but I am more concerned with simply staying warm. I will be a spectator for the next few months, and luckily there are a number of awesome DVD movies coming out just in time. Lets have a look at some upcoming releases for November:

Star Wars III Revenge of the Sith

This is one that we have all been waiting for. If you havent already seen it, you should be ashamed of yourself. This is the final picture in the Star Wars saga, and the one in which young Skywalker turns to the dark side and becomes Darth Vader. Ive already seen this in the theater countless times, but I cant wait to watch it in the comfort of my own home. Starring Hayden Christensen, Natalie Portman, and Ewan MacGregor. Directed by George Lucas.

War of the Worlds

This is an adaptation of the classic H.G. Wells novel. Orson Welles also produced a radio broadcast based upon the novel that drove people to the brink of madness back in the late 1930s. In case you havent heard, it is about an invading alien force from the far reaches of outer space. This a horror movie packaged as science fiction because it plays on some our greatest collective fears. Starring Tom Cruise, Tim Robbins, Dakota Fanning. Directed by Steven Spielberg.

Madagaskar

This is the smash hit childrens movie of the season. It follows the exciting adventures of a lion, hippo, giraffe, and zebra as they try to avoid being shipped back to Africa. All the hijinks and heroism you would expect from a group of animated animals can be found in this wonderful release from the makers of Shrek and Shark Tale. Starring the voices of Ben Stiller, Chris Rock, and Jada Pinkett Smith. Directed by Eric Darnell.

The Polar Express

Just in time for Christmas, another entertaining childrens movie. This one is about a young boy whose faith in Santa Claus is rewarded with a trip to the North Pole on the Polar Express. Isnt every childs dream to meet Santa Claus? This is a great family movie narrated by Tom Hanks. Starring Eddie Deezen, Nona Gaye, and Charles Fleisher. Directed by Robert Zemeckis.

About the author:

Warren Thompson is currently obsessing over his new iPod Video. When he is not dreaming up potential iPod improvements, he writes freelance articles for http://www.hometheaterfocus.com an independent home theater guide specializing in the latest information about DVD players - http://www.hometheaterfocus.com/dvd/,TVs - http://www.hometheaterfocus.com/televisions/,furniture for your home theater - http://www.hometheaterfocus.com/furniture/and more.

Category : Entertainment

Human to Human Transmission of Bird Flu- Is it Possible

2008-03-28T18:00:00.001-07:00

Author : Steve Dcosta

The turn of the birdsIt might have been the rats first and now it?s the turn of the birds; men are at constant war with the rest of the world. The war that includes more than what the human eyes could possibly endure; this time we are to deal with the H5N1 viruses which are on the edge of an outbreak. And for you layman, the message we wish to convey is this, birds are on the verge of spreading the flu and the possibility of treating Avian flu lies more in preventing the infection at first hand. You have options from Tamiflu to Amantadine, drugs which give you the chance to survive the disease if consumed within forty eight hours of the start of symptoms. The micro level recombinationsWhat binds the success men have still against the reach of a pandemic is that H5N1 spreads only from a bird to a human. The need of the hour is take a quicker look to examine the nature of such a belief. True to the words, influenza A virus is specific to certain species other than birds. Birds have a craving for all subtypes of the virus. Animal to animal, bird to bird and between animals and birds the disease spread with ease. What the foresight of human fails to capture has more to be blamed on the reassorments that go past his eyes to the micro level. With the start of the flu symptoms, humans are at constant risk of the process that goes down further within their nerves. Genetic recombination?s could mould a H5N1 to dance intone to the genes within the human body resulting in something that is deadly, a strain that could cross over from a human to a human. Rewriting the routes of historySo the possibility of exposure to the virus is the best way in which you could avert the disaster. Maybe a careful evaluation of the virus in human would take a year to produce an anti dose to save the species. However that would be the time more for bird flu to avenge the death that humans had spread between them. This is a suicide attack of the flyers. You have the options let bare as the need of the hour to escape the clutches of Avian flu is necessary to all. Get ready and equip yourself with the remedy. Get Tami flu and Amantadine by your side to seize the spread of the symptoms. The long road that stretches back to the routes of history has proved time and again that when men lagged to make the right decision he lagged to make the proper existence; this is the time to rewrite history, strive for the best. SteveDcosta is an associated editor to the website http://www.checkflu.com, a Roche Tamiflu Online site, is committed to provide visitors with complete information on Roche Tamiflu, Treatment of Influenza, Tamiflu, Influenza, Avian Influenza, H5N1 Virus, Human Transmission, Bird Flu, Mutating Virus, Neuraminidase Inhibitors, Oseltamivir Phosphate, Treatment of Flu, Types of Influenza virus and other related topics. Your feedback & comments will be highly appreciated at stevedcosta@gmail.com

Category : General Medical

Tropical Storm Beta Growing from This Tropicla Depression?

2008-03-28T16:00:00.000-07:00

Author : Lance Winslow
All Hurricanes form the same way, as they all start out as tropical depressions and grow into tropical storms. We watched Super Hurricane Cat Five Katrina, Rita and Wilma grow from small storms. They look innocent enough in the beginning and hardly as deadly as we see after landfall amongst the debris and destruction.This has been the busiest tropcial season on record with the most named storms. We watched the most recent Hurricane Wilam as she literally took out Cozemel and flooded Cancune. Indeed some say that a Cat Five Hurricane like Super Hurricane Wilma would take out and destroy whatever it hurt. Cosemel never had a change as Hurricane Wilma came ashore as a Category Four Hurricane and leveled the tourist hot spot. Much of Mexicoâ™s economy is in fact from Tourism.Hurricane Wilma also halted several festivals in the Yucatan and in Key West Florida, costing all those local economies millions in lost tax revenues, which are now needed to rebuild but also hampered many small business owners who may not be able to recover. Western Cuba also was flooded and there were Hurricane Wilma deaths in Cuab, in fact the death toll keeps rising, as the area was so severely flooded that no one could get in to see just how bad it was.The United States we are not alone to the havoc waged by tropicla depressions, tropical stroms or the âœCat Fiveâ Horrific Hurricanes. No matter what the size or category we must take these storms seriously. Think about this article and its purpose."Lance Winslow" - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs/
Category : Customer Service

Satellite TV for Less - Where to Get the Best Satellite TV Deal

2008-03-28T14:00:00.001-07:00

Author : Brian Stevens

Satellite TV for LessThere's a war going on between the two majXT&articleid=33075&type=">Download as Text |

Finding Wholistic, Empowering Practitioners

2008-03-28T04:00:00.001-07:00

Author : Jeanie Marshall
Wholistic and Empowering practitioners come with many titles, in different shapes, of varied forms, and with imaginative descriptions. Some do not identify themselves as "wholistic" or "empowering" at all. Some may even resist such designations. Many have developed creative titles to identify their special niches.By "wholistic" I mean a helping professional who sees and treats you as a whole person. By "empowering" I mean one who helps you to find your own power within yourself. At any given time in your life, you may work with many different helpers, even for the same issue.Getting StartedTo start your search for a wholistic and/or empowering practitioner: turn within. That is to say, turn to your own inner wisdom. Ask, "What is my intention?" "What are my needs?" "What do I desire?" If you are unclear about your needs, look for someone who can help you clarify them! Looking for help outside yourself is an act of empowerment if you stay connected with your inner self; looking for help outside yourself is an act of disempowerment if you believe that you are less important than the practitioner.You may find it helpful to write your intention and make a list of goals and wants and needs to facilitate your search for help outside yourself. For example, if you prefer to work with someone who listens to you, pass up story tellers who talk about themselves and others as a means of teaching you something. If you experience this or any other approach as a waste of time, you will waste your time. Remember, your intention is to find your match, not make anyone wrong.Are you seeking a Personal Consultant? Attorney? Therapist? Chiropractor? Energy Healer? Spiritual Practitioner? Accountant? Meditation Expert? Medical Doctor? Coach? Nutritionist? Financial Advisor? Career Counselor? Real Estate Agent? Massage Therapist? Mentor? Hypnotherapist? Acupuncturist? Friend?The list can continue with complex or creative titles, since helpers oriented toward empowerment and wholism often have more than one area of expertise. Some technologies require academic degrees and/or licensing in order to practice what they say they practice. Some have other impressive credentials or vast public exposure.You engage your rational thought processes to narrow your choices. Even more important than the rational function is honoring your heart and your intuition. Starting and continuing to check inside yourself leads you to wiser choices.First ImpressionsKeep your needs in your mind and heart when making your initial contact. Ask the practitioner what he or she has to offer. If there seems to be a match, reveal your needs briefly, then listen to the response. Have you been heard? Is the practitioner trying to sell services or trying to understand if your needs are those he or she can serve?Of course, this person is running a business and does so by selling products and services, but you have a right to know now if the practitioner's integrity is strong enough to put your needs first. This conversation is a preview of the ways you will relate to each other if you hire this person.When I made a 2300-mile move to Santa Monica from the East Coast in 1986, my search for wholistic practitioners was at its height. I sought and continue to seek services for myself as well as for making informed referrals as part of my own business. I have experienced the spectrum from disappointment to deep satisfaction, even enthusiasm. Fortunately, I have had more of the latter than the former.Several years ago, I heard about someone who works with sound. Since my voice is a vehicle for transformation and healing for many clients and workshop participants, I was interested in knowing more about his work. After receiving the requested literature, I telephoned to ask him to talk about his work -- I wanted to hear his voice. He said, "Everything's in the literature that I just sent you." Everything about sound is on the written page? I think not. I tossed his literature in the recycling bin.Delightful and rewarding experiences finding solid professional help are far more prevalent for me. Initial contacts have been made through friends' suggestions, clients' reports, colleagues' recommendations, ads and articles in various publications, and direct mail promotions. While my extensive networking yields most of my contacts, I was delighted to find one of my most satisfying practitioners from her paid advertisement. I resonated with her choice of language and found her photograph pleasant. When I called, I felt good about her spoken words, clarity, and voice. I made an appointment immediately.Remember Who You AreRemember, you are the client (or patient or customer). That means you are the decision-maker. The practitioner you hire does not make decisions for you. Now is an important time for you to claim your own power -- empowerment from within, not power of one over another.So, decide, "Do I want to work with this practitioner?" If you work with someone because your spouse or a parent or your boss has insisted, be clear about such a decision not only with yourself, but with the practitioner. The wise professional supports you differently if he or she knows you are there under duress or for someone else's needs.If you are uncertain that a practitioner is a match for you in a long-term relationship, you may want to invest in just one session. Most practitioners offer workshops or literature or initial consultations or telephone conversations to assist you in your decision making. Sometimes these offerings are free of charge to you. Do not abuse introductory offers or introductions. Remember, practitioners earn a living by giving support to clients who pay for their time.If you cannot make up your mind or read your heart, that is your responsibility, not the practitioner's. Both of you need to give and share honestly, but within reason. Please note: if you need someone to convince you, then you are not looking for a wholistic or empowering practitioner.During the initial contacts, keep turning within. How do you feel while you are with this person or as you read this person's literature? Do you feel trusting? Do you feel empowered? If you have been depressed, do you feel hopeful? If you have been distressed, do you feel more calm? Do you sense mutual respect? Do you believe you can get your needs met with this person's assistance?It is important to be open and realistic and to put into proper perspective the ideas that you hear or read. The practitioner may say something that you do not like. (e.g., "For your health's sake, it is essential that you quit smoking.") If you are overly critical or seek the flawless practitioner or look only for agreement with your own opinions, you may not find the help you need. After all, your thoughts and beliefs and opinions have created the situation in which you find yourself. You need something to be different in order to change.
The Appointment is ScheduledAfter making your appointment, keep turning within. What do you want to get from the session? What is your intention? Think about your needs, pay attention to your feelings, and listen deeply. Stay flexible to new insights that may reveal themselves just by turning within.Between the time of the appointment scheduling and the consultation itself, communication occurs through the energy field. The work has begun, regardless of how much either of you is aware of the connection.
At the AppointmentSo now you are at your scheduled appointment: keep turning within. How are you received by the practitioner or receptionist? How does the session start? Does he or she treat you with respect by asking your experiences or perceptions or intention?Remember, you are the client. Your perceptions are important, no matter how much you or someone else values the expertise of this person. Does this practitioner act as if you are a whole person, or just a tooth ache or a muscle spasm or an interesting case? Your symptoms have prompted you to seek help; however, you are a whole person, not fragments of discomfort.As the session continues, keep turning within. Are your needs addressed? Are you encouraged to go below the surface of what you say? Do you feel uplifted or empowered? Are you given suggestions for supporting your own healing or growth or knowledge after the session? Do you know what to do next? Do you feel safe, nurtured, and/or understood?Next Steps and Follow-upAt the end and following the session, keep turning within. Does the follow-up support address your needs? Some discomfort may be necessary for your growth, so do not invalidate a worthwhile experience or potential growth because of some discomfort. If what you have done in the past is no longer working for you, you need a change. That change may include lack of familiarity and/or comfort.How do you know if you want to engage this person again? Of course, the answer is within. Not everyone is a match for your needs, beliefs, and personality. Change is constant. You change, practitioners change, matches change, needs and values change. Finding the appropriate wholistic and/or empowering practitioner is a dynamic process, not an inflexible one-time decision.Keep turning within. Ask yourself meaningful questions, listen to the answers you give yourself, and act on those answers.This article was originally written for the Whole Life Times in the Los Angeles area, published July 1993. ©1993; 2005, Marshall House. All rights reserved. You may save this article or send it to a friend, provided the entire article and this information remains complete.Voice of Jeanie Marshall

http://www.jmvoice.comJMviews Empowerment Blog

http://www.jmviews.com
Category : Self-Improvement:Coaching

Email Trick Test

2008-03-27T20:00:00.001-07:00

Author : westone

How you can avoid being a victim of vicious scams.It's about a little knowledge and simplesteps you can take to avoid these criminals.Three out of five emails are "SPAM". It's not surprising that it annoys us because there's somuch of it, and the content ranges from adverts to porn, begging letters and scams.With regard to emails spam means "unsolicited bulk email" -Bulk email means sending the same message to manythousands of people, a favorite with spammers. Someone somewhere will click on it.The email trick test will help you to avoid a very nastyscam called "Phishing". You might receive an email: "We suspect an unauthorized transaction on your account. Toensure that your account is not compromised, please clickthe link below and confirm your identity." "During our regular verification of accounts, we couldn'tverify your information. Please click here to update andverify your information"They're trying to get information from you such as creditcard details, bank account information, Social Securitynumber, passwords, or other sensitive information.Once they get your personal details, they go for the shortterm gains by raiding your bank account and "maxing out"your credit cards. They can also take out loans in yourname. You probably won't know about it until the loancompany's start chasing the overdue payments.Legitimate companies will not ask for personal informationby email. Don't let the style of the email mislead you, it's very easy to copy bank headers. Don't use any linksfrom these emails as they can make links look as ifthey're going to one place, but they're being redirectedto another.If you get an email with an attachment and you don'trecognise the sender, don't open it, delete it.Attachments to emails can transfer a virus; it's oftenlaunched when you open the attachment (usually by double-clicking the attachment icon). Malware - software designed to infiltrate or damagecomputer systems. Malware commonly includes computerviruses, worms, Trojan horses, spyware and adware. Viruses - a computer virus behaves in a similar way to abiological virus, which spreads by inserting itself intoliving cells. The negative effect of computer virusesincludes uncontrolled self-reproduction, which canoverwhelm your computer. They can erase files and corruptthe operating system. They can arrive on a floppy disk, from a download, or an attachment to an e-mail. Worms: a self-replicating computer program similar to acomputer virus. A worms self-contained and doesn't needanother program to propagate itself. Worms tend to harmthe network and consume bandwidth, whereas viruses infector corrupt files on a targeted computer. Trojan horses: Trojan horse programs can't operate on theirown like viruses or worms. A Trojan horse, technically anormal computer program, does not possess the means tospread itself. They will probably be part of a free game orprogram. In the background it might modify or delete files, changethe configuration of the computer, or even use thecomputer as a base from which to attack other computers.Spyware its software that gathers information on how you useyour computer, and then transmits the data to anothersource. It can also transmit the usernames and passwordsyou've typed in online.Adware - it's software that displays advertising on yourcomputer. Spyware and adware are often part of the sameprogram. But when the software starts silently spying onyou, it stops being harmless.Hackers / criminals can run software on your computer, place malicious code on your hard drive, and even copyexactly what you're typing.What You Can Do About It - It's Easy and EssentialFirst a few explanationsA Firewall examines the traffic/data coming into and goingout of a computer, and then either all>exactly what you're typing.

Powered Air Respirators

2008-03-27T05:00:00.001-07:00

Author : Todd

Australian Safety Equipment introduces the next stage of evolution of powered air respirators for the Australian market. Based on the success of the Scott Health and Safety Powerpak series, we now introduce the Proflow SC powered air respirator.The Proflow SC represents the next generation of powered air respirators. Intelligent and easy to use SC has a number of advanced refinements over the original Proflow concept. Automatic airflow management ensures a consistent and balanced supply of breathable air throughout working hours, whilst a microprocessor-based data logging facility provides reliable maintenance. Some of the highlights of the Proflow SCs respirators benefits include:-- Lightweight and compact Proflow SCs ergonomic design incorporates a curved, padded back plate, which ensures user comfort for long periods.- Electronic flow control compensates for clogging or higher filter resistance, ensures easy breathing under all conditions.- Comprehensive alarm system ensures operational/personal safety for your workers.- Durable construction and heavy duty materials ensure a long working life.- Shower proof casing for easy decontamination in high dust environments- Extensive head top options cover a wide range of applications, giving the user the flexibility they require.- Electronic control of the air supply provides fresh air without feeling a draught, keeps the user cool in hot environments to assist with concentration.- Powerful NiMH battery provides works the full day.- 1800 hours warranty.Powered Air Respirators Advanced Feature. The Proflow SC incorporates a data logging function, which automatically records reliable information about usage and performance of the blower unit. This information is easily reviewed by plugging the blower with a cable into the computer and the self diagnostic Service Tool software displays the status of the unit and the actions required by service personnel.Further information on the unit and Face Pieces are available at http://www.safetyequipment.net.au/site/877992/page/380242 Todd Saunders is the General Manager of Australian Safety Equipment. He has spent 15 years working in engineering, construction and defence industries. His focus is now providing "Safety Made Easy" to Australian businesses. His web site, www.safetyequipment.net.au, provides a wealth of informative articles and resources on everything you'll ever need to know about Personal Protective Equipment.

Category : General Industry: Construction / Building

More Winter Poems: of Minnesota

2008-03-26T22:00:00.001-07:00

Author : Dennis Siluk
1) December Days
(In Minnesota)The sky, defused with a pale cold mist, it puts onâ".
The Sun peeks â"up, as it rides Libra, proudly, down.The birds donâ™t sing at dawn (anymore)â"gone south.
The white pure snows cover all (liken to glistening flowâ™rs.)Precious are those longing moments of early hoursâ";
Youthful barbs singing, chanting, in the back of my head:Celebrating winterâ™s cold days ahead.#958 12/11/062) Waiting at the CafÃ©-bookstore(Minnesota Winter)The moon seems to be frozen in the Eastern sky,High over head, in the dead of winter
Sitting in this CafÃ© waiting for my wifeâ"The snowy events of Minnesota, sees from its placeIn the heavenly sky (not so far from my home),
Seesâ"my wife leave the Post Officeâ¦In this cloudless cold night, waiting on the bus-stop (s)High overhead wisps cold and frost, against
Her throat, breathing out cloudbanksâ¦Breathing out cloudbanks of carbon-dioxideâ";Soon sheâ™ll walkthrough these doors
A smile on her face, a huge and a kissâ¦A chilled wind, still on her cheeks, adjusting to theWarm air of the cafÃ©â¦woops, here she comes
(7:15 PM), âœCoffee or tea,â I sayâ¦(sheâ™s just smiling).#957/ 12-10-05 Dedicated to Rosa PeÃ±aloza-Siluk3) Cold Spell[In Minnesota]While the snow smothers the hazy winter ice,I stay up watching by the window until midnight
What else can I doâ¦there must be something!My loving wife is fast asleep! Half the night
Around my computer I write, think: how longHow long, will this cold spell last!...#952 12/9/054) Winter EdgesThe air is fogy. It is early winter
The moon is passing through my body.
That which made it misty is gone.(At 6:30 PM, everything is dark;
at 9:00 PM, Ill be gone.)Winter is going to sleep I think,
Waiting for morning, Eastward, bound.
That which made it misty is gone.#955 12/10/2005See Dennis' web site: http://dennissiluk.tripod.com
Category : Auctions

The Pink Revolution Takes On The iPod

2008-03-26T11:00:00.001-07:00

Author : jill carron

Pink is for babies. Pink is for girls. Pink is for those who love Hello Kitty. Pink is cotton candy. Pink is a little girls ribbon. Pink is the color for gays. But an iPod that is colored pink? Will the market go for it? It seems like the pink revolution has now reached the world of iPods. This popular audio and music player can now be personalized and owned in all its pink glory. The whole device is colored a shade of baby pink, except for its screen, of course. And its scroll wheels sport around a much greater hue of hot pink. The pinkness is available for the iPod and also for the iPod mini. And for those who simply adore the color pink, these iPods would certainly been the answer to their dreams. They can sport it around and be proud of it day in and day out. Colorware is the company that produced such pinkness in iPods. And you can ask the company to make your ordinary iPod into a pink reality. Although pink may not be for everyone, this pink option would certainly be a good buy for those who live and breathe pink. The pink revolution has certainly reached the world of iPods and those techy and gadget-driven pink people would be opting to own one of these. But if you simply abhor such a color, the iPod is still available in other color choices that are much safer like white and black. http://www.podzone.co.uk jill carronhttp://www.podzone.co.uk

Category : General Technology: Multimedia

Special News Report: Fox News and NBC News:With all the soaring gas prices, will the USA be paying $7 a gallon next year and the UK $15 a gallon?

2008-03-26T08:00:00.001-07:00

Author : breatheasy7000

Gas prices are soaring high, causing drivers to look for better ways to improve fuel efficiency. What is the best way to save gas? A lot of motorists have opted for new revolutionary products; looking for alternative ways to save gas, but is the product they use more than enough of what they want? Meaning, can they save more on gas and also are the products they buy environmental-friendly? That would be a big plus since our environment is suffering from a lot of pollutants and air pollution is the most dangerous to ones health. If you value products that are environmentalfriendly, the world can be saved from pollution. You also will do a big favor on the rest of the world. Do their products really increase their engine mileage? For motorists, this is very important. Well, heres a product that really stands out from the rest, an oil additive that is called, Ethos Fuel Reformulator (FR). What makes this a hot product in the market today? Well, according to the Federal Trade Commission (FTC), every motorist or driver are advised to proceed with caution when trying to consider buying oil and gas additive based on these gas-saving claims. Some claimed that their products are the answers to their gas-saving needs, but are they really as solid as they claim to be? Some such products may damage a cars engine or cause substantial increase in exhaust emissions based on the evaluation made by the Environmental Protection Agency (EPA) in U.S. It was found that 95% of the 100+ gas-saving products were found to be ineffective. How could one know which product is a scam or not? Not all alternative products work, some of these products is just a scam and only a few are for real. Finding one that is validated and proven by experts is a guaranteed way to assure you that their products work. How would you know which one is? Keep and open mind, but be cautious. Check for information that supports their product that had been approved by trusted experts. Be sure theres a solid support system from other testimonies as welland this is where Ethos FR comes in. There are three major reasons why its hot in the market right now: a) your car gets immediate increase in fuel mileage which results in saving above the cost of the product b) gets better engine performance and c) reduces pollution in the environment. Not only that. Ethos FR, have a solid support system which gives this product the perfect opportunity for you. This is a 10-year old established company with a huge earning of a hundred million dollars a year. Have a third party validation (Fox News and NBC that verifies the efficiency and validity of the product). You also get real savings above and beyond the cost of the product. That is why China got in the boat and sailed along with the rest of those who discovered the amazing product ordering over $7 Million per month. This is Chinas $5 Billion secret, so why not it be yours, too? Want to get that piece of the pie? =============================================================Get you FREE E-Book and Learn How You can save up to 20% on your fuel costs along with the country that pays only $0.40 per gallon on gas.Find it out here, NOW ==>> http://www.ilovetosavegas.com Paul Sean FitzgeraldAuthorbreatheasy7000@yahoo.compaul@emfnews.comhttp://www.ilovetosavegas.comhttp://www.emfnews.orghttp://www.ilovetosendoutcards.com

Category : General Automotive: Consumer Publications

Ceiling Fans - Are You A Fan?

2008-03-26T06:00:00.001-07:00

Author : John Gibb
You might have seen them in restaurants and hotels: those large fans, fixed to the ceiling, that rotate and keep the whole room cool. But have you ever considered getting one for your home?Maybe you thought that a ceiling fan would be too expensive, or too difficult to install, but that's a common misconception. Really, ceiling fans are competitively priced with the best freestanding fans, and installing one is about as difficult as putting in a new light fitting. Additionally, you might not have realised that ceiling fans are also useful in winter: as warm air rises, they can blow it down again, thus saving on heating bills.The average home ceiling fan rotates about three times per second on the highest speed setting, for safety reasons. To rotate faster, as industrial fans do, the fan would need to have sharper blades, which poses an obvious health hazard. Still, three complete rotations per minute isn't that slow, and larger fans especially can really make their presence felt.One thing to consider, if you're thinking of getting a ceiling fan, is getting one with a light integrated. As the fan will be taking up a space on your ceiling where there used to be a light fitting, it can be good to have a light as part of the fan, so the room doesn't end up dark. Don't worry about having to leave the fan on just to use the light, as they can be turned on and off separately.Another common fear with ceiling fans is that they might fall down and injure someone. However, if you think about it, have you ever seen a lamp fall down from the ceiling? It's very unlikely that you have, because things that are fixed to ceilings have to be fixed up to certain safety standards, with failsafe mechanisms to keep them from falling down even if one of the connections breaks.John Gibb is the owner of ceiling fan resources For more information on ceiling fans please check out http://www.ceiling-fan-resources.info
Category : Finance:Real-Estate

CCTV Home Surveillance System

2008-03-26T03:00:00.001-07:00

Author : Ralph Winn
When you monitor your home or office with closed circuit television (CCTV) surveillance, it's like you have an entire television network devoted to the safety of your home. CCTV broadcasts your security surveillance on a private in-home network. Unlike broadcast television, CCTV components are hooked directly to each other via cables or direct wireless means.
Already popular in large public places where security is heightened, such as at airports or casinos, CCTV surveillance systems are becoming more and more widely used in private home settings as well.CCTV is inexpensive and simple to use, and it will help increase your security and your peace of mind.CCTV Technology and CrimeMany independent studies in the United States and United Kingdom have suggested that CCTV surveillance acts as a powerful deterrent, stopping crimes before they happen. Studies also show strong evidence that CCTV can be an extremely effective tool in detection and prosecution. The men believed to have been responsible for the July terrorist attacks on London's public transport system were later identified on the prevalent CCTV networks in the U.K.'s public places.Bring CCTV Security into Your HomeThe same CCTV video surveillance technology used in our public venues is available for your home. We offer CCTV systems that can monitor every room in your home with clear, high visibility images. CCTV surveillance is available for 4, 9, or up to 16 rooms in your home. By monitoring your family's security on a CCTV network, you are able to record suspicious activities as they occur. Monitor your yard, front door, garage, even your mailbox.CCTV's offer the following features that allow you to monitor multiple areas of your home simultaneously and in real-time: (1) Multiple channel video input (2) Multiple channel audio input (3) Real time display (4) Pan/tilt/zoom (4) USB backupCCTV Surveillance LawsCCTV video surveillance is subject to the laws regarding a person's right to privacy. We strongly believe that CCTV security is a powerful addition to your home security system. Your home is your castle, and you have the right to protect it. However, you want to remain on the right side of the law. Therefore, when installing a CCTV system in your home, it is important that you are certain of the legality of your surveillance. Consult with a lawyer or your local law enforcement to ensure that you are meeting all the requirements of local, state, and federal CCTV laws.Benefits of CCTV TechnologyThe benefits of installing CCTV technology in your home include: Easy video surveillance and security that fits any sized home.Where you can find out more about Home Surveillance System and
articles on Home Security Systems
Category : Home-and-Family:Home-Security

Home Security System, You Are A winner

2008-03-25T14:00:00.001-07:00

Author : Lance Winslow
Have you ever been to a local trade show or fair and filled out a raffle and later you find out you have won a Home Security System? Well, you are not alone. Sometimes everyone one wins. Thatâ™s right you are not as lucky as you think you are. Well you are lucky in one regard; home security systems do work, not only do the little flags out front of the stickers near the front door help prevent crime, but an alarm sends the culprits running big time.The blaring alarm sends the thieves running down the street in a 100-yard dash and protects you and your family from harm, property damage and theft. Alarms are good things; so why is being a winner not all it is cracked up to be? Well a couple reasons; one it is a little misleading. Although you probably would not have filled out the form if you had not actually wanted to win something. Many times the alarms are free with a sign up. Similar to the free-cell phone deals. You get a free cell phone if you sign up right? Well yes but you have to agree to sign up for two-years at an agreed rate plan.Alarm systems are similar, some are quite good and if you win the alarm system which is in the neighborhood of $50 to $135.00 then they will install it, which is fairly simple and you sign up for $15.99 to $39.99 per month for two-year contract. The company selling the systems or in this case giving them to you, takes the sign up contract and sells it to a larger company which provides the service of patrol or dispatching. The installer company discounts the total price of the contract over the two-years which is $39.99 times 24 months = $959.76 by 20-30% or $191.95 to $287.93; meaning the installer company nets; $767.81 to $671.83 minus of course the $50 to $135.00 for the equipment and their time to come out and install it; letâ™s say $60.00 visit plus wires and miscellaneous. It is safe to say no matter what the installer company or the company that gave you a âœFree Alarm Systemâ that you won; made in excess of $500.00 so indeed; they won too.Apparently everyone wins; your family is protected, the installer got paid and the alarm dispatch company also has a new account. All good right! Well, not necessarily. Now sometimes the installer and the dispatch company are one and the same, to they make out like bandits. Sometimes you are charged additionally for each false alarm on your contact? Sometimes the installer uses the cheapest possible alarm systems so they make more money. Meaning if a burglar sees such junk they merely go in a back window instead and rip you off and you lose? Sometimes the installers are casing the joint as they install and they are the thieves too?Advice? Sure; be careful what you wish for, ask lots of questions and only sign up with a reputable company. Think on it, nothing is free."Lance Winslow" - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs/
Category : Dating

Hair Care for Children

2008-03-25T09:00:00.001-07:00

Author : Michael Barrows

Whats your experience of kids hair care tears and tantrums in a busy salon, or cosy mother-daughter hair-brushing sessions? Well, here is some great advice to help you navigate around some of those emotional flashpoints that often occur when you combine kids and hair care.

HAIR STYLING TIPS FOR KIDS

Salon visits can be scary experiences for small children: They are boring, full of strangers and strange smelling products, you are being ordered to sit still for ages, whilst some idiot is doing terrible things to your hair which you didnt want to happen in the first place. Life is sooo unfair!

So how do you as a parent, avoid, annoying the stylist, upsetting your child and getting yourself stressed? Well this is where your best child psychology skills come into play! Sometimes your child will have unwarranted fears and you have to help to overcome them. Creating trust by taking their concerns seriously is the first and most important step. Promising a treat can also help. Best of all is to check in your local area to see if there is one of the growing number of new specialized childrens salons available. Salon chains like Cartoon Cuts are designed to make the hair cut experience more positive and entertaining for small children: toys, video games, specially shaped chairs and specially-trained stylists, all help to ensue the experience is more like going to a theme park rather than a visit to the doctor.

Home Sweet Home

However, if your child is afraid of the hairdressers, then try to cut their hair at home. They will feel safe and comfortable and you will save time and money. You can do it yourself if you have the skills or the bravery. Cutting hair for a child is basically the same for an adult, except that a child"s hair is usually thin and baby soft. Keep the bangs approx. 1/2" from the eyebrows. If the child"s hair is thin, avoid short cuts for now until their hair comes in thicker. Shape around the face if you"re trying to grow it long. If you dont have any haircutting experience, you might want to seek out a step by step guide on childrens hair cutting, or get someone to do it for you.

Putting on the Style

Whatever you do, remember that todays media-savvy, celebrity-crazy kids want to look good. Children start to take an interest in their own hair style from an early age; even the kindergarten set want to be in-style. They want their hair to be like their best friend or even a television character. Boys that used to be seen only in ball caps are now having their hair bleached and highlighted. Finding the right hair style for a child is usually about finding a cool, fun, and easy-to-manage child hair style that suits your youngsters active lifestyle. But you may experience resistance - as children get older they start to have very definite opinions of how they want to wear their hair. This hairstyle preference will surface in early childhood and continue throughout the teen years and into adulthood. Many a growing child will argue with their parents over how they want to wear their hair to school. At this stage of development the hair becomes a major identity factor.

Hair Care 101

The key is to be encouraging; as children start to take an interest in their own hair and how they style it, this is the time to encourage them to follow an entire regime of good hair hygiene practices. It is important to show a child (when they are willing), how to properly shampoo and rinse their own hair. You can also teach them about towel blotting, detangling, combing and brushing their hair. Help them build a good hair hygiene schedule so that they learn the importance of keeping their hair clean and neat. Try also to get them to develop good eating habits because healthy hair is very dependent on high quality carbohydrates and plenty of fresh fruit and vegetables. Good nutrition will promote shine and condition at any age.

Tips for Tip-Top Hair

Washing - use a mild shampoo, preferably in the childs favorite color or scent. Sometimes children are more willing to wash their hair with a fun shampoo, especially if it doesnt sting their eyes.

Combing/brushing - try to create trust and reassurance by allowing them to comb and brush their own hair on their own terms. Do not brush your child"s hair 100 strokes before bedtime in the traditional manner this will over stimulate the sebaceous glands and make the hair greasy and heavy. Doing a quick brush to get the tangles out should be sufficient. Combing the hair will promote shine and condition. Remember to use a comb on wet hair rather than a brush or you risk creating static electricity, which leads to breakage.

Accessories - give your child high quality combs and brushes and teach them the proper way to care for their hair to instill good grooming habits that will last a lifetime. Purchase some "hair friendly" clips and hair ties to help a child keep their hair off their face, and reduce the chance of tangling or matting. Stay away from any hairclips with sharp teeth, because they can cut into the hair and cause potential hair damage.

Tangles - all parents know that dealing with tangles is a nightmare for both parent and child. Heres how to reduce the trauma of removing tangles:

1. Hold the section of hair you"re trying to comb out.

2. Hold it taut so the child won"t feel you ripping through the ends.
3. Spray a good leave-in detangler on the knot.

4. You can also comb conditioner in while the child"s hair is still wet. Children need conditioner too (avoid heavy types and stick with conditioners that are specifically called "light" conditioners).

References:
1. Childrens Hair, www.Styles101.com
2. Child Hair Style and Hair Care Tips, Short-hair-styles.com
3. Lets Talk Kids Hair, Lynne Chapman, http://www.BellaOnline.com

About the author:

Michael Barrows is an internet publisher specialising in niche markets. Get a free copy of his ebook "(Nearly) Everything You Should Know About Hairstyles and Hair Care, from his website www.great-hairstyles.ocm

Category : Kids & Teen

Is Menopause Bleeding A Cause For Concern?

2008-03-24T20:00:00.001-07:00

Author : Rebecca Prescott

If you haven't had a period for a long time and think you are well into the menopause, vaginal bleeding can cause you a great deal of concern. Don't panic though; there are a number of possible reasons for your bleed. Even if the bleeding does turn out to be a sign of something more serious, getting a diagnosis and early treatment should ensure you can solve the problem. The first possibility is that you are still having occasional periods. As women go through the menopause their cycles often become irregular and missed periods are common. They can become lighter and shorter or heavier and longer; all women are different. Although women are classed as being post menopausal when they haven't had a period for a year, they may still have an occasional period after this time.Once you really are post menopausal, there are other possible reasons for bleeding. Decreased levels of estrogen mean the walls of the vaginal become thinner and generally more prone to bleeding, especially after sexual intercourse. You may also experience bleeding due to a vaginal infection, or growths in the uterus. A trip to your doctor or gynecologist should put your mind at rest in these cases. The most serious possible cause of vaginal bleeding is cancer of the uterus, known as endometrial cancer. There is a fairly high incidence of this cancer in North America, with 40,000 new endometrial cancer cases and 7,500 deaths predicted for 2007. Women are more at risk when they are undergoing Hormone Replacement Therapy (HRT) that only involves estrogen and not progesterone, as progesterone protects the lining of the uterus. The sooner endometrial cancer is diagnosed, the more chance there is of an effective cure. Vaginal bleeding is a very early indicator of this disease, so you should always consult your doctor if you experience unexplained vaginal bleeding. Typically, bleeding caused by endometrial cancer has certain characteristics. Women usually experience a watery, blood streaked flow, with the proportion of blood gradually increasing over time. This may be accompanied by pain whilst passing urine, pain in the pelvis and pain during sexual intercourse. Of course these three additional symptoms can be indicators of other post menopause problems so don't panic, but do mention them to your doctor. If your doctor suspects possible endometrial cancer they will usually perform a transvaginal ultrasound so see if the endometrium, or uterus lining, is unusually thick. If it is they will then recommend a biopsy where a sample of the tissue form the lining of the uterus is removed and sent for laboratory testing. If you experience post menopausal bleeding, there is most likely a simple explanation. However, if you are worried you should always consult your doctor or gynecologist. At the very least they will be able to put your mind at rest, or prescribe something to ease your symptoms. In the worst case, a trip to the doctor for early diagnosis and treatment could actually save your life. For those women who are post-menopausal, find out more here about bleeding after menopause. Rebecca has many articles on the various stages of menopause here.

Category : General Medical: OB / GYN

Atlantis through Science

2008-03-24T16:00:00.001-07:00

Author : Robert Baird
ICE AGES: - The impact of the ice ages and inter-glacial effects on the rise and fall of ocean levels and the earth readjustments to the departure of the ice cap cannot be over-looked in the human historical picture. Research in the area is far greater than in the recent past and we can learn what might have happened to earlier civilizations on earth. Atlantis is a given name for a civilization that inhabited many islands and coastal regions, in my mind. The idea of one central location makes little sense when one considers such things as Ice Ages and changes in the flow of the Gulf Stream and climate that resulted. Because it lasted for from 30,000 to 100,000 years and may have co-existed with other civilizations rising and falling it is most inauspicious to debate one specific time when it was in Tara or Crete or the Azores or Bimini or even Finias. That seems to be the usual debate among the over 25,000 books written about just this one lost civilization. As long as people don't integrate all facts they inevitably just come up with theories to fit pet or prevailing concepts. In Gateway to Atlantis, 'The Search for the source of a lost Civilization' we see a far better scholar who is doing the right kind of investigation. Mapping of the ocean bottoms and geological understandings as well as studying glacial deposits and tree rings gives a better picture of history than history books."In 1960 a scientific paper by Wallace S. Broecker and his colleagues Maurice Ewing and Bruce C. Heezen, of Lamont Geological Observatory at Columbia University, Palisades, New York, appeared in the 'American Journal of Science'. Entitled 'Evidence for an Abrupt Change in Climate close to 11,000 years ago', it advanced the theory that a 'number of geographically isolated systems suggested that the warming of world-wide climate which occurred at the close of Wisconsin glacial times was extremely abrupt. (3)By examining sediment cores taken from various deep-sea locations, Broecker and his team were able to demonstrate that around c. 9000 BC. the surface water temperature of the Atlantic Ocean increased by between six and ten degrees centigrade, (4) enough to alter its entire ecosystem. More significantly, it was found that the bottom waters of the Cariaco Trench in the Caribbean Sea, off Venezuela, suddenly stagnated, {The Gulf Stream being sent back south from hitting the land around the Azores when the water level was lower suddenly started warming the Iceland and British Isles regions, again.} showing that an abrupt change in water circulation had taken place coincident to the warming of the oceans. (5) Additionally, the silt deposits washing into the Gulf of Mexico from the Mississippi Valley abruptly halted and were retained in the delta and valleys, as the waters from the glacier-bound Great Lakes switched direction and began draining through the previously frozen northern outlets. (6) With extreme rapidity, the water levels of these lakes shrank from maximum volume, down to the much lower level they occupy today. (7)Among the data drawn on by Broecker and his team to make their findings was the work conducted in 1957 by Cesare Emiliani of the Department of Geology at the University of Miami. He found that deep-sea cores displayed clear evidence of an abrupt temperature turn around in 9000 BC. was responsible for the other changes set out by Broecker et al. (8) However, since other cores examined by Emiliani had not shown the same rapid transition, he decided that the anomalous cores lacked vital sediment layers covering a period of several thousand years of ecological history, and so dismissed them as unreliable. (9) Yet Broecker and his colleagues disputed Emiliani's interpretation of the results. They could find no reason to suppose that key sediment layers could have been lost in the manner suggested. As a consequence, they reinstated Emiliani's controversial findings as crucial evidence of a major shift in oceanic temperatures around 11,000 years ago. (10)Although Broecker et al seemed keen to promote a date of c. 9000 BC for the rapid transition from glacial to post-glacial ages, there are indications that this event did not occur until a slightly later period. At least three lake sites in the Great Basin region revealed carbon-14 dates around 8000 BC for a maximum water level shortly 'before' they experienced a sudden desiccation after the withdrawal of the ice sheets. (11) In addition to this, marine shells from the St. Lawrence Valley, which provided evidence of an invasion of seawater coincident to a rapid ice retreat, frequently produced dates 'post' 9000 BC. (12)Broecker and his colleagues accepted the presence of these much lower dates and suggested that the whole matter was complicated by the fact that there had been an estimated 200-year resurgence of glacial conditions, known as the Valders re-advance, around the mid-ninth millenium BC. They therefore acknowledged that their own findings might in fact relate to the recession of the ice fields after this time, bringing the dates of their suggested 'major fluctuation in climate' and the 'sharp change in oceanic conditions' down to well below c. 9000 BC. (13)THE EVIDENCE OF POLLEN SPECTRAFurther evidence that dramatic changes accompanied the transition from glacial to post-glacial ages came from the work of Herbert E. Wright Jnr, of the School of Earth Sciences at the University of Minnesota, Minneapolis, (14) and J Gordon Ogden III of the Department of Botany and Bacteriology at the Ohio Wesleyan University, Delaware. (15) Both examined the pollen spectra range from sediment cores taken from various lake sites in the Great Lakes area and found they provided clear evidence of an abrupt shift in flora at the end of glaciation. The spruce forests that had thrived in the cold harsh climate for many thousands of years were supplanted swiftly, first by pine and then by mixed hardwood forests, such as birch and oak. Deciduous trees, as we know, only thrive in a warmer climate.The significance of these findings is the acceleration at which this transition took place. In an article for the journal 'Quaternary Paleoecology' in 1967, Ogden pointed out that some pollen spectra samples showed a 50 per cent replacement from spruce to pine occurring in just 10 centimetres of sediment. (16) In one sample taken from a site named Glacial Lake Aitken in Minnesota, the transition from 55 per cent to 18 per cent spruce pollen occurred in only 7.6 centimetres of sediment, re- presenting a deposition corresponding to just 170 years. (17) The problem here is that conventional geologists and paleoecologists consider that the transition from glacial to post-glacial ages occurred over several 'thousand' years, not just a few hundred {The time it takes for one or two trees to live and die.} years.These findings so baffled Ogden that he was led to comment: 'The only mechanism sufficient to produce a change of the kind described here would therefore appear to be a rapid and dramatic change in temperature and/or precipitation approximately 10,000 years ago.' (18)What kind of climatic 'event' might have been responsible for this 'rapid and dramatic change in temperature' {Could this relate to the buttercups found frozen and undigested in Mammoth mouths of the Arctic?} in the American Midwest, sometime around c. 8000 BC? Had it been a consequence of the proposed cometary impact that devastated the western hemisphere during this same epoch?The knowledge that some 65 million years ago the Cretaceous period had been abruptly brought to a close by just such an impact has softened the most stubborn of minds concerning such a possibility. Broecker himself, in an article written for 'Scientific American' in 1983, now accepted that asteroid or comet impacts might be responsible for the instigation and termination of glacial ages. (19)This is indeed what Emilio Spedicato has suggested as the mechanism behind the revolution in climate and ocean temperature experienced during this period…" (20)We will return to implications related to this and the work of Mr. Collins throughout this encyclopedia as we develop real history from actual facts rather than the Bible Narrative. It should be evident that these climate changes had significant impacts on society and created a loss of culture and technology in certain areas of the world. There were probably people who took advantage of these spiritual and other perceptions that resulted as well.Author of Diverse Druids
Columnist for The ES Press Magazine
Guest 'expert' at World-Mysteries.com
Category : Reference-and-Education:Science

SoulCollage - Fall in Love with Yourself!

2008-03-24T14:00:00.001-07:00

Author : Anne Marie Bennett
What is SoulCollage®?SoulCollage® is a unique blend of spiritual practice and the fun of collage. It was created by Seena Frost in 1980 as she worked with friends and clients in her therapy practice in California.Each card in a SoulCollage® deck represents and honors one of the following facets of my unique life: a voice that lives inside of me, a person who supports me, an animal that has special energy to give me, or a mythical figure which guides me.Using very simple materials (scissors, glue, mat board, and magazine images), I create my cards and interpret them using journaling or other activities. I use my deck to help me find answers to the questions that arise in my life, and to access my own deep wisdom.Falling In Love With MyselfI make cards for all of the voices within me... even the dark, shadowy ones. For example, here are some of the voices I honor with my SoulCollage® deck: the one who loses her temper, the one who weighs too much, the one who is lonely, the one who is impatient.Of course, I also make cards for my inner voices which bring me light and joy: the one who is a teacher, the one who is nurturing, the one who creates, the carefree child. As I work with this amazing process, I find that I am more and more able to embrace every part of me, even the dark ones. It is in this embracing that I come to wholeness, and it is in this wholeness that I discover I am falling in love with myself, one SoulCollage® card at a time.
Please click here to see some examples of SoulCollage cards.9 Steps To Your First SoulCollage™ CardThe most important thing to remember while you are making SoulCollage® cards is to honor your own process. Please keep in mind that these steps are only guidelines. Feel free to deviate from them at any time and in any way! And don't forget to have fun!!!1. Create sacred space by lighting a small candle and/or putting on some soft music that delights your soul.2. Gather your materials and put them on the table in front of you. You should have the following: a piece of 5" x 8" mat board or cardboard, a pair of scissors, an acid-free glue stick or jar of rubber cement, and several magazines.3. Spend a generous amount of time going through the magazines. Tear out any images that you like, that seem to appeal to you for ANY REASON. Don't question WHY you might be drawn to the images. Simply rip them out!4. Spread the images out around you. Gather them into smaller piles, sorting them by colors, energies, themes, or patterns. For instance, you might notice that you have lots of images of stairways, or windows, or birds, or people who are frowning, or..... You might see several images that just seem to go together for some reason. You don't need to verbalize a reason for grouping some images together.5. When you have a few different piles sorted by theme, choose one of them.6. Start playing around with the images that you have chosen. Lay them on top of one another, or beside each other. Arrange and rearrange them until you come to a layout that you like. Trust your intuition. You will know when it looks "right."7. Glue the images onto the 5" x 8" mat board or cardboard.8. You have made your first SoulCollage® card!9. Now it's time to do the I am the one who… exercise with your card to deepen your experience with it, and to begin to integrate its meaning into your life. Detailed instructions for this part of the process can be found
here.Anne Marie Bennett is a freelance writer and self-taught artist who enjoys playing with mixed-media collage, and all forms of color and words. She has a BS degree in Education from Southern Connecticut State University and has taught children, teens and adults throughout the East Coast. She is a breast cancer survivor and feels closest to her own soul when she is writing, creating art, teaching, and sharing the gift of SoulCollage® with others. She lives in Beverly with her husband Jeff and two highly cherished (and spoiled) feline companions named Sasha and Scooter. Please visit her website http://www.kaleidosoul.com for more information on SoulCollage and to see examples of SoulCollage cards.
Category : Self-Improvement:Creativity

You Cant Change Him - JBC

2008-03-24T13:00:00.001-07:00

Author : Alan R. Stafford

You Can?t Change Him ? Stop Trying!No matter how terrific your spouse may seem, nobody?s perfect. This may seem like an obvious statement, but it is one we often need to remind ourselves. When we?re first in a relationship, it?s easy to put someone on a pedestal. The beginning of a relationship can be so much fun that it?s hard to remember that your partner must have flaws. Forgetting that your partner is imperfect, though, can be dangerous. It makes it hard to keep your expectations on a realistic level. No matter how well you get along, there are going to be times when you disagree. You?ll also experience times when your partner won?t understand your side of things. Never assume that your partner can read your mind. Communication is the key to keeping things realistic and functional. Make sure that you understand each other when you?re talking. When you accept that you won?t always agree with each other, but you?ll respect each other, you?re taking a big step.Remember, people don?t change who they are. They may grow and evolve, but their personalities remain the same. By the age of 20, the majority of us have developed our full set of beliefs, values, and personality traits. By believing that you can change someone, your relationship will be doomed from the beginning. Think about it, you?re expecting a dramatic change from your partner that you?d never even consider taking on for yourself. This is simply unfair to your partner. By doing this, you?re essentially getting the relationship off one-sided. If this is the way things are going, it will never work.Since people don?t change, it is your responsibility to yourself and your potential partner to be realistic. Build solid dating skills that will help you to screen prospective partners. You?ll need to look for people that you won?t feel the urge to change. If a person is compatible from the start, then the odds are that this person will remain compatible in the future. Keep in mind that compatible doesn?t mean perfect. It just means that the person has characteristics you enjoy, and that you don?t feel the need to change. By keeping this in mind, you?ll be much more realistic when you date, and will be much more fair. You?ll end up in happier relationships, and your expectations will be more achievable. You?ll also find that you?re much happier with the people you choose. The stress is much lower when you accept people for who they are and don?t have to remodel them. About The AuthorDr. Stafford is a speaker, writer, class leader, and personal coach on topics important to Singles and Couples. As a relationship coach he helps men and women of all ages find the love of their lives and lives that they love. If you're tired of being alone, or worry you're with the wrong person, call or email Alan for a no cost introductory coaching call to see how personal coaching can benefit you.alan@relationshipexperts.com

Category : Relationship

5 Mistakes You Might be Making When Choosing a Password

2008-03-24T11:00:00.001-07:00

Author : Nicole Dean
Are you making yourself a target for fraud? More and more often I am hearing stories of people who have had their accounts hacked. They have had money stolen, lost sleep, spent hours setting up new accounts, or had their credit ruined. Don't let this happen to you.Are you making these dangerous mistakes?Mistake #1: Using the same password for all your accounts.Please don't do this. Use different passwords for every email account, and definitely use unique passwords for shopping websites where you'd enter your credit card.Mistake #2: Short passwordsThe risk of someone guessing your password is increasingly difficult the more characters are in it. So, go for the gusto and make your passwords long.Mistake #3: BradPitt, Charlie, Sarah, Princess, Barbie, Gandolf -- Did I guess it yet?Do not use kids' names, pet's name, nicknames, names from characters in books or movies or celebrity names. Even if I didn't guess it in my list, someone who knows you could.Mistake #4: Easy to remember English wordsEasy to remember is also easy to guess. Passwords should not contain English words found in a dictionary. Non-English words or any words in any dictionary are a high risk as well. And, for goodness sakes, if your password is "password" or "test" then it's a wonder you haven't been hacked yet!Mistake #5: Numbers are no-no's.Seriously, stay away from birthdays, anniversaries, addresses, social security numbers or telephone numbers. They are all too easy to guess.Choose random passwords for banking sites like PayPal. Combine letters (both uppercase and lowercase) and numbers.If all of this sounds too hard to remember, then consider using a Password program. Most of the good password programs will not only store your passwords on your computer, but they'll generate completely random passwords when you need one.Here are a few to try.http://www.fgroupsoft.com/Traysafe/http://passwordsafe.sourceforge.net/http://www.treepad.com/treepadsafe/It's never a good time to find out that someone has stolen money from you -- or locked you out of your own email account. It's a waste of your time and money. Please protect yourself.Nicole Dean is the mostly-sane Mom behind http://www.ShowMomTheMoney.com Are you a Work at Home Mom looking for help in your online business? Take the ShowMomtheMoney 101 Tour - Free! http://www.showmomthemoney.com/free-tutorial.htm
Category : Computers-and-Technology:Personal-Tech

How to Register Your Domain

2008-03-24T10:00:00.001-07:00

Author : Ted Prodromou
When you launch a new website you must register a unique domain name with an authorized registrar. When the internet was first starting, all domain names and IP addresses were registered through one organization, Internic. Eventually Network Solutions took over the role as "keeper" of the internet domain names. Today, there are hundreds of websites where you can register your domain name but Network Solutions still maintains the main database of domain names. Some websites charge as little as $2.95 per year for your domain name while others charge as much as $35 per year for the exact same service. Some even offer one year free if you register your domain name with them and host your website on their servers. Why pay $35 when you can register your domain name for much less at another website?So why does Network Solutions charge $35 a year if they are the keeper of the database and their resellers charge a fraction or even nothing? Who knows and who cares! Register your domain with one of the cheaper providers and you'll be fine. A word caution - be care who you choose to host your website. Getting a free year of your domain name isn't worth it if your webhost is unreliable and your website is down more than it's up.You pay for your domain name on a yearly basis. It's a separate charge from your webhosting bill. When you register your domain name choose the autorenewal option if it's available. This way your domain name will not expire if you forget to renew it. If your domain name expires, it's free for anyone else to register so you need to stay on top of when it's expiring. Also registering your domain name for a 3 to 5 year term will often save you money. For example, godaddy.com charges $8.95 a year for your domain name but only $7.25 a year if you register for a 5 year term.When you register your domain you can create different contact names. The three contacts are Administrator, Technical and Billing. Most of the time the same person is all 3 contacts. If you web designer registers your domain name for you, make sure you are designated as the Administrative contact. This gives you control over the domain name and you must be notified if someone is trying to make changes to your record. If you aren't one of the contacts then someone can transfer ownership of the domain name without your permission.To see a record of your domain name, go to www.networksolutions.com

and use their WHOIS utility which is located in the bottom left corner of their home page. Simply enter your domain name and click Search. You'll see the complete record of your domain name, where it's registered and where your website is hosted. For a complete video of how to use WHOIS, visit www.valiss.com/video/whois/whois.html.When you register your domain name you'll have to the option of making it a private registration. I highly recommend paying the additional fee to make your information private. If you leave your registration public anyone can look up your domain information which includes your home or business address and your email address. Many spammers scan public domain registration records to find valid email addresses to spam.I always use a yahoo or hotmail email account when registering my domains. This way if spammers to find my email address, I can just get a new "throwaway" email address and I won't receive spam at my primary email address.Always make sure your domain record remains locked. Locking your domain name is a feature implemented a few years ago. When you want to transfer your domain name to a different registrar you must unlock it. Once it's unlocked the new registrar can "pull" your domain name from your current registrar. Once the transfer is complete, the domain name will be locked to prevent anyone else from "pulling" your domain away from you.About The Author
Ted Prodromou spent over 25 years in the computer industry working for IBM, Digital, and Cellular One. Today he's the owner of Valiss IT, a consulting firm that provides personalized web design and small business marketing solutions. Visit http://www.valiss.com for lots of free "how to" articles about marketing your business online.
Copyright 2005 Valiss IT, Inc. All Rights Reserved
This article may be reprinted only if it remains unchanged.
Category : Business:Domain-Names

The Basics of a Criminal Justice Degree

2008-03-24T07:00:00.001-07:00

Author : Jim Greenberg
Following the tragic events of 9/11 there is today a much greater awareness throughout society about such issues as homeland security, airport security, public safety and management, international terrorism, criminology and criminal psychology and many other related subjects. Interestingly these are all subjects you can major in or obtain specializations in through degrees in criminal justice/criminology. And more interestingly, such a degree in criminal justice/criminology can get you a job a lot more easily than a degree in a number of other subjects. This is because the US Bureau of Labor Statistics has identified careers in criminal justice as one of the top five careers in the coming years in terms of future job opportunities.You can get degrees in criminal justice/criminology from both traditional schools as well as online schools. If you are a working adult, online courses will suit you a lot more than a traditional program since to complete an online program you do not have to give up your job or relocate or disrupt your life in anyway.More importantly, if you are a working adult already working in the field of criminal justice, an online degree will get you that much coveted promotion or switch to a more well paying job. You can also get a degree much quicker than through the traditional route as most online criminal justice/criminology programs allow you to take credit for your working experience or any on-the-job training that you may have gone through.A degree in criminal justice/criminology will open up many different careers for you at the local, state or federal government level as well as in the private sector. You can also get teaching jobs in various colleges and universities if you have a master's or a PhD degree in criminal justice/criminology.Within the broad field of criminal justice/criminology you can specialize in different fields such as criminal justice administration, criminology, criminal and business law, court procedures, policing, corrections, juvenile justice, domestic violence, court report writing, private security, homeland security, public safety and management, economic crime and fraud management, cyber crime, paralegal studies, forensic science, crime scene investigation etc.Depending on your major or specialization, a criminal justice/criminology degree in any of these areas will make you eligible for jobs in local, state or federal law enforcement, law firms, agencies such as the FBI, banks and insurance companies, corrections facilities, law courts, organizations responsible for public safety and a host of similar organizations. The salaries in these careers are also quite attractive with median salaries for such careers being around $40,000 a year.Jim Greenberg recommends you visit the Online Criminal Justice Degree Guide for more information on criminal justice careers and salaries.
Category : Reference-and-Education:College-University

Attention Webmasters - AdSense Is DEAD

2008-03-24T03:00:00.001-07:00

Author : John Campbell

If you are one of the tens of thousands of people who are earning a online income with Google's Adsense services, then listen up. Starting today you can now utilize a new ad delivery service that provides your website with targeted text ads with accompanying images. Studies have shown an average 10% greater click thru rate when images are shown next to the text ads.The other thing that is different about this Ad Delivery Service is that your affiliate code is encoded in the ad's link. So when the visitor clicks on the link and purchases the product you are paid as much as 75% commission. Depending on the product this can be as much as $100. At any rate a whole lot more than the nickel or quarter that a regular Adsense click would have paid.With a simple interface you can select your ads category and/or keyword, and then paste the code directlyinto you website. If you can setup adsense code - You can set up this code.Since you preselect the category and/or keywords selected for these ads - they are not contextual ads - thus they are compatible to use along with your Adsense ads. Included is software to easily convert your Adsense PSA ads to Img Ads.http://www.imgads.com/?win=109 Is going to revolutionize the Adsense or Virtual Real Estate (VRE) Site industry jbc789 is a webmaster who has made an amazing amount of money. Now he is willing to share with you one of the best ways.The best thing of all is that is really is 100% FREE

Category : General Viral Marketing

HTML : A way to make your site speaks

2008-03-24T01:00:00.001-07:00

Author : Yosef SK

If you happened to be a beginner of creating website, then learn HTML..A lot of resources on the net where you can learn to create your site easily. www.Webmonkey.com Step by step tutorial from simple HTML to advance HTML scripting.www.W3schools.com Learn HTML and try it yourself with preview screen.www.Cooltext.com Without learning photoshop you can create your own logo easily online !www.Addesigner.com FREE service that gives you the power to design and download professional-quality, animated banner ads quickly and easily.www.websitetips.comLearn more about HTML, style sheets (CSS), Web site design, Web graphics with Photoshop, PaintShop Pro and others, how to better live with your Web site, your computer and other helpful information.javascript.internet.comGet thousands of free JavaScripts for cutting and pasting into your Web pages. Get free Java Script tutorials, references, code, menus, calendars, popup windows, games and help.www.htmlhelp.com/reference/css/You can change the appearance of hundreds of Web pages by changing just one file... Influence presentation without losing visitors... All with the power and flexibility of Web style sheets Yosef SK has been a webmaster since more than 6 years, Visit Easy OnlineTips for more tips, tricks and news on the internet or Detox Diet for Healthy Diet

Category : General DHTML

Trading Using Multiple Time Frames

2008-03-24T00:00:00.001-07:00

Author : Umashankar Galla
Why do we need to Trade Using Multiple Timeframes?

To improve the efficiency of our trading strategy. We see the major Trend using a higher time frame than what we intend to use & a lower Time frame to enter a trade.

Say we want to trade using the Daily Charts. We take the Weekly charts to see the major trend. Suppose itÃ‚â™s an uptrend in a Weekly chart. We will tend to trade only long positions. We will use entries in the daily charts to enter long positions only. When sell signals are generated we will just exit our long positions. I.e. we donÃ‚â™t short sell.

Suppose itÃ‚â™s a downtrend in a Weekly chart. We will tend to trade only short positions. We will use a entries in the daily charts to enter short positions only. When buy signals are generated we will just exit our short positions. I.e. we donÃ‚â™t enter long positions.

Now that we are using two timeframes. Now coming to timing the entry of trades or adding additional positions. (Pyramiding) We can further use a Hourly chart to time our entries. Supposethe weekly & daily charts are in a uptrend. We will enter a long position or an additional long position when a hourly chart gives us a buy signal. Supposethe weekly & daily charts are in a downtrend. We will enter a short position or an additional short position when a hourly chart gives us a sell signal. This timeframe would not be used to exit the trades. ItÃ‚â™s solely to improve the timing for entry. For exits we would use the signals generated in the daily charts.

Using multiple time frames to trade

We take three charts of the same security. First is the weekly chart. Next chart is the daily chart. Third chart is the hourly chart.

We will now use the daily chart to trade. We check the weekly chart for the weekly trend. Lest assume the weekly trend is up. So based on this information we will just trade long positions in the daily chart.

We look for a buy opportunity in the daily chart or we can see the hourly chart to enter a long position.

Now for entering additional positions we use buy opportunities in the hourly chart. We would exit based on the daily chart only, because we were trading based on the daily chart.

Similarly we can trade short where weekly charts are in a downtrend and daily chart generates sell opportunity. Additional positions are entered whenever sell opportunities are generated on the hourly charts.

For Day trading we can use the Hourly, 15 Min and 5 Min charts here we trade the 15 Minchart. Or we can use 15 Min, 5 Mins and 3 Mins charts here we trade the 5 Mins chart.

Good Luck and Happy Trading.

10 Life Saving Tips For 2005

2008-03-23T21:00:00.001-07:00

Author :

Start the New Year right by creating a safer home and lifestyle for your family. Take these important do-it-yourself steps to make day-to-day living less hazardous and to be ready for emergencies. Keeping a level head in times of emergency is critical. Being prepared and knowing what do will help you stay focused so you won't panic.Child safety and health expert Debra Holtzman offers these easy-to-implement home safety tips:1. Install smoke alarms on every level of your home and in every sleeping area. Change batteries once every year; test them monthly; replace the units every 10 years. Smoke alarms can cut your family's chances of dying in a fire by nearly half.2. Install a carbon monoxide alarm in every sleeping area and place one at least 15 feet from any fuel-burning appliance. CO poisoning associated with using fuel-burning appliances kills more than 200 people each year and sends about 10,000 to hospital emergency rooms for treatment.3. Set your set water heater to 120 degree F. Scalding water kills about 100 people in our country each year. 4. Assemble a fully stocked disaster supplies kit. Include nonperishable foods, water, manual can opener, flashlights, radio, and batteries.5. Assemble a fully stocked first aid kit. 6. Enroll in an infant/child CPR and first aid course. 7. Post emergency telephone numbers near every phone in your home. 8. Always use a food thermometer to be sure foods are safely cooked. Food-borne illness causes approximately 5,000 deaths each year in the US.9. Test your home for radon. Radon is the second leading cause of lung cancer. High radon levels exist in approximately one out of every fifteen homes.10. Keep up-to-date on recalled products by visiting this website: <a href="http://www.recalls.gov" title="test" target="_blank">www.recalls.gov</a>.Debra Holtzman is the author of the popular new book The Safe Baby: A Do-It-Yourself Guide to Home Safety (Sentient Publications), which is full of useful information on eliminating hazards in the home and protecting children from household dangers. She is featured on the TV series "Make Room for Baby" on the Discovery Health Channel.

Category : Spare Parts

Get The Mindset of the Worlds Most Successful People

2008-03-23T18:00:00.001-07:00

Author : Max Kezooki

It doesnt matter who they are businessmen, artists, sportsmen, inventors successful people have more things in common than you think.These common attitudes and qualities have been very effective in helping them see things that other people dont see, rise above their personal troubles and outperform their competitors. In other words, they have a successful mindset.You too, can develop this mindset and harness its power to change your life. You just have to realize that half of what earns you success is being prepared for it. Here are some ways to change your current mindset into a mindset of success:- Have vision and focus.Successful people are conditioned to look forward, to always ask what if and why not. It is this innate curiosity and openness for new things that help them develop a creative mind. A creative mind can see beyond the present; it can see possibilities and combinations that are otherwise unavailable to closeminded people. It is this sense of vision and tenacity of focus that keeps them crying out, Eureka! while everyone else are scratching their heads. Case in point: a trucker named Malcolm Mclean, who, as he watched the contents of his truck being loaded onto a ship in 1937, thought that it would be much faster and more convenient if the trailer itself were lifted instead. He turned that idea into a vision and that vision was containerized shipping, revolutionizing the shipping industry. - Take calculated risks.You know stories of people who made blind leaps of faith and landed on a ton of money but they are more the exception than the rule. Successful people are not afraid of risk but rather view it not as a danger, but more of a probability that could result to a lot of possible outcomes, some of which can be very profitable.- Dont blame your parents.Or anybody else, for that matter. Successful people know better than to waste time pointing fingers when things go wrong. They dont bother complaining, instead, they roll up their sleeves and do something. They take responsibility for their action.- Learn to give credit.Successful people know to whom they owe their achievements. They recognize other peoples contributions and do not pretend to be who they are not. Successful people are smart enough to recognize a higher power, regardless of their faith. It is this recognition that makes them retain a humility and a sense of integrity and charity to share their wealth and knowledge.- Never stop learning.Success is built upon failure and failure truly is not learning from mistakes. Successful people know that mistakes are inevitable in any areas in life but they do not take their failure for granted. For them, failing at one thing is a surefire guarantee that they will succeed at it the next time around. Oprah Winfrey was once fired from her job in television. If she just gave up right there, she wouldnt have known the kind of blessings that she enjoys today.- Dont believe in luck. Make it. People with the success mindset are unusually "lucky". Or so you think. They dont really have magic formula; they just know how to create and take advantage of opportunities. They prefer to focus on positive expectations rather than focusing on drawbacks. And they are not easily cowed. They are tenaciously resilient.Always on the lookout, successful people see problems as opportunities for change. While other people see a barren land, they see a city of casinos and hotels. Keeping a mindset thats open to possibilities, successful people almost always find themselves in the right place at the right time.- Learn to network.Success-oriented people recognize the value of social capital. They know that success is not a one-man operation. They surround themselves with the kind of people whose talents, skills and knowledge can complement their own. It doesnt matter whether they themselves are misfits or nonconformists, they know better to choose the right kind of people to work with.Successful people align themselves with other people who think like winners and stay away from naysayers, while keeping an ear out nonetheless. Marcian Hoff was assigned by his employer, Intel, to work with a group to design silicon chips for a hand-held calculator. They instead managed to create the microprocessor.- Have the persistence to rise above your condition.Successful people didnt always start out on the right foot. Some, like designer Tommy Hilfiger and environment champion Erin Brockovich, suffered from learning disorders but they never let their condition or family life hinder them from making their way. They didnt entirely ignore their problems, but chose to focus instead on what they could do and went after it.Case in point: Denyce Graves grew up in the 70s in a single-parent household that could barely make ends meet. Denyce wanted to be an opera singer but there were some obstacles to her path she didnt have a lot of years in training, she had to learn the foreign languages used in the operas and she was black. At the time, people didnt think blacks could excel in opera.Denyce instead worked harder than anyone else, even cleaned dormitories and washed pots just to pay for school. She went on to sing with Placido Domingo and won standing ovation for her debut in Bizets Carmen. Max Kezooki is passionate about helping others succeed in their career & personal life. For more tips on self-improvement, success & insomnia help, visit http://www.kezooki.com/blogAttention Bloggers & Webmasters: Here's an opportunity to earn 50% commission & to use my article at the same time!You're allowed to republish this article as well as add your affiliate link to it. Get your affiliate link at http://www.kezooki.com/affiliate

Category : General Self Improvement and Motivation

Data Integrity

2008-03-23T16:00:00.001-07:00

Author : uCertify

The SQL Server 2000 database include datatypes, NOT NULL definitions, DEFAULT definitions, IDENTITY properties, rules, constraints, triggers, and indexes.Enforcing data integrity ensures the quality of data in a database. For example, if a product is entered with a Product_ID value of 25 in a table named Products, the database should not allow another product to have an ID with the same value. Furthermore, if there is a column named Product_Rating that is intended to have values ranging from 1 to 10, the database should not accept a value below 1 and above 10 for this column. This can be accomplished by using the methods supported by SQL Server to enforce the integrity of the data.SQL Server supports a number of methods that can be used to enforce data integrity. These methods include defining datatypes, NOT NULL definitions, DEFAULT definitions, IDENTITY properties, rules, constraints, triggers, and indexes.DatatypesA datatype is an attribute that specifies the type of data (e.g., character, integer, binary, etc.) that can be stored in a column, parameter, or variable. SQL Server provides a set of system-supplied datatypes. However, users can also create user-defined datatypes based on the system-supplied datatypes. System-supplied datatypes define all of the types of data that can be used with SQL Server. Datatypes can be used to enforce data integrity because the data entered or modified must conform to the type specified for the object. For example, a name cannot be stored in a column defined with the datetime datatype, as a datetime column can accept only date values.NOT NULL DefinitionsThe nullability of a table column determines whether the rows in the table can contain a null value for that column. A null value in a column does not mean that the column has zero, blank, or a zero-length character string such as " ". Null in a column means that no data has been entered in that column. The presence of a null in a column implies that the value is either unknown or undefined.The nullability of a column is defined while defining the column or while creating or modifying a table. The NULL keyword is used to specify that the column will allow null values. The NOT NULL keyword specifies that null values will not be allowed in the column. DEFAULT DefinitionsEach column in a row must contain a value even if that value is null. However, certain situations exist when a row is inserted in a table, but the value for a column is not known or the value does not yet exist. If the column allows null values, a row with a null value for that column can be inserted in the table. In some cases, nullable columns might not be desirable. In these cases, a DEFAULT definition can be defined for the column. Defaults specify what values are automatically inserted in a column if a value is not specified for the column when inserting a row in the table. For example, it is common to specify zero as the default for numeric columns and N/A as the default for string columns.When a row is inserted in a table with a default definition for a column, the SQL Server is implicitly instructed to insert the specified default value in the column if a value is not specified for the column.IDENTITY PropertiesThe IDENTITY property is used to define a column as an identifier column. An identifier column contains system-generated sequential values that uniquely identify each row in the table. A table can have only one identifier column. Identifier columns usually contain values that are unique only within the table for which they have been defined. In other words, other tables containing identifier columns can contain the same identity values used by another table. However, the identifier values are typically used only within the context of a single table, and the identifier columns do not relate to other identifier columns in other tables.ConstraintsConstraints are used to define the way that SQL Server automatically enforces the integrity of a database. A constraint is a property assigned to a table or column within a table that prevents invalid data values from being entered in the specified column(s). For example, a PRIMARY KEY or UNIQUE constraint on a column prevents a duplicate value from being inserted into the column. A CHECK constraint on a column prevents the column from accepting a value that does not meet the specified condition. Moreover, a FOREIGN KEY constraint establishes a link between data in two tables.RulesRules perform some of the same functions as CHECK constraints. However, CHECK constraints are preferred over rules. Rules are provided only for backward compatibility. CHECK constraints are more concise than rules. A column can have only one rule applied to it. However, multiple CHECK constraints can be applied to a column. CHECK constraints are specified while creating a table, whereas rules are created as separate objects and are bound to the column.The CREATE RULE statement is used to create a rule. Once a rule has been created, it can be bound to a column or a user-defined data type by using the sp_bindrule system stored procedure.TriggersTriggers are special types of stored procedures that are defined to execute automatically when an UPDATE, INSERT, or DELETE statement is issued against a table or view. Triggers can be used to enforce business rules automatically when data is modified. Triggers can also be used to extend the integrity checking logic of constraints, defaults, and rules. However, it is recommended that constraints and defaults be used instead of triggers whenever they provide all of the needed functionality.IndexesAn index is a database object that orders the values of one or more columns in a table. An index provides pointers to the data values stored in specified columns of the table and orders the pointers in the specified order. When rows are requested from an indexed table, the database searches the index to find a particular value and then follows the pointer to the row containing that value.Types of Data IntegritySQL Server supports the following four types of data integrity:1.Entity IntegrityEntity integrity defines a row as a unique entity for a particular table. Entity integrity enforces the integrity of the identifier column(s) or the primary key of a table (through indexes, UNIQUE constraints, PRIMARY KEY constraints, or IDENTITY properties).2.Domain IntegrityDomain integrity validates the entries for a given column. Domain integrity can be enforced by restricting the type (through data types), the format (through CHECK constraints and rules), or the range of possible values (through FOREIGN KEY and CHECK constraints, DEFAULT definitions, NOT NULL definitions, and rules).3.Referential IntegrityReferential integrity maintains the defined relationship between tables when records are entered or deleted from the tables. In SQL Server 2000, referential integrity is based on relationships between foreign keys and primary keys or between foreign keys and unique keys (through FOREIGN KEY and CHECK constraints). Referential integrity ensures that key values are consistent across the related tables.When referential integrity is enforced, SQL Server prevents users from adding records to a related table if there is no associated record in the primary table. Users are also prevented from changing values in a primary table or deleting records from the primary table if there are related records in the related table.4.User-Defined IntegrityUser-defined integrity is used to define specific business rules that do not fall into any of the other integrity categories. All of the integrity categories support user-defined integrity. All column-level and table-level constraints defined in CREATE TABLE, stored procedures, and triggers are examples of user-defined integrity. About the Author:uCertify was formed in 1996 with an aim to offer high quality educational training software and services in the field of information technology to its customers. uCertify provides exam preparation solutions for the certification exams of Microsoft, CIW, CompTIA, Oracle, Sun and other leading IT vendors. To know more about uCertify, please visit http://www.ucertify.com/

Category : General Computer: Databases

Photography School

2008-03-23T14:00:00.001-07:00

Author : Ross Bainbridge
If you have the desire to capture special moments and freeze them in timeless photographs, then you already have one key ingredient to becoming a good photographer. But, if course, you have to supplement your desire with training. Hobbyists can learn how to shoot with the most advanced cameras and deliver captivating pictures effortlessly. To be able to move on from being good to being great, it is encouraged that you seek expert training in a photography school.Photography schools are scattered all over the place and you should not have a hard time looking for one. There is no age qualification for most photography schools. What you would want to do is look at the portfolios of the instructors to see the level of their expertise and their reputation. Most distinguished universities offer photography courses and some even specialize in it. Here, more advanced students can go deeper in their photography training and get to brush elbows with the industry's elite.You would be taught how to use different cameras. You would learn the differences between a regular point-and-click camera from an SLR and the different lenses you can use to capture different images. Creative techniques, color theories, composition and the control of your photograph and pre-visualization could be part of your curriculum.To become a great photographer, you would have to learn how to play around with colors by using different films like black and white, color negative or color transparency both for digital and analog cameras and zone system. You also need to familiarize yourself with the equipment you would be using, the different type of flashes, the lenses, exposures and shutter speeds of your camera and how to get the proper light ratios.Photography School provides detailed information on Photography School, Online Photography Schools, Top Photography Schools, Digital Photography Schools and more. Photography School is affiliated with Interior Design Schools.
Category : Reference-and-Education:Vocational-Trade-Schools

More Than Meets the Eye to NASCAR Success

2008-03-23T11:00:00.001-07:00

Author : Shay Rosen

The popularity of NASCAR has skyrocketed, making it one of the most watched televised sports in the U.S. today. For fans and spectators, the thrill of watching drivers maneuver the track at speeds that often exceed 200 miles per hour offers excitement beyond compare. For those in the industry itself, the behind the scenes action is also fraught with victory and defeat, which makes for a thrilling ride.Few who enjoy the sport from the outside realize just how much preparation, innovation and time is spent preparing engines, transmissions and the car bodies themselves for the long racing season. Technicians work tirelessly to adjust, refine and perfect every aspect of a cars performance while maintaining strict adherence to NASCAR regulations. Pit crews train together in order to maximize their speed and accuracy while minimizing the risk for serious injury to both themselves and the driver they will assist. All in all, their combined efforts are more likely to determine who will finish the season with the most points than anyone behind the wheel.These are no ordinary mechanics by any standard. Most diagnostics and pit crew personnel receive specialty training at facilities designed for those interested in working within the sport. These facilities, such as the NASCAR Technical Institute run by the Universal Technical Institute in a joint partnership with NASCAR, cater to both the industry itself and those who wish to be a part of it. Additionally, most graduates undergo extensive training developed by the respective racing teams they become a part of.For pit crew personnel in particular, the physically demanding aspects of the position require a great deal of stamina. Every active racing team on the circuit today incorporates physical conditioning as part of their training in order to increase stamina. Long periods of inactivity are intermittently infused with moments where the crew must work as a cohesive unit, and with not a moment to spare. Additionally, they must be at the ready through every lap, from the first to the last.For those who develop and diagnose performance standards for the cars, minute adjustments and constant testing are commonplace. From the timing belt and air intake to the aerodynamics measured in wind tunnel testing, their mission is to give their car, and consequently their driver, every possible advantage. The efforts they make can mean the difference between a pole position or starting the race at a disadvantage. So while fans of NASCAR are familiar with the victory lap and hoisting of the trophy, there is a quiet celebration among the unknown faces that comprise the racing team which spectators will likely never see. Without question, a win for the driver is also a win for the combined efforts of those who helped make a trip through victory lane possible. For more on NASCAR pit crew training from the NASCAR Technical Institute, visit our site. For online and campus based educational resources, visit 866MyMajor.com. For more on the NASCAR pit crew experience, visit our blog.

Category : General Automotive: Racing

Car Insurance Rates - 4 Tips for Preventing Car Theft

2008-03-23T08:00:00.001-07:00

Author : Dean Larson

Having your car stolen can be a scary thing. Many who have had their cars taken typically feel both angry and vulnerable, even to the point of feeling somewhat "violated". If you don't have insurance that covers the theft of a car when it happens, it can be equally as scary from a financial point of view. When you have comprehensive coverage on your car, your insurance company will help to replace your stolen car. While having this coverage is important, there are some ways that you can help prevent your car from being stolen as well, which may save you money on your car insurance rates in the long run. As they say, an ounce of prevention is always worth a pound of cure.Tip 1: Use Common Sense - One of the best ways that you can prevent your car from being stolen is to use common sense and make sure that you lock your car doors whenever you leave your vehicle, regardless if it's in a dark alley, a public place, or parked in your garage. Plain and simple, if you leave your doors unlocked all the time, you elevate the risk of your car being stolen. You should also be sure that you take your keys with you and never leave them in your car or anywhere else in public. Often just using these common sense precautions is enough to save you from car theft.Tip 2: Get an Alarm - You can also help prevent car theft by installing some kind of warning device or alarm device in your car. Whether it is a visible device or an audible one, both can be good deterrents to anyone thinking about stealing your car. Usually alarms are fairly affordable, and it is definitely cheaper than trying to find a new car.Tip 3: Use an Immobilizing Device - Another way to prevent your car from being stolen is to purchase some kind of immobilizing device to use in your car. There are a variety of different devices available, such as smart keys, kill switches, the Club, and fuel cut-offs. Many of these devices are relatively inexpensive and they are highly effective as well. Tip 4: Install a Tracking Device - One of the newer ways to deter car thieves is to have a tracking device installed in your car. These devices are quite high tech, and they will alert you when someone is moving your car without authorization. Some of these tracking devices actually will notify the police when unauthorized movement is made as well. While these tend to be a bit more expensive than other methods, they can definitely be a great help if your car actually gets stolen.Even though you may have coverage on your car that will pay if it is stolen, taking preventive measures is much simpler and will help keep your car insurance rates down as well. Just taking the time to use common sense and employ the help of cheap devices can help keep your car from being stolen. While incorporating one of these tips is great, using all of them together can give you the best results when trying to protect your car from theft. To learn more about how you can save money and greatly reduce your car insurance rates, please visit car-insurance-rates-info.com. We offer unbiased information on the best ways to get insurance discounts, find out what average car insurance rates are, do company comparisons, and keep you safe and saving money all year long.

Category : General Business: Insurance

How to Analyze a Competitor's Website

2008-03-23T05:00:00.001-07:00

Author : Halstatt Pires

Competitors' websites, if analyzed properly, can give you all
sorts of information that you can use to increase the traffic
and the popularity of your site. Here is an article on how to
analyze a competitor's website.

Identifying the Leaders

Start off by identifying the major players. A good place to do
this is Yahoo's directory. It is good to view the major players
in similar fields to your own so that you have a better view of
your web site as perceived by others. You may want to print out
the directory to take a closer look. Check some of the bigger
companies and find out some of the innovative approaches and new
products offered.

Sites like Media Metrix 500 can tell you which companies get the
most traffic, and you can learn about the relative traffic by
using Alexa. It is a free add-on to your browser that ranks the
traffic for each site you visit and informing you whether it is
in the top 100 or top 1000 ranking. This gives you a rough idea
of where your competitors are in the ranking order.

Scrutinize the Leaders

The next step is to study the top 5 or 10 competitors very
closely. There is a lot that can be learned by looking at
competitors' web sites and analyzing them. These are the things
that you should look for:

1. Make sure you check to see what products or services
competitors offer, and note anything that's different from your
own offerings.

2. Look for gaps that you could fill.

3. Think about the look, feel and functionality of the
competitors' web sites.

4. Check the advertising campaigns and offers they are running.

5. Look at their strengths and weaknesses, from the customer's
point of view.

6. See if you can figure out their strategy.

If you are dealing with a public company then you can get
detailed information from proper sources and write down the
names of their key players. Then it is possible to look for any
interviews, articles or speeches they might have made about
relating to their web site.

Look for Strengths, Vulnerabilities, and Gaps

Now summarize the information you have found into few sentences
for each competitor, highlighting the strengths and weaknesses
of each one. Note down the strategies to be followed to counter
your competitor's offering.

With this research, you can create or modify your marketing
plan. Be sure to include how you intend to deal with
competition, and what steps you think you would require getting
top rankings in the search engines. On the basis of your
research on your competitors' websites, you need to make a
decision of either to compete with your competitor or walk out
of the competition and focus on other areas.

Don't get frightened away prematurely, though - make sure you
know what you are getting into before you start, and don't let
big companies intimidate you. Remember that you can move faster
than your competitors if you have confidence in your abilities.
All you need to do is offer your customers things that they
cannot find anywhere else.

Category : Commentary

What Is Your Message?

2008-03-23T02:00:00.001-07:00

Author : Micheal Savoie
Our technologically advanced society has forced us to go into isolation to get a break from the onslaught of information bombarding us from all sides. Radio, television, email, printed media (such as newspapers, books and magazines) and the Internet are all methods that people are using to get their message to each of us. Even in your car you get signs, billboards, bumper stickers and car decals shouting at you about someone`s message. If you were to undergo hypnosis and be made to read back everything you have read during the course of one day, you would be amazed at how many things were recorded by your brain.The fact that our minds are steel traps for information is not a new concept. Scientists for years have told us that our minds are amazing, that we can store unlimited amounts of information and that if we could harness the full potential of our brains, we would not need computers. Unfortunately, the retrieval process is the key factor in our inability to spout off what we know at critical moments (like during that Chemistry Test, or on our wedding anniversary). As people age, this process is even more challenged to the point that we forget more than we know.What does this have to do with your message? What is it that you want people to do when you write sales copy? If you answered "buy my product" you are correct, but the more correct answer is "take action." While every message is a sales message, what you are selling is not always a product or service that requires a customer to exchange money for it. Sometimes the message is designed to get someone to click on a link, fill out a form, write your congressman, or stop smoking cigarettes. The end result of the message can be someone "buying in" to your way of thinking.What about if I am not writing sales copy? An article is sales copy, even if there is not a product at the end of the story. You still are creating a situation where the buyer (reader) is either going to agree with your view (thesis) or disagree (you did not make the sale). When you successfully craft your message, the reader will agree with your line of reasoning and you have made the sale! Congratulations.I write to let my mind release the pent up intelligence that it often does not have a chance to let out in my day to day encounters. Not everyone agrees with my way of thinking and I accept that. In fact, my goal is to reach people who may not think the way I do and to potentially allow them to see a different perspective. I would be elated if that resulted in turning someone from "the Dark Side" when they initially did not agree with me, but I am fine with the idea that I may not have influenced anyone with my musings. My hope is only to touch people with kindness or at least positiveness, and to give a little of that experience that my fortysomething years on this planet have taught me.I know, that last statement makes me sound like an alien. Technically I am not an alien, because I was naturalized back in the 1980's, so now I am non-alien. Almost human. My wife would happily tell you that I am very much human, too human. But I love her anyway.When you write, how are you putting your thoughts across to your audience? Do you go for shock value? Do you entertain? How much of your personality comes out in your writing? Again, I will repeat that you will not relate well to everyone who reads your writing. Just make your message as palatable to as many readers as possible without watering down your content. You want to inform and at the same time touch each reader with your personality and give them a chance to get to know you. If you follow this strategy, you will develop a group of people who will eagerly await your next article or book. Some will eagerly await your emails if you are just sending out newsletters.Plan out your message before you get too involved in the writing. Outline as much of your message as you can before you begin fleshing out the details. Think of an outline as the skeleton of your message, and the words you use to blend each section together are the muscles, organs and tissue of your story, e-book or novel. I remember reading Piers Anthony`s comments at the end of one of his books and how he said he never wrote a book until he had sold the story to the publisher. He said he would completely outline the story and send that to the publisher, and after he got the nod from his publisher, he would fill in the details of the story, following his outline as the guide for the adventure that he created for his readers. His success using this formula is proof that you should be planning your writing so that you can keep yourself as organized as possible.Imagine the time savings of putting your outline in front of you and then writing your article based on your outline. You will not be deviating from the course you set out, because every time you pause to see where you are, you get a reminder of the next topic, and you can flow into the next section from one paragraph into the next.While I did not want to get into the mechanics of writing (I have to follow my outline), the flow mechanism mentioned above is a great method for keeping a reader intent on your message. If you can hold a reader's attention for long periods of time, you can cash in by having them devour your other works in the future. Who doesn't want a loyal following of prose-starved readers?Are you ready to reach out to the world with your message? The Internet is a canvas, and your words are the paint, and you are the artist who can take the plain, vacant canvas and turn it into a work of art that people will want to tell their friends about. And after all, isn't that the end result we are trying to get for our message anyway? Your words, being passed from person to person virally, infecting more and more of your intended audience as though it had a mind of its own.It has a nice ring to it, doesn't it? Your message. Especially if you hear someone else passing it on to their friends. So what is your message? I'd really love to hear it.Micheal Savoie can be found at his blog: michealsavoie.com/welcome when he is not setting up his Viral Attitudes Seminar Series. If you want to be updated on the next location and date of Viral Attitudes Seminars, sign up for his informal newsletter at viralattitudes.info/notify so you can be the first to know. If you are speaker and would like to join the Viral Attitudes Tour, post a note to Micheal on his blog, and he will get back to you straight away!
Category : Self-Improvement:Creativity

Jumeirah selected to manage new seafront development in Palm Jumeirah

2008-03-23T01:00:00.001-07:00

Author : PR Sending

>April 19th, 2007

Configuring and managing user profiles in the Windows XP operating system

2008-03-23T00:00:00.001-07:00

Author : uCertify

A user profile is a set of files and folders that contain information about user-specific configuration settings such as customized desktop, personalized application settings, network and printer connection settings, display settings, and other specified settings. Microsoft Windows XP supports the following types of profiles:Local user profile: A local user profile is a computer-based record about a specific user. It is created automatically on the computer's local hard disk the first time when the user logs on to a computer. A local user profile is specific to the computer on which it is created. Both Windows XP Home Edition and Windows XP Professional operating systems support the local user profile. In Windows XP, a local user profile is stored in the Documents and Settings folder hierarchy on the system root drive. Whenever a user initially logs on to a computer running Windows XP, Windows creates the user-specific folder in the Documents and Settings folder. Each user profile contains several files and folders that store configuration information including the following:1. Application Data: This folder is hidden by default and stores the user-specific application configuration information.2. Cookies: A cookie is a small text file that is created by websites to store the user-specific information and preferences on a local computer. 3. Desktop: This folder stores files, folders, and shortcuts that are placed on a Windows XP desktop. 4. Favorites: This folder stores shortcuts to locations added to the Favorites list by a user in Windows Explorer or Internet Explorer. 5. My Documents: This folder stores documents and other user data. 6. My Recent Documents: This folder contains shortcuts to recently accessed documents and folders. A user can also access such documents from the Start Menu. 7. NTUSER.DAT: This file stores the information about changes made to Windows Explorer, taskbar, user-specific Control Panel, Accessories, and Internet Explorer settings. 8. NTUSER.DAT.LOG: It is a log file that provides help in the recovery of the NTUSER.DAT file when a computer crashes. 9. Templates: This folder is hidden by default and contains the template items created by the user applications. These items are used automatically when a user creates a new document. 10. Printhood: This folder contains the shortcuts to printer folder items. 11. NetHood: This folder contains shortcuts created by the Add Network Place option in My Network Places. Built-in user profiles: In addition to the user-specific profile, Windows creates two built-in local user profiles at the time of installation: 1. Default User Profile: This profile works as a template to create all new profiles on the computer. A newly logged on user receives a copy of this profile as his or her personal user profile. The default user profile can also be customized in several ways and is stored in the Documents and SettingsDefault User folder, which is hidden by default. A user has to configure the Folder options appropriately to view the Default User folder. 2. All Users profile: The All Users profile contains settings that apply to each user who logs on to the computer. The All Users profile is stored in the Documents and SettingsAll Users folder. The All Users folder contains settings that are common for all the other profiles on the computer. The settings in the All Users folder are merged with the profile of the current user by Windows during the current logon session. If an administrator wants to apply a common setting for every user who logs on to the computer, then the most appropriate way for him is to modify the All Users profile. As an administrator, a user can directly edit the All Users profile to add or remove items as per his requirement.Roaming profile: Before describing the roaming user profile, it is necessary to understand the meaning of a network client and the server. In a networked environment, a client computer can be defined as a computer that uses the shared network resources provided by another computer. A computer that provides the shared resources to all the client computers on a network is referred to as a server. A user who logs on to the network from different computers at different times is called a roaming user. The roaming profile is a user profile that is stored in a shared folder on a network server and is accessible by any of the clients on the network. When a user logs on to any of the computers in a network, the roaming user profile is downloaded to that computer from the network server. The roaming profile is automatically updated both locally as well as on the server when the user logs off. Mandatory profile: A mandatory profile is a type of roaming profile that is pre-configured and cannot be modified permanently by a user. Mandatory profiles are generally used to restrict users from making permanent changes to their profiles. Any changes to the mandatory profiles remain till the current session lasts. The original settings are automatically restored as soon as the user logs on again. Mandatory profiles decrease the administrative overhead of managing desktop systems to a great extent. They can be implemented in two ways:An administrator can either rename the file called NTUSER.DAT to NTUSER.MAN or he can append .MAN to the end of the name of the Roaming User Profile folder. The first option allows users to log on using a locally cached copy of the profile if the network is unavailable and the second approach forbids logging on unless the roaming user profile is accessible on the network. Such profiles are modifiable only by the system administrators and are supported by only the Windows XP Professional operating system.An administrator or a user with the administrative privilege can manage the user profiles from the System Properties dialog box, which is opened by running Start menu > Control Panel > Systems. An administrator can copy a user profile, delete user profiles stored on the local computer, and create a roaming user profile by copying a local user's profile to a network file share. uCertify was formed in 1996 with an aim to offer high quality educational training software and services in the field of information technology to its customers. uCertify provides exam preparation solutions for the certification exams of Microsoft, CIW, CompTIA, Oracle, Sun and other leading IT vendors. To know more about uCertify, please visit http://www.ucertify.com/

Category : General Computer: Operating Systems

The Past, Present, and Future of Affiliate Marketing

2008-03-22T21:00:00.001-07:00

Author : Marissa Ranello
The Good Old DaysRemember the good old days? You'd purchase a domain name, set up your site (with a few swear words here and there), and place some banner ads (while crossing your fingers for the best banner ad click-through results). This all worked great--for a while; until people managed to avoid our banner ads like the plague. Life got more complex. What were us internet marketers to do? We had to become more savvy. Fortunately for us, the affiliate model was introduced.Ah, the affiliate marketing model. It never hurts to get a little help from your friends, right? Affiliate marketing networks offer a wide range of advantages to businesses. In short: it's a booming business with dollar signs all around it. Sure, affiliate marketing can be a profitable business, but it can also be very aggravating, time consuming, and antisocial. So here's the big question: Why the heck do we keep putting ourselves through all of this pain? The answer, although seemingly complex, is quite simple: easy money.The Good, the Bad, and the UglyThe average person thinks of affiliate marketing as a "get rich quick" scheme for geeks and nerds. Actually, it's the farthest thing from the truth. Nowadays, you're just as likely to find a High School dropout behind an affiliate marketing operation; as you are to find a computer science major.Despite the revenue advantages, many successful affiliate managers are weary of transparent affiliates. After all, there's a lot of trickery out there. You have to be on the lookout for the 'Good, the Bad, and the Ugly.' That's right folk, if you're the good guy, beware of the bad and the ugly affiliates. They're out there right now placing infectious adware on an unsuspecting consumer's computer.As a marketer, it's your responsibility to investigate your affiliates use of adware. Don't turn your head and look the other way. It's OUR consumers that may receive unwanted and/or destructive ads. Can you blame them for becoming angry at the marketer who (perhaps inadvertently) funds adware infections? Of course not. Destructive ads shouldn't even be considered a marketing strategy. It's completely unethical.The New GuyIn a nutshell, affiliate marketing is a great starting point. If you experience success--run with the ball. Explore additional performance compensation structures. But before you even consider jumping into the game, you should ask yourself the following questions (to avoid business pitfalls):1). Will affiliate marketing assist you in reaching all of your business targets?2). Will affiliate marketing have advantages over other types of online marketing?3). Do you have the time and commitment to run a developing affiliate operation (which will require time to flourish and succeed?4). How flexible is your budget for affiliate marketing?Here's some background information for the 'new guy': Time and commitment are essential to your success. While running a network of affiliates doesn't require a college degree, it does require your attention for details. Perhaps this is why merchants find outsourced providers offer a very appealing solution. In addition, the new guy should realize:• Not everyone will make five figures a month with affiliate marketing. There's a lot of marketers out there. You're the new guy, remember? Find some successful companies that use affiliate marketing. Research them. What did they do to become such a success? Can you duplicate that plan?• You're not going to make any money eating potato chips in front of the television. If it were that easy--I'd be doing that instead of writing this article on affiliate marketing. Be prepared to devote a lot of time to your business and your affiliate relations.• Don't take blind referrals from anyone! You'll discover the best affiliate opportunities through your own research.The FutureIn just the last few years, affiliate marketing has become a very powerful force on ecommerce. Every day thousands, if not millions, of merchants rely on affiliate marketing to drive their businesses. But is affiliate marketing all just a big hype? What ever happened to customer service? What strange times we live in; as the value of business is no longer placed on the customer--but on the relationship with whoever facilitated the connection.This just goes to prove that affiliate marketing is only as good as the people who run it. Remember, there are ways to get your affiliate program noticed; just make sure that you get it noticed for the right reasons. If you value internet based businesses and you'd like more job leads, educational information, and tools to aid your internet entrepreunership, than visit: eByro (a Vertical Portal for Internet Entrepreneurs).Marissa Ranello is an independent marketing consultant with clients in the United States and Canada. As an employee of eByro , a Vertical Portal for Internet Entrepreneurs, Marissa devotes her time to internet business, performance-based marketing, and affilate programs. Visit: http://www.ebyro.com
Category : Business:Affiliate-Revenue

A Clever Marketing Ploy?

2008-03-22T20:00:00.001-07:00

Author : Nanci Holloway-Prince
INTERNET MESSAGE BOARDS â" CAN THEY BE TRUSTED?While posting on a vacation message board for St. John, Virgin Islands yesterday, I was referred to as a âœtrollâ and compared to looters in Louisiana. Being called names in The Virgin Islands, especially from someone from St. John is par for the course. Even when the topic and postings disappeared, from the VI Now Message Board, I was not surprised.The VI Now Message board seems not to be intended for just anyoneâ™s comments. Like most communications in The Virgin Islands, they are censored. In anticipation of the message board being erased, I copied both pages, viewable now from my web site.Past and future USVI Vacationers come to the VI Now Message Board for the truth about what is happening in The Virgin Islands, not propaganda from condo owners looking for guest. There is a communications monopoly in The Virgin Islands. When the people with access to outgoing news control the outgoing news, itâ™s censorship.I was not surprised to find the pages had been erased, the topic was âœRacial Tension On St. John. I shared the missing pages with a woman who was also reading the postings on the VI Now Message Board, she sent E-Mail, and she wasnâ™t the only person I sent the missing pages to.The Wall Street Journal calls corruption in The Virgin Islands the major problem. Now the FBI and the U.S. Justice Department are investigating hate crimes on âœThe Love Islandâ St. John.This was not the first message board with advertisers disguised as common folk. My name and one of my books is mentioned on a Skincare Rx Message Board, but I was not allowed to post. It seems you have to be an advertiser to post on a message board for people trying to get rid of melasma and acne.I say that Iâ™m not surprised, but I am afraid. Iâ™m afraid we are losing our access to the true news because advertisers and corporations own our communications outlets, even the oneâ™s on the Internet.When my father visited me here in St. Thomas he asked me, âœWhere are the Polynesians I saw in the travel magazines about The Virgin Islands? I said dad, The Virgin Islands is 85% African Descendants, there are no Polynesians.The people that control the Message Boards in The Virgin Islands donâ™t want prospective vacationers to St. John to know that the FBI and the Justice Department are investigating hate crimes. And the cosmetic companies donâ™t want you to know that you can get rid of melasma for less than $10.00 a month, instead of several hundred dollars a year.Message Boards, can they be trusted?Nanci Holloway-Prince is the author of "Corruption In America's Paradise and Secrets Skin Care Companies & Dermatologists Don't Want You To Know". Holloway-Prince also own http://www.thevitimes.com, www.worlddome.com and shrevporbossier.com. Hollway-Prince has been online longer than AOL. Certified as in Instructor by New Horizons Computer Learing Center, Holloway-Prince is an Internet Historian.
Category : Book Reviews

Family Tree Templates

2008-03-22T19:00:00.001-07:00

Author : Trevor Dumbleton
If you want to create your family tree, but do not know where to start, family tree templates can get you started on your genealogical adventure. By giving you a pre-designed family tree that you can fill in, you can easily assemble your chart of lineage and, while doing so, learn the proper format for family trees.Family tree templates take the form of blank family trees that can be populated with the names of the people in your immediate and extended family. Often, these templates will include instructions that will explain how to fill in each rectangle with whose name and with what information. All you need to do is follow the directions and with family tree templates, you can have an impressive chart of your familial relationships in no time.By providing you with instructions, format, and explanations of what everything means family tree templates can help you learn how family trees are made, assembled, and organized. Thus, if you want to continue your exploration of genealogy, you will have that much more understanding of what a family tree is, how it works, and how you can start building your own from scratch, if you so desire. Or you can simply use more family tree templates when you want to expand your genealogy beyond the scope of your current template. Some templates are even designed to be easily added onto previous templates, making it that much easier to expand your family tree into more and more distant relations.Family tree templates can be easily found and are usually fairly inexpensive. Book stores and some office supply stores usually carry them, and there are more than a few web sites that sell genealogy supplies, including family tree templates. With just a little bit of searching, you can start your adventure into your ancestry with these easy to use aids that will ensure you are doing everything correctly.If you want to learn more about yourself by learning about your ancestors, your investigations will be much easier to organize and understand with a family tree. And if you want a little help when you first start building a family tree, family tree templates can give you the boost you need. Easy to find, easy to use, and easy to understand, they are an invaluable tool for the beginning genealogist who wants to see just how deep and how broad a family tree can become.About The Author
Trevor Dumbleton - http://www.familytreeshistory.com/ is a categorized resource directory to help explore the world of genealogy, or family trees, including the history of our ancestors.
Category : Home-and-Family

Do You Play a Game of Love?

2008-03-22T18:00:00.001-07:00

Author : Ted Segura
There is a game that children play called the GAME of LOVE. It comes in a form of a cube that has six quotations. They roll the dice and whatever quotation comes on top, they practice living it for the day.Imagine a die that you would normally roll in a game but instead of numbers, it has quotations. And each morning, a child can roll it and "live" the quotation for the day. This is a POWERFUL tool that can be used to improve relationships.Relationships dry because people stop caring and stop loving the other person, and basically just think of themselves. But we can learn from this GAME OF LOVE. Here are the six quotations:1. LOVE EVERYONE. This quote makes us look outside of ourselves and becomes directed to the person in front of us. He or she may be your spouse, your teen-age son or daughter, your neighbor or office-mate. To love everyone means to think of their welfare, to be kind to them and to spread a positive feeling to everyone you meet.2. BE THE FIRST TO LOVE – This is a bit challenging. Do not wait for the other person to make the first move. But instead be the first one to initiate something good. It can be giving the other person a glass of water if he or she is thirsty.3. SEE JESUS IN THE OTHER PERSON – For Christians, Jesus represents the second person in the Triune God. But he represents a person, a person to love back. Jesus said in the Gospel "Whatever you do to the least of your brothers, you do it to me" Seeing Jesus in the other person will put us in a frame of mind that we cannot help but love that person, no matter how obnoxious he or she may be.4. LOVE ONE ANOTHER – this is another way of enhancing relationships by applying the principle of RECIPROCAL LOVE.5. MAKE YOURSELF ONE WITH THE OTHER- This means to put yourself in the shoes of the other person. For example if the other person is suffering due to the death of a loved one, be compassionate or empathize with that person. On the other hand, if your friend is rejoicing because her son won a tennis championship, rejoice with her.6. LOVE YOUR ENEMY- This is the biggest challenge because this asks of us not to be an enemy to the other. Let's not hit back but instead return a smile or a helping hand.Our children are taught to play this game and roll it every morning. This has helped them very much. Do you want to improve your relationships? Let us learn from this.TRY IT NOW. Live one quotation a day.You'll be surprised how GREATLY this can change your life!Ted and Christine Segura have been involved in the topic of relationships for several years. They are seriously involved in an organization that helps couples and families in the areas of family life and enhancing relations. They can be contacted at http://www.idealfamilylife.com
Category : News-and-Society:Love

Executives, Communicate Your Career To The Next Level: Top 7 Tips To Talk Your Speaking Career To The Top

2008-03-22T17:05:00.001-07:00

Author : Karen Friedman

Not too long ago, I walked into a room where some of the country's top oncologists were preparing to launch a new cancer-fighting drug. The occasion was the group's rehearsal before a big presentation to the Federal Drug Administration. Given that these men and women are some of the best and brightest in their field, I thought the rehearsal would be a breeze. So, I sat down, pen poised to make a few notes so I could help them fine-tune their presentations and be ready for the onslaught of media that was sure to follow.What a letdown. Five articulate, highly educated, well-dressed presenters, armed with shiny animated slideshows, droned on and on and on and on. It didn't matter what they were saying because the audience wouldn't really hear any of it anyway. Around me, eyes closed, and others pretended to take notes while playing solitaire on their laptops. I wondered how in the world I could help these presenters. I also thought about tripling my consultation fee on the spot. All presenters believe their words are important, and they are. But if you don't give an audience a good reason to listen, they will quickly tune you out. In an age where sound bite is king, cutting through the clutter is more important now than ever.Consider the following 7 points before stepping into the limelight:The Take-HomeNo matter how many years and dollars you've spent on research and development, no matter the technical complexity of your subject matter, when speaking to a group your entire presentation must boil down to one key point. If you had to sum up your talk in 10 seconds, what would you want your audience to know?Ask Yourself the Right QuestionsWhat you think a listener needs to know is not always what that listener wants to know. Put yourself in your listener???s seat and ask the following questions: So what? Who cares? What does this mean to the listener, reader or viewer and me? Until you frame your messages from your audience???s perspective, they won???t care. If they don???t care, you???ll never receive their full attention.Talk in nuggetsPowerful communicators who can hold attention have something in common with each other. They've learned that speaking is for the ear, not for the eye. Instead of preparing a presentation as a research paper jammed with minutiae, condense complicated information into bite-sized nuggets and present only the information needed to move an audience toward the desired outcome.Present, Don't ReadIs your presentation written like a term paper? Is it written in sentences? Do you allow room for pauses so the listener can participate? People don't converse in long-winded sentences. We speak in short phrases. So write in phrases or bullet points. You will then find yourself talking more and reading less. Also, take time to pause between key thoughts so your listeners can digest what you're saying.Paint the PictureExplaining the features of your product may be important, but explanation without example has no meaning. People can't remember all of the facts, but they do remember impressions. By comparing and contrasting, providing analogies and visual images, your presentation will come to life.Slideshow or Presentation?No one comes to a presentation to see a slideshow. They come to hear a knowledgeable person share ideas and talk. Visuals should reinforce what you're saying, not serve as your script. Instead of preparing the slides first, prepare your remarks then create appropriate supporting visuals. Let your words drive the visuals instead of the other way around. Nix the JargonJust because your audience is packed with colleagues or you???re providing information for an industry trade publication doesn't mean you should talk jargon. Get rid of the buzzwords and throw away phrases. Rather, look for opportunities to put your words in context by humanizing your material and telling stories or anecdotes.As I worked with the oncologist presenters and brought many of these points to their attention, they worried that simplifying the information would harm their credibility. Quite the opposite. By making an effort to connect with their audience rather than throw too much information at them, they created a focused, central theme with real-life examples that excited and inspired listeners. And in the end, the cancer drug they believed in made it to market and received a lot of good press! Act like a sponge, and grasp all the knowledge you can from Karen Friedman, a leading communications coach in today???s business world. From her experiences as an award-winning television news anchor and reporter, she has helped thousands of spokespeople across the globe make the most of every interview, appearance and presentation. She has also authored five communication survival guides, which can be found at http://www.karenfriedman.com

along with many popular audio programs. And don't forget to sign up for a FREE newsletter at

http://www.karenfriedman.com/forms/newsletter.htmto receive a free bonus tip sheet today.

Category : General Events / Trade Shows

Is the Price Right? Pricing Strategies for Internet Businesses

2008-03-22T17:03:00.001-07:00

Author : Simit Patel
You may have the greatest product/service in the world, but you won't get anywhere if it isn't priced properly. In this article, we'll explore various pricing strategies so that you can find the one that is best for your business.

Generally speaking, there are three primary pricing strategies Internet firms employ: POPS, CAPS, and VAPS. Each strategy is explored below. If properly implemented, these strategies can help firms under price their competitors while being just as profitable.

Physical Object Pricing Strategy (POPS). This pricing model works well if you are selling a physical good that needs to be shipped to your customer. For instance, merchants like Amazon.com and Wal-Mart fall into this category.

In order for such firms to determine their prices, they need to start with a base level of what it costs them to produce and deliver one additional unit (this number is known as the marginal cost,). For instance, Wal-Mart sells microwave ovens. What does it cost them to produce an additional microwave oven? What does it cost them to buy it from their supplier, put it in their store, get the customer to come to the store, and execute a transaction with their customer?

To determine their final price, firms should add a percentage increase to the marginal cost. This percentage increase is known as the operating profit margin. To find out what percent they should use, they should look for similar firms, and try to price accordingly. Amazon, for instance, has an operating profit margin of 6% at the time of this writing. Competing retailers should look to have a similar operating profit margin -- preferably lower if they are able to.

KEY IDEA: Firms that can develop the most efficient business processes will be able to minimize their cost, which in turn will allow them to keep prices low while still retaining attractive margins. This will allow them to offer lower prices but still enjoy the same level of profitability.

Cost of Acquisition Pricing Strategy (CAPS). POPS works very well if your primary cost is the cost of the actual good that you are delivering. But firms that are selling a product/service where the primary cost is marketing-based -- meaning the costs associated with getting visitors to your site -- may benefit from utilizing CAPS to determine their final price. CAPS involves firms answering two key questions:

1. What will cost it to get people to my site?
2. What percentage of my site visitors will make a purchase?

The answer to question #1, divided by the answer to question #2, tells the firm its cost per acquisition. The operating profit margin can then be added to determine the final price.

Example: A retailer may find that on average it costs $0.10 to get a visitor to the site, and the percentage of site visitors that make a purchase is 1%. From there, we simply do the math: .10 / .01 = $10. With a cost per acquisition of $10 and assuming competitors have an operating profit margin of 20%, the final price should be set to $12.

KEY IDEA: The key here is obviously to minimize the cost per acquisition. To do this, firms need to place a high priority on increasing the percentage of visitors that make a purchase. The site's conversion rate is the most important metric.

Value Added Pricing Strategy (VAPS). For businesses in which the marginal cost is zero -- for instance, the sale of digital products like ebooks and online courses -- or businesses in which there is not much of an established precedent, VAPS can be an excellent pricing strategy. This is simply a more ad hoc strategy in which the good is priced based on how much value it offers to the consumer. There is no real formula to this strategy, which can be comforting or disturbing, depending on your preference.

KEY IDEA: VAPS works best when you can create a business model that allows you to charge a different price to different clients. For instance, if you are selling consultation services or customized products, you can offer your client a quote based on how much the product is worth to them.
This Article was written by Simit Patel, the Managing Director of The ActoNetwork, a company devoted to helping small businesses succeed on the web. The ActoNetwork publishes a free 102 page Internet Marketing eBook and has a free Internet Marketing Workshop for online entrepreneurs available at http://www.actonetwork.com
Category : Business:Internet-Marketing

Placing A Value On Your Personal Injury Claim

2008-03-09T01:00:00.001-08:00

Author : Daniel Baldyga
Your Medical Doctor or Chiropractor has released you from treatment for your motor vehicle accident and enough time has passed so you're about to position yourself to sit down with Adjuster Henry Hard-Nose. His employer is Rock Solid Insurance, the company who insures Fred Fuddle, the individual who plowed into your rear end, smashing you with a tremendous crash which was responsible for your injuries plus the "Pain and Suffering" you've had to endure.To be adequately compensated for what you've gone through you must have accumulated what's identified in the world of insurance claims as "Special Damages". Those are your Medical bills, your Lost Wages plus every dollar paid out to help with your recovery. When building the value of a personal injury claim there are several key elements you should be aware of:LIABILITY: In the vast majority of motor vehicle accidents it's clear who was at fault. Assuming that Fuddle struck you a mighty blow in the rear end (rear-enders make up well over half of the motor vehicle accidents that take place in the United States each year) yours is a case that must be settled. (Final Statistics prove that in 83% of accident's that took place in 2003 it's clear who was at fault) !The very doubtful liability case has little, if any, settlement value. If that's the situation you should obtain the services of the local Legal Beagle who does a good job at that, Attorney I.M. Greedy. But, if you do, be very careful when you sign Greedy's "Contingency Fee Agreement". Read it closely. Don't sign anything that will let him charge you one penny, other than his normal fee. Do not - - in any way whatsoever - - allow him to chisel any money from you, for his out-of-pocket expenses. All Greedy should be compensated for (if he's successful at busting loose some bucks from Rock Solid) is his fee and that should be no more than the usual locally published accepted percentage of the total recovery.TYPE OF INJURY: If there are severe injuries (which make up only ten to fifteen percent of all motor vehicle accidents) you should obtain the services of a lawyer. But, if you've had minor injuries like whiplash, bumps, bruises, sprains and/or strains (and it's clear you're not at fault) you can handle and settle the claim yourself.TYPE OF PERSON YOU ARE: Rate yourself and be brutally honest. You're most likely an average motor vehicle owner/driver, living a normal life. But, if you've spent some time behind bars, have a criminal record, or a history of character defects that often get your butt in a jam with the local cops (and this is well-known) you must take those facts into consideration when forming expectations regarding what your case is worth.THE TYPE OF PERSON FRED FUDDLE IS: The better Fred Fuddle looks, or the better the "entity" "(Fuddle's business or company, etc.) appears, the better for Rock Solid. But, if Fuddle is a known bookie or drug dealer, they're in deep "stuff". On the other hand, if Fuddle is a well-loved philanthropist, that can be a plus for Rock Solid Insurance. Or if the vehicle that struck you was a van driven by Pastor Frederick Fuddle, and the named insured is The Fuddle Camp For Lost Souls, that can be a plus for Rock Solid.But, if the "entity" that hit you was a dilapidated junk pile on wheels operated by Fred "Goof-Ball" Fuddle, and the named insured is The Fuddle Rotted Cow Manure Corporation, that will obviously not be favorable for Rock Solid.DAMAGES: There are "Medical Special Damage" Expenses, "Non-Medical Special Damages" Expenses, and/or your "Property Damage" Expenses.MEDICAL SPECIAL DAMAGE EXPENSES: These typically include Cost of Ambulance, Emergency Room, Hospital and/or Clinic Charges, Chiropractor, and/or Dentist, Over-The-Counter Drugs and/or Prescription Medications, Laboratory Fees and Services, Diagnostic Tests: X-Rays and (CT) Scan, Prosthetic Appliances or Surgical Apparatus, (Cranes & Crutches), Physical Therapy, Registered and/or Practical Nurse Fees, Ace Bandages, Gauze and Tape, Heating Pads, Creams, Lotions, Ointments, Balms and Salves.When it comes to listing your Medical Special Damage "expenses" don't overlook one single dollar because, when it comes time to settle your claim, that dollar can increase the value of your payment for "Pain and Suffering" by a multiplier of four or even five! (Yes, that means a $20.00 bill can be worth $80.00 to $100.00 more ,in your pocket, from Rock Solid Insurance, at settlement time).NON-MEDICAL SPECIAL DAMAGES: These typically include Lost Wages and Earnings, Lost Vacation time and/or Sick Leave, Travel Expenses (car rentals, public transportation, expenses incurred getting to and from your Chiropractor and/or hospital and/or physical therapy "treatment" of some sort) Household Help during disability and/or Child Care. Be sure to obtain written proof of such "Non Medical" Special Damages.LOST WAGES: The income you lost, because you were unable to work, is an area where adjusters take terrible advantage of the typical claimant because they know so little about it.Commissions and overtime can make a huge difference in your lost earnings. Be sure to get a letter from your employer, on their official letterhead, explaining that in detail. Or, if you're self-employed, get this information stated on your accountants letterhead.The time you miss from work (thus the money you may have lost) is calculated and this element constitutes what is known as "Lost Wages" or "Lost Time Verification". In most situations you're entitled to compensation for lost time and earnings, even if you have no actual loss of money! Such as, for example, when your salary is paid by your company insurance coverage, or by taking sick leave, or some similar arrangement.Even if you're salaried you should obtain a "Lost Earnings", or "Time Lost Verification", in writing on your employer's letterhead.IF YOU'RE SELF-EMPLOYED: To prove your lost earnings you'll probably have to assemble some inside information for Hard-Nose. If you don't like the idea of submitting private documents to him, in the privacy of your home or office, just think how you'd feel about producing them in the non-private environment of a courtroom. When a case goes to trial, and if you want to prove your damages so as to collect adequate compensation, that's your only alternative.TWO CRITICAL AREAS REGARDING LOST WAGES: Did the injury necessitate a change of job or employment at a lesser rate? Or, did the injury allow your going to work but only on a part-time basis? If the answer to either question is "Yes", it would be wise to ask your employer to document these facts on their letterhead.IT'S CRUCIAL FOR YOU TO KNOW: Even if you've been paid while out of work, you can still compute your time lost from work as "Lost Wages" .PROPERTY DAMAGE EXPENSES: These typically include Motor Vehicle Repair, Damaged Clothing, Broken Glasses, cost of Substitute Car Rentals, Towing and Storage. Make copies of all bills relating to any of your property damage expenses. Keep the originals. Be sure to have these in your possession when you and Hard-Nose plunk yourselves down to "Talk Turkey". Photocopies are sufficient to give him.YOUR AGE: Because of their obvious innocence, insurance claim accident victims, up to the age of 12, generally have excellent settlement results. Those in their teens, and into their late 50's, fall into a fairly normal category because they're generally considered to be at the height of their physical stamina. Those in their late 60's, and over, usually fare extremely well; primarily due to the sympathy that's often invoked, from a judge or jury, because of general attitudes regarding frailty and the elderly.MOST IMPORTANT TO REMEMBER:The information Hard-Nose places into your file plays a major role in the ultimate value of your claim. Never underestimate the importance of his impressions and conclusions! Should, one day, your case ends up in front of a judge, or jury, what Hard-Nose feels, observes and then reports into your file at Rock Solid about you, his insured Fred Fuddle, and/or possible witnesses, etc., (in addition to the information you've documented for him) could have massive influence on the value of your claim - - especially if Fuddle is a loser and he's absolutely in the wrong. At that point the only thing stalling a settlement is the amount of money it's going cost to get rid of you.And, should your file end up in the hands of the local defense attorney for Rock Solid Insurance, all the positive factors about you, your injury and liability, will cause him to gasp, "Hey, what's going on here? My legal fees will be higher than the few hundred more bucks this one can be dumped for."The bottom line: Your out-of-pocket expenses correctly recorded and presented, your injury information properly documented and your lost wages clearly established will seriously increase the dollar value of your personal injury claim.QUESTION: How does Dan know this to be true? ANSWER: "Because for 38 years Dan was right there, where he saw and done that" !Copyright (c) 2005 by Daniel G. Baldyga. All Rights ReservedDISCLAIMER: The purpose of this "How To" Insurance Claim Article "PLACING A VALUE ON YOUR PERSONAL INJURY CLAIM" is to help people understand the motor vehicle accident claim process. Dan Baldyga does not make any guarantee of any kind whatsoever, NOR do they purport to engage in rendering any professional or legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Wherever such professional help is desired it is the INDIVIDUAL'S RESPONSIBILITY to obtain said services.Dan Badlyga has had 3 "How To" Insurance Claim books published, the last being AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) which can be found on the internet at http://www.caraccidentclaims.com or http://www.autoaccidentclaims.com.This book explains, in simple language, "How To" handle your motor vehicle property damage and/or personal injury claim. It also contains BASE (The Baldyga Auto Accident Settlement Evaluation Formula). THE BASE FORMULA will explain how to determine the value of the "Pain and Suffering" you endured - - because of your motor vehicle accident injury!Dan Baldyga spent over 3 decades within the area of Insurance Claims, as an Adjuster, Supervisor and then Manager. He was then promoted to Trial Assistant where he worked another 5 years on thousands of Insurance Claim case.eMail: dbpaw@comcast.net
AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM
(How To Evaluate And Settle Your Loss) - http://www.autoaccidentclaims.com
Keyword : Auto Accident, Personal Injury, Insurance Claim

You and the Tort Law: A Guide

2008-03-09T00:31:00.001-08:00

Author : Blur Loterina
Everyday, we're always at the risk of falling victim to misfortune whether it is from using defective products or unknowingly falling off into a manhole, or sustaining vast injuries due to serious highway accidents. You may think that accidents that happen everywhere to other people are of nobody's fault than theirs alone…But, once something happens to you, say you were bit by a dog whose owner was careless enough to let it wander off, you may cry out, indeed – "not my fault!".Injuries may range from trivial to critical, depending on how it was obtained physically, mentally or emotionally. If an individual or group has a liability for your accident, you can file for claims under the tort law. This area of the law is invaluable you need to have knowledge of it.Torts are private and civil wrongs or injuries that may be remedied through a court of law by a lawsuit for damages/compensation. Once an individual or a group of individuals violate their duty to others created under general or statutory laws, a tort has been committed. Liability in the tort law is based upon "…the relation of persons with others; and these relations may arise generally, with large groups or classes of persons, or singly, with an individual…The common thread woven into all torts is the idea of unreasonable interference with the interest of others." Prosser & Keeton, supra,p.5. Thus, the chief aim of action in tort is that an individual be compensated for the loss he has suffered within the scope of his legally recognized private interests, as the best method of relief.Tort law is a branch of the civil law. This is one of the three main branches of civil law where the other branches are contract and property law. In tort cases, the plaintiff is the victim of an alleged wrong and the unsuccessful defendant is directed by the court to pay damages to the plaintiff. The so-called injunctive relief for the defendant is when he is directed to discontinue from a wrongful activity.Torts have three general categories. Intentional torts are wrongs which the defendant knew or should have known would happen through their actions or inactions (e.g. intentionally hurting a person). Negligent torts happen when the defendant's actions were unreasonably unsafe (e.g. causing accident by failing to obey traffic rules). Strict liability torts are wrongs that do not depend on the degree of carefulness by the defendant but established when a particular action causes damage (e.g. liability for selling expired products).Misfortune may happen unexpectedly to you or anyone in your family and when it does, a you, as a victim may incur costs. You can shift these costs to others who you believed has strict liability in causing it. The principles of the tort law help you in getting compensation for damages suffered not by your own fault. Contact an attorney practising this particular area of the law for clarifications and tips in filing for claims.Lala B. is a 26 year-old Communication Arts graduate, with a major in Journalism. Right after graduating last 1999, she worked for one year as a clerk then became a Research, Publication and Documentation Program Director at a non-government organization, which focuses on the rights, interests and welfare of workers for about four years.For additional legal information and inquiries about the article log on to http://www.attorneyservicesetc.com
Keyword : article submission, articles, writers, writing, publishing, ezine, email marketing, email newsletter, email

Filing a Simple Bankruptcy

2008-03-09T00:00:00.001-08:00

Author : Susan Chana Lask
We all know times are tough and, for some of us, bills are getting harder to pay each month. If the debts you owe are more than what you can afford, you should read on.Filing a bankruptcy can be the answer to your problems. A bankruptcy is a way to discharge your debts completely so you can have a fresh start in your financial and personal life. You can only file a bankruptcy once every 6 years and once filed, it can become part of your credit historyBefore filing, you want to know two things: 1) that your monthly expenses (i.e. rent, phone, medical payments and just about anything else paid by you for the living expenses of you and your family) are more than your monthly net income and 2) that your assets (all property you own at its current market value) are worth less than your liabilities (that is, the debts you presently owe and that you will list in your bankruptcy petition).The next step in filing a bankruptcy is to have the actual petition prepared. The petition is an extensive document listing all of your income, assets and liabilities as well as other information with respect to your financial history. You must list all of the creditors that you owe money to and want to be discharged from that debt. Any creditor that you do not list will always remain your creditor. For example, you may want to keep one of your credit cards if you do not list that credit card company on your petition then you can continue to use that line of credit (of course, you will continue to make your monthly payments for that credit card).Your petition will be filed in the bankruptcy court for about a $150.00 fee. The moment your petition is filed an automatic stay is in place that means your creditors listed in the petition must stop their collection procedures during your bankruptcy proceeding.Only those creditors you list in the petition will be notified with respect to your filing for bankruptcy. In about 30 days from your filing date, you will be scheduled for a first meeting of creditors (called a section 341 meeting). At that meeting, the bankruptcy trustee (the person from the court) will ask you some questions. The trustee is interested in discovering whether you have any property or assets available for the benefit of your creditors. By law, you are allowed to keep certain property and the trustee's questions are very straightforward and not at all intimidating. When the trustee is finished, your creditors are given an opportunity to speak. If none of your creditors appear then an additional 60 days is set for anyone to make any objections or file any additional papers. If nothing happens in that 60 day period, your bankruptcy will be granted and you will be relieved from all debts listed in your petition.This article is certainly not all inclusive and is intended only as a brief explanation of the legal issue presented. Not all cases are alike and it is strongly recommended that you consult an attorney if you have any questions with respect to any legal matters.Any questions and/or comments with respect to this topic or any other topic, contact:Law Offices of Susan Chana Lask
853 Broadway, Suite 1516
New York, NY 10003
(212) 358-5762
Susan Chana Lask, Esq. c 2004About The AuthorSusan Chana Lask is named in the media as New York's "high powered attorney". She practices sucessfully all civil, criminal & appeals cases in State & Federal courts nationwide. http://www.appellate-brief.comscl@appellate-brief.com
Keyword : bankruptcy,chapter 7,chapter 13,chapter 11,bankruptcy law,laws,legal matters,financial,court,attorne

Fair Debt Collection Practices Act

2008-03-08T23:31:00.001-08:00

Author : Steve Austin
The purpose of the Act, approved in September 1977, was to eliminate abusive debt collection practices by debt collectors and to promote consistent state action to protect consumers against debt collection abuses and invasions of individual privacy.The Fair Debt Collection Practices Act laid down specific guidelines pertaining to the following procedures:1. Acquisition Of Information [Sec 804]Any debt collector seeking to acquire location information of a consumer would identify himself and his purpose correctly and if the need arises also disclose his employer. At no point during the inquiry process shall the collector state or imply that a consumer owes any debt, as this shall amount to invasion of individual privacy. Once the enquiry process has been completed, any correspondence thereafter shall be with the attorney of the said consumer only.2. Communication With the Consumer [Sec 805]The debt collector may not communicate with the consumer at any such place or time, which may be known to be inconvenient to the consumer. If the collector has information that an attorney represents the consumer, then any communication with the consumer should be done only if the attorney fails to respond to the collector's communication.3. Abuse Or Harassment Of The Consumer [Sec 806]A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. A collector may not resort to acts of violence or threats thereof in order to coerce the consumer into obliging to the collector.4. Misrepresentation For Debt Collection [Sec 807]A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. The debt collector may not represent or in any way implicate that nonpayment of the debt will result in the arrest or imprisonment of any person or the seizure, attachment or sale of any property of any person unless such action is lawful and the debt collector or creditor intends to take such action.5. Debt Validation [Sec 809]Within five days after the initial communication with a consumer, the debt collector shall send the consumer a written notice containing the exact amount of debt, the name of the creditor and the due date of payment.6. Civil Liability [Sec 813]Any debt collector who fails to comply with any provision of this act is liable to such person in an amount equal to the extent of actual damage to the consumer and may be liable to pay the consumer the defendant attorney's fees reasonable in relation to the work expended and costs.The Fair Debt Collection Practices Act provides guidelines for all kinds of debt collection. For all debt collectors, be in-house or collection agencies, it is must to understand the act and stay within the legally permitted boundaries. The Fair Debt Collection Practices Act has enough provisions for collection agencies and departments to help them get the dues from the debtors legally.Collection Agency Services offers you a wealth of information on how to select the best collection agency for your business.http://www.collectionagencyservices.net
Keyword : legal,credit,collection agency

Internet Partnerships - Don't Throw Away Your Business

2008-03-08T23:00:00.001-08:00

Author : Richard Chapo
General partnerships are a poor business entity choice when it comes to pursuing business activities. They fail to provide the asset protection shield that should always be put between your business activities and personal assets. Many small businesses, however, find it profitable to combine their product or services with other small businesses. In doing so, they often fail to realize that they are subjecting them to the same exposure as a general partnership.Why Even Worry About It?You put a lot of time, money and sweat into your business. After years of effort, you have it fine-tuned and are making a nice living. How willing are you to lose your business?Consider the following hypothetical situation involving two sole proprietors. Our first party, Programmer, creates computer programs for managing websites. The second party is Mark, the owner of a site that provides small businesses with websites. Programmer and Mark come to the conclusion that they can make big money by opening a joint site. This type of situation occurs every day on the Internet. How should they do it?The best option is to form a corporation or LLC. Each party will own an agreed upon percentage of the company. Mark will contribute his marketing ability while Programmer contributes software platforms. The bylaws [administrative rules] of the corporation will detail how profits are divided as well as detailing who gets what [domain name, client list] if the relationship doesn't work out. If a corporation or LLC is not formed, each party exposes their individual businesses to liability just as would occur in a general partnership.What has been accomplished? Mark and Programmer are protected from liability arising from the new business. If the company fails or is sued because of problems with the software, Mark and Programmer will avoid personal liability and their original businesses are not touched. Are they completely protected? NO!Mark and Programmer are still open to liability on the "back end". Without realizing it, each trusts the other to properly run their independent businesses. Why is this?Assume that Mark and Programmer follow the above plan and the business is very profitable. One day, Programmer is served with a lawsuit claiming that he violated copyright laws with a program that he developed before meeting Mark. The nine companies to which he sold the program also sue him. The trial goes badly and Programmer is found liable to the tune of $750,000.Guess what happens next? Since he is a sole proprietor, Programmer's interest in the joint business with Mark is seized to satisfy the judgment. Alternatively, he files personal bankruptcy. Either way, Mark is involuntarily going to have a new business partner that probably can't program! In short, we are talking about a disaster.How To Protect YourselfBusiness entities are the key to limiting your exposure to liability. In the above situation, Mark and Programmer should own the joint company as individuals, but they should form business entities for their personal businesses. If the personal businesses are sued, their individual ownership of the joint venture entity is shielded from attachment.As a general rule, you should form an individual business entity for each business you own. By doing so, you are better able to limit the potential damage of a lawsuit involving one of the businesses.Richard Chapo, Esq., is with http://www.sandiegobusinesslawfirm.com offering business law advice to California businesses. This article is for general education purposes and does not address every facet of the subject matter. Nothing in this article creates an attorney-client relationship.
Keyword : business entity, protect, corporation, llc, damage, lawsuit, general partnership

Contracts: Don't Pick Up Your Pencil

2008-03-08T22:31:00.001-08:00

Author : Ellen Zucker
Protect your bottom line. Don't pick up your pencil until your client has signed the dotted line.I refer to the temptation for many artists, designers and other creatives to jump the
gun and begin work on a project before there is a signed contract.It is not unreasonable to make some quick sketches to outline initial ideas as part of
a preliminary discussion. But since anything done at this stage is purely speculative,
it is best to limit the time spent until there is some kind of commitment by the
client.If it is difficult to define the scope of a project until a greater amount of preliminary
work is done, consider drafting a separate agreement covering the preliminary
phase.When you begin work before the contract is signed, you are expending your time
and skills in the expectation that you will eventually be paid. But without a signed
contract, the client has no obligation to go through with the project, make any
payment, or assign the project to you if he does go forward.If the client himself won't commit to you, or can't commit to going ahead with the
project itself, be wary. You may be dealing with a difficult client.The same is true if you are being squeezed by your client to push more and more
out of you before he commits to you - if he commits to you.
It is not unknown for a less than scrupulous client to milk an artist for his concepts
and ideas, then turn around and have the work done by someone else.You may invest a lot of time without receiving a penny. Without a signed contract,
you have little recourse.In fact, in many ways, your experience negotiating the contract is an indicator of the
overall experience you can look forward to with that client.There is another benefit to having a signed contract.The process of negotiating a contract requires that the parties come to an
agreement to the terms of the transaction. If you do this properly you will address
various contingencies that may arise. That process alone will nip many potential
problems in the bud.Hence, you are well advised to have a signed contract in hand before picking up
your pencil.Ellen Zucker has been successfully self-employed for over 10 years.Her site, http://www.selfemployment101.com, has articles and resources to help
the creative sole-proprietor make a living and create a life.Have Ellen's articles sent directly to your inbox. Subscribe to http://www.selfemployment101.com/subscribe.html - The Self-Employment Lady.
Keyword : pencil,contracts,agreement,clients,freelance,self-employed,creatives,signed contract,getting paid

Miami Lawyers, Miami Personal Injury Lawyers, & Miami Injury Attorneys - Things You Should Know

2008-03-08T22:00:00.001-08:00

Author : Justin Ziegler
I am a Miami Lawyer, practicing Personal Injury, Criminal Law, Immigration, Divorce, etc. and I deal with several clients on a daily baisis. I think that clients are entilte to get the best attorney possible. I think that every client in legal matter, (whether it be Personal Injury, Criminal Law, Immigration, or Divorce) should possess the following "basic client rights:as published by the Florida BarWhen I retain a lawyer, I am entitled to one who:1 WILL be capable of handling my case.2 WILL represent me zealously and seek any lawful means to present or defend my case.3 WILL preserve my confidences, secrets or statements which I reveal in the course of our relationship.4 WILL give me the right to make the ultimate decision on the objectives to be pursued in my case.5 WILL charge me a reasonable fee and tell me, in advance of being hired and upon my request, the basis of that fee.6 WILL show me courtesy and consideration at all times.7 WILL exercise independent professional judgment in my behalf, free from compromising influences.8 WILL inform me periodically about the status of my case and, at my request, give me copies of documents prepared.9 WILL exhibit the highest degree of ethical conduct.10 WILL refer me to other legal counsel, if he or she cannot properly represent me.again, i welcome questions regarding florida personal injury cases. As mentioned before, I am a Miami Lawyer, practicing Personal Injury, Criminal Law, Immigration, Divorce, etc. and I deal with several clients on a daily baisis.Justin Ziegler
Miami Lawyer and Florida Lawyer
305.403.0966
http://www.justinziegler.net
Keyword : miami, injury, lawyer, attorney, injuries, lawyers, personal, attorneys, law firm, death, criminal

Procedure of Trial by Magistrate, Session and High Courts of Pakistan

2008-03-08T21:31:00.001-08:00

Author : Adil Waseem
In this article, we shall study the basic requisite for initiation of criminal proceeding against the accused; what types of offences are cognized by magistrate and session court; and what is the procedure of trial of magistrate, session and high court?Condition requisite for initiation of criminal proceedings
Cognizance is taken of an offence as soon as court competent to exercise his jurisdiction for the purposes of initiation of criminal proceedings. If in the opinion of the court to initiate judicial proceeding against the offender in respect of the offence, then it must commence the criminal procedure. The cognizance implies the acceptance of the offence committed by the accused in light of evidence and statement produced by the complainant. The competence of court is precondition to the cognizance of offence, and if, any offence is recognizance by court not having competency, then entire proceedings are irregular and illegal.With exception the specific provisions in Cr.P.C.1898, where certain offences have been barred to be taken cognizance until mentioned specifically in penal statute. Magistrate is empowered under section 190 to take cognizance of the offences.Cognizance of Offence by magistrateUnder subsection 1 of section 190 of Cr.P.C of 1898, the district magistrate or subdivision magistrate and any other magistrate specially empowered to take cognizance of any offence, if he receives a complaint of facts which constitute such offence or the report in writing of such facts made by any police officer or the information received from any person other than police officer or upon his own knowledge or suspicion that such offence has made committed, he will immediately take cognizance of the offence.The provision of subsection 3 of section 190 has laid down that the a magistrate taking cognizance under sub-section (1) of an offence triable exclusively by court of session shall without recording any evidence, send the case to the court of session for trial. However, if any order has passed by magistrate whom he is not authorized by law to do that, then the order or enquiry reports shall not be binding on the Court of Session.Cognizance of the offence by court of session and high CourtUnder subsection 1 of 193 of Cr.P.C Court of Session shall take cognizance of any offence as a court of original jurisdiction unless the section 190, subsection (3), and under section 194 of Cr.P.C 1898 of 1898. The High court may cognizance any offence described in Pakistan Penal Code or in any other penal code. The section 193 impose an embargo upon and limit the power of the Court of Session to take cognizance of any offence unless accused had been sent to Court of Session by magistrate duly empowered by penal statute. The session judge may take any view keeping in view the facts and circumstance of the case and these should be interpreted in light of penal statutes.The sections 190 and 193 are mandatory and session court is not a court of original jurisdiction and cannot entertain any direct complaint or pass any order, unless the same is forwarded to it by magistrate under section 193(3), and if done are outcome of material irregularity of court.Issue of processWhen the offence has recognized by court and it is in opinion of the court of trial that there is sufficient ground for proceeding. The court may issue a warrant for summons for causing the accused to be brought or to be appeared at certain time before court.The section 201 is the only section which authorizes a magistrate to issue process to the accused for purpose of summoning him to hold him accountable for charges leveled against him. Where he takes cognizance on the private complaint or on a police report or any other information or knowledge other complaint, he must proceed with existence of sufficient ground of proceeding and he has to commence proceedings against the accused by compelling his attendance before the court.There must be sufficient of grounds of proceeding does not mean complaint alone but the complaint deposition, supported by oral or documentary evidence as produced before the courts. Only the prima facie case is required for initiated the criminal proceedings under section 204, court is not expected to go into the detail by the conducting a preliminary trial. If on the basis of evidence that have been supplied, it is adduced by complaint it can be said that there is sufficient ground for initiation of the criminal proceeding against the accused of crime .Procedure of Trial by MagistrateThe sections 241 to 249 are related with trial by cases magistrate. The procedure is to be adopted in all cases instituted upon condition mentioned above.1. Supply of statement and documents to the accusedUnder subsection 1 of section 141-A, in all case instituted upon police report and copies of statement of all witnesses recorded and produced under section 161 and 164 and all of the records of evidence recorded by the investigation officer in charge of police station on his first visit to the place of occurrence. It is duty of the court law to supply all copies of document to accused at free of cost not less than seven days before the commencement of the trial.The Supply of the copies of whiteness's statement recorded under section 161, Cr.P.C 1898 to be provided to accused is an essential requirement for end of justice and it is preparatory stage of trial by magistrate . What have been stated in the petition of complaint the substance of the accused his name, address, and the names of his witness and the gist of the evidence and fact and circumstances which he is likely to adduce at the trial. It is necessary for trial court to give opportunity to the accused show cause of the allegation brought him and he must be given the affordable opportunity to defend himself .2. Charges to be framedWhen the accused appears or he is brought before the magistrate for defend alleged leveled against him, he shall be asked whether he admits that he has committed the offence with which he is charged.When the magistrate having been satisfied, one the basis some cogent evidence spelling out the ingredients of an offence is required to frame a formal charge and these charge must read in open court. The framing the charges is essential and mandatory requirement of criminal procedure. Accused person should not be convicted straight way on the plea of guilt made by the accused. Trial Court is required to give opportunity to the accused to show cause of the allegation brought against him .3. Conviction on admission of truth of accusationIf the accused admit that he has committed the offence, his admission shall be recorded exactly in the words which have spoken by him; and if magistrate finds no sufficient evidence available he may convict accused. The consideration of the sufficient cause must be based on material evidence in hand; the magistrate may convict accused accordingly in defined statutory procedure. The admission of guilt of accused made before the police is reversible at the discretion of the accused. The resiliency of admission of the guilt is relevant factor for court in convict of accused, but it is not sufficient ground.4. Procedure when no such admission is made.Under the subsection 1 of section of 244 of Cr.P.C 1898 if the magistrate does not convict the accused under the proceeding section then the magistrate shall proceed to hear the complaint and record all evidence produced in support of the prosecution by state functionaries. The magistrate also has to hear the accused and record all evidence which he produces for his defense.The magistrate may issue summons or warrant to accused directing him to attend the proceeding . Accused not supplied with previous neither statements nor adequate opportunity to confront witness with previous statement. Witness not even mentioned in Challan but acquainted with facts of case can be examined as prosecution witness with permission of court. The right to cross examination is existed under section 244 of Cr.P.C 1898 as the right to defend.5. Statement of Records before MagistrateThe statement recorded under section 244 if any statement is recorded under section 164 in presence of the accused, then he must be given the reasonable opportunity to cross the statement which has made against him. The methods of cross examination should be conducted according to the article of Qunun-e-Shahadat Order. There is no bar to power of court to record the evidence in absence of accused, if he pronounced to be absconding offender.6. Acquittal or ConvictionIf any evidence provides under section 244 and statement recorded under section 164, Magistrate has found the evidence insufficient and inadequate evidence to constitute the liable for commission or omission of offence, he may acquit the accused after due deliberation of evidence that has been forwarded by complainant to proof the accused guilty, and if he found guilty, he may pass sentence order.Procedure of the trial of Cases by Session and High CourtIn every trial before the Court of Session, initiated upon a police report, the prosecution shall be conducted by the public prosecutor, and entire cost of the expenditure to be incurred by the state. The option to engage any counsel rest on complainant where the private complaint lodged and complaint is satisfied with counsel. The following procedure shall be observed by High Court and Court of Session in which trial of cases by said courts.1. Supply of documents and statement to accusedIn all case proceeding to be initiated upon receiving of police report or by private complaint, and copies of documents of the first information report, the police report, the statement of witnesses recorded under section 161 and 164 and the inspection not recorded by an investigation officer on his first visit to the place of occurrence and note recorded by on recoveries made should to be supplied free of cost to accused not later than seven day before the commencement of the trial , No person should not be convicted unheard in court of law and sufficient opportunity must be provided to accused to make arrangement for engagement of counsel for his defense against the charges leveled against him.In case where the cognizance of offence has made by magistrate on receiving of complainant, the documents mentioned in clause (a) and (b) of subsection 2 of section 265-C to supplied to accused. In addition to document mentioned above, what have been Stated in petition of complaint the substance of the accused, the name of his witnesses and gist of evidence which is likely to adduce at the trial should also be provided and all other the order of court issued for summoning of the accused and also the copies of the complaint and other document supplied by complainant to court as evidence.Copies of statement recorded during investigation separately under section 161 or 172 Cr.P.C whether such person are cited as prosecution witness or not or whether supporting prosecution or defense have to supplied to the accused.2. When charge is to be framedAfter perusing the police report or the complaint and all other document and statement filed for prosecution in court for prosecution of the accused, the court need to initiate the criminal prosecuting. The court need to give due deliberation to gist of information, evidence in record in hand and where sufficient grounds are available for prosecution and the trial of the accused. The police should write the charges against the accused. The description of offence committed by the accused and these charges must fulfill the requirement of definition that is given in penal statutes.3. PleaThe charge shall be read and be made open to the accused, and he shall be given affordable opportunity irrespective of fact that he is guilty or not. He should be chance to defend the charge leveled against him. If the accused pleads guilty, the court shall record the plea.Whatever the charge is to be read and explained to the accused in open court, he should be brought before the court of law for criminal prosecution and he shall be asked whether he pleads guilty or has any defense to make, and if the accused plead guilty. Then it is the discretion of court to convict the accused but that discretion should not to be exercised beyond the power given in penal statutes. The personal whim and caprice of the court of law is a negation of criminal justice. The court is required to examine the prosecution evidence even if the guilty is admitted in response to the charge.The section is quite clear in interpretation that court is not all circumstances which are brought before the court; it shall have to record conviction. That description must provide basis of material evidence, the accused has been prosecuted by court. That power given in this section aimed as to minimize the changes of wrong conviction of the accused.4. Evidence for prosecutionIf the accused does not plead guilty and no sufficient and material evidence are produced of the guilt of accused, then it is the discretion of court to convict accused. The court shall proceed to hear the complaint and take all such evidence as many are produced for his prosecution :The court shall ascertain from the public prosecutor or as the case may be, from the complaint and, the name of any person likely to be acquainted with the facts of the case and shall summon such persons to give evidence . The court shall refuse to call any witness, if it will cause delay the justice and hamper end the justice. If the statement is given in the written form then that it shall be attached to the record .The section refers to finalizing the prosecution case whether any defense has produced before the court not, and if no defense has adduced by the accused, the court shall after examination of the accused ask the prosecution to sum up his case where accused is eligible to make a reply. The pronouncement of judgment after its due deliberation is ultimate aim of the prosecution, but due opportunity be given to accused to defend himself.In case of the private complaint the prosecution of the case has to be conducted by the private counsel of the accused not by state prosecutors. It is entirely discretion of the public prosecutor what witness shall be examined.5. Acquittal or ConvictionIf the court has found the accused not guilty having the record in hand, and after due interpretation of law in given circumstances, he shall order for acquittal of accused against the charges.The section has vested power to the court to quit the accused at any stage when he found be beyond the shadow of doubt not guilty of any offense committed. The likelihood of suspicion always favors the accused and this power is limited to the jurisdiction when the trial court found that beyond the shadow of doubt. If the court has found material irregularity in evidence either recording or production of evidence and there is no direct connection of the accused with the offence alleged, the court may order the acquittal of accused.Summary TrialsThe magistrate of first class or any bench of magistrate specially has been empowered by provincial government may try in summary way all or any of the following offences mentioned clauses (a) to (m) of subsection 1 of 260.SummaryIt is here concluded that magistrate, session and high court can only initiate the criminal after cognizance of offences. The both magistrate and session court have their original jurisdiction to try offences as have been mentioned in Criminal procedure code. Initiation of criminal proceeding start with issue of warrants of accused and after his appearance before courts, he is provided ample opportunity to defend himself against the framed charges. If he pleads guilty after through examination of record in hand, the criminal court can pass order of conviction or acquittal of accused.The writer is an advocate of High Court and practicing immigration and corporate laws in Pakistan since September 2001. Author can be contacted by Adil Law Company (Advocates and Immigration lawyers) Office No.3 2nd Flr Hafeez Chambers 85 The Mall Rd Lahore Pakistan Telephone: +9242-6306195 +9242- 6360108 Fax: + 9242 6360108 Cell: +92300 4254910 E-mail: adil.waseem@lawyer.com
Keyword : pakistan law,pakistan politics,pakistan jurisdiction,pakistan legal system

Looking for a Maryland Accident Lawyer?

2008-03-08T21:00:00.001-08:00

Author : Dave Hoffman
A Maryland accident lawyer isn't very hard to find. There are lots of them, as in every other American state. The Internet or the Maryland phonebook will help you in finding them. The question is: are you sure you need an accident lawyer? In some cases you will only waste your and their time looking for an accident lawyer when you actually need somebody else.What is an accident lawyer?That is true for any American state, including Maryland - an accident lawyer is an attorney specializing ONLY in accidents resulting in an injury. It doesn't matter whether the said injury is physical, mental or psychological, if it happened or will happen. If there is an injury, there will be a place for an accident lawyer. If not - well, you have to look for someone else. You won't need to go anywhere, though - the lawyers tend to create universal offices where all kinds of cases are taken care of. In the whole USA, including Maryland, every accident lawyer is crème de la crème of the lawyers' society, but there are simply not enough accidents around to create accident-dedicated law offices.Accident lawyers in MarylandThere are many lawyer finders on the Internet, but I think the best place to start is the website. Almost every Maryland accident lawyer has his or her link at this page. But in order to decide which one should be yours, you have to know something more about their offers.Good practicesFirst of all if you had an accident which resulted in physical injury you shouldn't be charged until the case is won. By the way, it's not only the good practice of attorneys from Maryland, almost every accident lawyer in US doesn't usually force any upfront payment in such situations. Then you shouldn't listen to all this optimistic lawyer's doublespeak, but receive some hard information instead. The lawyer should tell you: (1) what the real chances of winning are; (2) how much the case will cost you and (3) what you should and shouldn't do in order to win the case.Dave Hoffman is the founder of Personal Injury Atorneys a website providing information on personal injury law
Keyword : injury law

How To Avoid Injury Compensation Claim Dilemmas

2008-03-08T20:31:00.001-08:00

Author : Mumtaz Shah
You then become frustrated with salespeople asking, or begging for a compensation claim? You don't know them and they want to be your best 'buddy'. For a while, I guess?! You don't have a clue about their company, what they do and how they complete. But you're about to make a mistake, thanks to their sweet talk…An injury claim service is something we need in society. A service, we may not need right now, but could surely need it in the future. It's just like insurance… we pay a premium for an intangible item. A premium to cover costs of an accident that 'might happen', not 'will happen'.Compensation claims is nothing new, it's been going on for years. However, as time goes by, procedures and conditions change. Sometimes for the better… but not always!Loan AgreementsLoan agreements came about, with banks, large banks such as RBS, funding a personal injury claim. It wasn't needed for a claim, but handlers were making money, substantial amounts, per case. As the clock ticked, people caught on and slowly found it's way to the back door. But not completely with every company, so beware!Once service providers figured out the lack of business generation due to the use of loan agreements, they needed something new. A new direction to help them to be more profitable… another business strategy! Anyway, back to the drawing board and after weeks of playing with the small print, the birth of kick backs came alive!Kick backs?A kick back is a term used by claim handlers to receive money from a claimant's compensation. This is a service charge, administration or management fee for maintaining the clients so called 'best interest'. It's just an alternative scheme to loan agreements. However the amount deductible was dependable on different factors.This was working perfectly, until large amounts became deductible by different companies. Some were charging four figure sums and for the claimant, it got annoying!Injury compensation claims began spreading like a forest on fire, many setting up and deducting smaller management fees to get business. It got smaller and smaller, then 'bang' it began saturating. Why?People caught up AGAIN...Still going on today, however for some, it was back to the drawing board!Brainstorming sessions now lasted months leading to 6 then 12 months, as something tactical was required. Then a new baby was born...100% CompensationIt was fantastic and worked like a charm, well only in the eyes of claim companies…The answer to everyone's question, 'give me all my compensation money or I'm not giving you my personal injury claim?'In the beginning, it was like a dream come true, until right at the end of the case, 'boom' this time… more deductions. But how you may ask?Once an injury claim is settled, the specialist pays out 100% compensation, as promised. But the disclosure of deductions after a case is your job to ask, before a company commences in the initial stages.So How Do You Avoid These Dilemmas?ASK!!!• Ask if there is a loan agreement in place? No... then proceed.
• Ask if there is any kick back in place? No... then proceed.
• Ask if you get 'all' of the compensation money (i.e. 100% Compensation)?No... perfect.Now this is how you erase dilemmas to get ALL the money for your injury claim... by asking!It's easy to claim injury compensation, if you ask! The 12 'Revolutions' were created to put all your compensation in your pocket. Learn more at http://www.100percent-compensation.co.uk
Keyword : injury compensation claim, injury claim, compensation injury claim, personal injury claim, personal

Choosing the Right Paralegal Courses

2008-03-08T20:00:00.001-08:00

Author : Kent Pinkerton
Paralegals typically have a bachelor's degree to help them professionally assist lawyers or corporations and government agencies dealing with the law. Paralegals help lawyers navigate the large amounts of paperwork generated in legal proceedings by indexing, photocopying, and filing. Paralegals also may hold hearings or interview witnesses. A job as a paralegal may help a recent college graduate get into law school, it may help a professional make connections and gain experience to enter law, business, or government, or it may be a rewarding career in itself.In 2001, the National Federation of Paralegal Associations (NFPA) estimated that 84 percent of paralegals had formal paralegal education beyond an associate's or bachelor's degree. Numerous courses exist to help paralegals advance their careers.Before choosing any program, however, the NFPA urges paralegals to critically evaluate the program. Make certain the program is approved by the American Bar Association. The NFPA provides a list, for a small fee, of accredited paralegal training programs. Online directories can also help a paralegal find a program, either online or at a local college or university.Many of these paralegal programs are also online. A quick search on the Internet reveals several online paralegal courses. Kaplan University, Keiser College, Saint Leo University, the University of Phoenix Online, and Berkeley College all offer online paralegal education programs. Online schools can lead to paralegal certificates, paralegal associate degrees, paralegal bachelor's degrees, or law certificates. Online courses let paralegals learn, for the most part, at their own pace.Online introductory courses prepare a paralegal for the legal environment. More advanced studies allow paralegals to learn about management, or specialize in fields like civil litigation, criminal law, or business contracts. Online courses may also boost the career of an experienced paralegal who does not have a bachelor's degree.Online courses allow paralegals to learn more and specialize, opening the door to more opportunities for advancement in this rapidly growing field.Paralegals Info provides detailed information about paralegal jobs, schools, training, courses, certificates, and services. Paralegals Info is the sister site of Notary Public Web.
Keyword : paralegal, paralegal jobs, paralegal schools

How to Waste Thousands of Dollars And Cause Yourself Years Of Misery

2008-03-08T19:31:00.001-08:00

Author : Franklin Pierce
Read carefully. This could be your story.It was the night of my company's Christmas party. The
moon was full. Christmas music was playing on the car
radio. My wife and I were excited about a night out alone,
away from the kids. We quickly navigated the 10 miles from
our house to the hotel at which the party was being held.Upon arriving at the party, we made our way to the bar,
making full use of the 'free drink' coupons in the bag of
goodies that each employee received upon their arrival. My
wife ordered a glass of white wine. I had a gin and tonic.
After some mingling, we were seated and dinner was served.
We each drank a glass of Chardonnay with dinner. We also
had a cup of coffee with our dessert.After dinner and some presentations, a DJ opened up the
dance floor. We danced for the next two hours. During
this time, we each had about three additional glasses of
wine. As the night drew to a close, I drank a glass of
water to replenish some of the fluids I lost while dancing.We said our goodbyes and headed for our car.As we waited outside in the cold air for the valet to
bring up our car, I felt sober. I knew my limits, and this
certainly wasn't my limit.We laughed and sang to music as we drove home. We were
having a great time. I drove cautiously and carefully, as
I always do after I've been drinking.As we approached the exit to our house, I noticed a red
light and high beams on me in my rear view mirror."Darn, I'm getting pulled over". My wife immediately
turned around and looked at the cop and started getting
nervous. She reached in her purse. "Here, have a mint'.
"Don't be moving around and acting suspicious", I snapped.
If I wasn't sober before, I felt completely sober now.The cop approached the car, and I rolled down my window.
"Your license and registration please"."Why did you pull me over officer?" I ask. "Your license
and registration please", he repeats sternly. I took out
my wallet, while my wife fumbled for the registration. I
handed both to the cop. He held up his flashlight and
reviewed the documents.He shined his flashlight into my eyes. "Have you had
anything to drink tonight?" I told him we'd just come from
my office Christmas party, but that I'd had only one drink.
I figured he might have smelled the alcohol on us, so he'd
know I was lying if I said 'nothing'.He walked back to his car and radioed in some information
about us. I thought about how I'd hoped to cap the night
off by driving my wife home and taking advantage of her as
soon as we walked in the door. Instead, my perfect night
was turning into a perfect nightmare.He walked back to our car, and before he could speak, I
asked if he would please just let us drive the ¼ mile down
the street to our house. The cop said that he would like
to administer a few tests, and that if I passed them, we
would be free to go. He asked that I get out of the car.
I was hopeful, as I stepped out of the car, that I would
pass his tests and we would be on our way.As I stood in front of the cop, I grew more and more
nervous as I considered that I might be arrested in front
of my wife, and that I would be spending the night in jail.
As the cop shined his flashlight directly into my eyes, I
was swiftly drawn back into the present.The cop held up a pen, and asked that I keep my head still
and follow the pen with only my eyes, as he moved it back
and forth in front of my face. I had no idea what he was
looking for, or how to tell if I'd passed this test.He then asked me to lean back, hold out my hands, close my
eyes and touch my nose with the tip of each finger. I
think I passed this test with flying colors.Next, he ordered me to place one hand flat on the other
and flip one hand over onto its back, starting slowly and
accelerating the pace. Again, I think I did great.Finally, he asked me to take a Breathalyzer test.
Hesitant, I asked him if I could please be allowed to go
home, since I passed all of his tests. "If you refuse to
take the test, you will be arrested and you will lose your
license for one year".I silently wondered if he was lying to me, as I looked him
in the eye and considered my options. I got a distinct
feeling that this cop didn't like me; almost as if I was his
enemy or perhaps a felon he wanted to arrest. Since I
wasn't sure of my rights and the law, I opted to take the
test. I was kicking myself for not taking the time in the
past to know my rights. Now that I needed that knowledge,
it was too late.As I blew into the Breathalyzer, I tried to blow out of my
nose to try and trick the machine, hoping that my breath
would mix with the outside air and provide a lower reading.
I also tried to pretend that I was blowing into the machine
with great effort, when I was really not blowing very hard
at all. The cop warned me to blow hard with my lips tight
around the unit. The machine came back with a reading of
'.08'. The legal limit is .08."You are under arrest for driving under the influence of
alcohol. Turn around and place your hands on your head",
said the cop. It seemed surreal. One minute I was driving
home, laughing with my wife. The next minute I was being
arrested and hauled off to jail like a common criminal.
I'd never been arrested in my life.To make a long story short, my wife cried herself to sleep
that night. I hung out at the county jail all night,
getting harassed by various felony suspects. After I was
released I spent $8,000 on an attorney, missed several days
of work, got convicted of driving under the influence, and
paid a $1,500 fine. I performed dozens of hours of
community service, most of it feeling like an idiot while in
an orange vest picking up trash alongside the road. I lost
my license for 30 days. I had to complete a first time
offender's program and go to AA meetings. I also couldn't
drink alcohol for 90 days. My insurance premiums increased,
my relationship with my wife suffered due to the stress this
put us both under, and I was forced to ride my bike to work
for a month.I wish there was a happy ending, or at least a silver
lining. There wasn't. In fact, I'm still paying for that
mistake. I wish I'd known my rights and how to act in that
situation. Perhaps it would have turned out different.Learn from this man's mistakes. One DUI can make your
life a miserable existence that may drag on for months, or
even years. You can take your chances and continue to play
'DUI roulette' with your life, or you can be smart and
protect yourself by learning your rights and critical
strategies for avoiding a DUI arrest and conviction.
The choice is yours. Choose wisely.What can YOU do to avoid a DUI arrest and conviction?
Dr. Franklin Pierce has created the ultimate guide -
"How to avoid a drunk driving arrest and conviction"
Including top secrets of cops and lawyers to help you
gain an unfair advantage.
FREE Details:
Click Here
Keyword : drunk, driving, arrest, dui, safety, health, beer, conviction, drinking, protection, dwi, lawyers

Accident at Work Claim - The Essentials

2008-03-08T19:00:00.001-08:00

Author : Mumtaz Shah
An accident at work claim has probably crossed your mind, and rightfully so; every year, thousands of hard working individuals are left injured or disabled due to unsafe workplace conditions, who do exactly the same.An injury at work can strike out of nowhere, leaving you jobless and wondering how and why it happened. Any job, regardless of the industry or position you're in, has its own unique dangers, whether they're heavy machinery, or undue stress at the office; these hazardous conditions can leave you unable to re-enter the workforce, left to rely on small compensation payments that barely make ends meet.Understand Your Rights! Laws To Protect WorkersAs an employee, it is your right to work in a safe environment. Unfortunately many workplaces fail to meet safety standards, without your knowledge. Once injured, some workplaces will attempt to cover-up the facts or blame the injured for his/her "incompetence", which is rarely the case. Accident do occur...Don't allow the facts of your suffering to be twisted to make you look like the bad guy, take charge, understand your rights, and make your employer financially responsible for the suffering that has been inflicted upon you.You Gave 100% At WorkWhen working, you provided your employer with dedication and hard work, making the business a better place. Now that you're hurt and unable to work, you feel as if you've been swept out the door and quickly forgotten. It seems as if your employer is merely worried about saving money rather than being a helping aid in your time of need, and on top of all that, it's their fault.Filing a workplace injury claim is your best bet for receiving the fair compensation that you deserve, not just any billboard accident solicitor. Choosing a specialised solicitor for workplace accidents is an important step in the process.Who Can Get Me The Compensation I Deserve?Many people who are injured on the job feel confused and don't know where to turn. They know the company is responsible for their pain, yet don't know how to make them fully responsible for their negligence. Filing a successful accident at work claim will help bring the crucial turn-around that you've been waiting for since the injury.Remember, that not any accident solicitor will do; you need someone who truly understands workplace injuries and understand the suffering that is confronting you on a daily basis.Make sure your solicitor understands the labor law and the situation you were in when injured. With a caring and trustworthy solicitor that you feel comfortable with by your side, your accident at work claim will have much greater chance of maximising the outcome that you deserve.Take ControlWith a solicitor that cares and understands your pain representing you for your injury claim, can also rebuild your confidence and power that was taken away from you.While money will not fix everything, or take away all the suffering, but a successful compensation claim should be a critical step in taking control of your life again.There is on the other hand a bonus for the employer... it helps them to amend or adjust the workplace to be more accident-free in the future.It's easy to proceed with an accident at work claim and gain maximum results without the hassle, costs and confusion. Discover the 12 revolutions of workplace accidents at http://www.100Percent-Compensation.co.uk/articles/accident-at-work-claim.html
Keyword : accident at work claim, accident at work, workplace injury claim, workplace injury, workplace accide

Information Technology - Wrongful Termination of Contract

2008-03-08T18:31:00.001-08:00

Author : Rosanna Cooper
In the recent case, Peregrine Systems Limited v Steria Limited [2005] , a customer wrongly terminated an IT contract with its software supplier and as a result had to pay the supplier £700,000 plus interests - the outstanding balance due to the supplier under the contract.The defendant, Steria, terminated the agreement with Peregrine Systems alleging that it was entitled to terminate the contract between the parties as a result of delays and commercial misstatements. Steria also claimed damages from Peregrine.In return, Peregrine brought proceedings against Steria for money owed under the contract. Initially, the Court held that Peregrine had not committed any breach of contract and that there had been no misstatements. The Court also held that Steria had in any event lost the right to terminate the contract because Steria had, by its conduct, affirmed the contract by continuing to use the software. Steria appealed these decisions.The Court of Appeal decided against Steria on both as follows:Due to the wording of the contract Peregrine was only obliged to provide £200,000 worth of services and was not required to fully implement the software. Once Peregrine had provided £200,000 worth of services, there was no obligation to do anything more to complete the project within a reasonable time;A supplier having to perform "within a reasonable time" does not necessarily mean that the customer can end the contract if this is not done;Steria had not properly communicated its dissatisfaction to Peregrine; and
Steria continued to use the software and so acted in a manner implying Steria's wish to affirm the contract.Comment: This case highlights the importance of contractual parties clearly setting out their rights and responsibilities when entering into an IT contract. Furthermore, parties should act properly when dissatisfied with goods or services and analyse contractual documentation carefully before deciding to terminate an IT contract.If you require further information contact us at enquiries@rtcoopers.com© RT COOPERS, 2005. This Briefing Note does not provide a comprehensive or complete statement of the law relating to the issues discussed nor does it constitute legal advice. It is intended only to highlight general issues. Specialist legal advice should always be sought in relation to particular circumstancesIntellectual property/IT law firm advising on patents, Patent attorneys, Patent Lawyers, Copyright, IT Contracts, trade marks, trademarks, copyright law, IP lawyers, IP law Firm, IP valuations IP solicitors freedom to operate copyright lawyers, patent solicitors, branding,intellectual property lawyers, intellectual property solicitors. If you require further information contact us at enquiries@rtcoopers.com or visit our website at http://www.rtcoopers.com
Keyword : Solicitors in London, Commercial Law firm, IP Law firm, intellectual property lawyers, IP solicitors

Oregon Lawyer and State Representative on Crystal Meth

2008-03-08T18:00:00.001-08:00

Author : Lance Winslow
A State Representative in Oregon and Lawyer was arrested for possession of Methamphetamine, also known a "Crystal Meth" by Salem, OR police. It appears that our government officials are so corrupt and think they are so above the law, that they can break the law and still remain the purveyors of it. These government politician lawyers, never seem to let us down as being the most screwed up people on the planet. Making laws by day and breaking them by night; isn't this just typical of our politicians who are attorneys?Crystal Meth is a huge problem in our nation and we are trying to keep the kids off of it, yet as soon as we turn our backs on the lawyers and politicians, they are doing drugs? How can we trust lawmakers who are on Drugs? Last month the lawyer politician was in hit by a car and that driver was charged with attempted murder. The driver was paranoid and said the Politician stole her boy friend? Whatever, sounds like she and all her lawyer friends and personal friends are all on drugs. Yet the Lawyer Politician walked without comment.Want the best part? The Salem Police Spokesman and Lieutenant said no arrest warrant will be issued? Must be nice to be a friggin lying lawyer politician. Why do we allow Lawyers and Politicians to remain above our laws and tell all of us what to do? It is obvious that all of them are unfit to lead. Think about it.Lance Winslow - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs/
Keyword : oregon lawyer, meth, murder, boy friend, drugs, police, politician, state representative, meth

New York Speeding Ticket FAQ

2008-03-08T17:31:00.001-08:00

Author : Warren Redlich
Every case is different and there are no guarantees. Below are rough answers to some questions we hear frequently.Q: Will I have to go to Court for my speeding ticket?A: It depends. Without a lawyer you usually do have to appear in Court. In most courts, good lawyers can resolve your speeding ticket or other traffic charge without you having to go to Court. Criminal Procedure Law 340.50(2) allows for a lawyer to appear on your behalf, if the proper paperwork is taken care of. It is possible that the prosecution will object, but that is not common. There are a few courts in the area where you will have to attend, but that is rare.Q: Do I need a lawyer for a speeding ticket?A: No, but in many courts a lawyer will get you a better deal than you will get for yourself, with fewer points, a lower fine, less impact on your insurance, and less hassle.Q: Will my insurance rates go up if I get a speeding ticket?A: A speeding conviction or other moving violation will be reported on your New York State driving record. If you are insured in New York, points on your license can affect your insurance. It is possible that your insurance company won't find out, but the odds are that they will. The best way to keep your rates down is to get a good lawyer to negotiate to get you a reduction. Insurance Law 2335 discusses in detail what violations can be used by insurance companies to raise your rates. A good lawyer will consider those rules in resolving your ticket.For out-of-state drivers, there is no simple answer. It is our understanding that New York State reports moving violations to the "Drivers License Compact", and that this can affect insurance rates for out-of-state drivers. It seems like this is applied inconsistently. In some cases the home state never finds out. We have seen cases where they do. It is also our understanding that New York reports moving violations of Quebec and Ontario drivers directly to those provinces.For New York drivers who get out-of-state tickets, these generally will not affect you. The exception is tickets in Quebec and Ontario. However, it is always possible that your insurance company will find out, and if they do, your rates might go up. Under Insurance Law 2335, it should not affect you in New York, but that doesn't mean they won't try.When good lawyers negotiate plea bargains, they minimize the impact on your insurance rates. For out-of-state drivers, a lawyer might seek a reduction to something that has points in New York but not in your state or province.Q: Can we beat a speeding ticket or traffic charge?A: Most speeding tickets and traffic charges are difficult to beat and it will cost a lot more to fight than to make a deal. The police usually do a good job and most defendants are guilty. Still, the police sometimes slip up. The most common way you can beat a ticket is if the officer doesn't show up. That is very rare. The main reason you would fight a ticket is if you already have several points and you can't get a reduction that will save it. Also, if your job requires a clean license, it may be cost effective. You should discuss this with an experienced traffic lawyer.Q: What do lawyers charge for a speeding ticket?A: In upstate New York fees seem to range from $200 to $500 for most ordinary tickets. If it is a case that will go to trial, the fees would be higher, perhaps $1000 or more. Fees for tickets in New York City and downstate counties tend to be higher.Q: What is the point system?A: When you get convicted of a moving violation the DMV records points on your New York license. All moving violations are at least two points. Most are three points or more. New York recently added a new surcharge of $100 per year for three years if you get six points, plus $25 per year for each additional point.The following table shows the point values assigned to moving traffic violations. The "points" are assessed against your driving record based on the date you committed the violation, not the date you were convicted in court. If you accumulate 11 or more points in 18 months, you will be called to a DMV hearing, after which your license may be suspended or revoked. You will be offered the option of waiving the hearing or accepting a definite period of suspension.Some license revocations and suspensions are mandatory and do not depend on points. These include three speeding violations within 18 months, and convictions involving alcohol or drugs.
VIOLATIONS POINTS
Speeding (mph over posted limit)
1 to 10 3
11 to 20 4
21 to 30 6
31 to 40 8
More than 40 11
Reckless Driving 5
Failure to stop for a School Bus 5
Following too closely (tailgating) 4
Inadequate Brakes 4(while driving employer's vehicle) 2
Failing to Yield Right-Of-Way 3
Violation Involving Traffic Signal, Stop Sign, or Yield Sign 3
Railroad Crossing Violation 3
Improper Passing or Lane Use 3
Leaving scene of an incident involving property damage or injury to an animal 3
Child safety restraint violation 3
Any other moving violation 2Albany Lawyer Warren Redlich practices in Albany, New York. He is a graduate of Albany Law School, Stanford University (Masters), and Rice University. He handles criminal defense including speeding tickets, personal injury and other types of litigation.
Keyword : new york, ny, speeding ticket, lawyer, lawyers, traffic court, points, license, insurance, violation

Orange County DUI Lawyers Report Field Sobriety Tests "Designed For Failure"

2008-03-08T17:00:00.001-08:00

Author : Lawrence Taylor
In the course of a drunk driving investigation, police officers will usually administer a series of so-called "field sobriety tests" (FSTs). This may consist of a battery of three to five tests, usually selected by the officer; these may include walk-and-turn, one-leg-stand, horizontal gaze nystagmus, fingers-to-thumb, finger-to-nose, Rhomberg (modified position of attention), alphabet recitation, or hand-pat. In an increasing number of law enforcement agencies in Orange County, California and across the nation, a "standardized" battery of three tests will be given - walk-and-turn, one-leg-stand and nystagmus - and they must be scored objectively rather than using an officer's subjective opinion.How valid are these FSTs? Not very, according to the information at http://www.orangecountyduilaw.com by Orange County DUI attorney Lawrence Taylor, a former prosecutor and the author of the leading legal textbook "Drunk Driving Defense, 6th edition". The tests are basically "designed for failure". In 1991, Taylor reports, Dr. Spurgeon Cole of Clemson University conducted a study on the accuracy of field sobriety tests. His staff videotaped 21 individuals performing 6 common field sobriety tests, then showed the tapes to 14 police officers and asked them to decide whether the suspects had "had too much to drink to drive." Unknown to the officers, the blood-alcohol concentration of each of the 21 subjects was .00%. The results: 46% of the time the officers gave their opinion that the subject was too inebriated to drive. In other words, the FSTs were hardly more accurate at predicting intoxication than flipping a coin. Cole and Nowaczyk, "Field Sobriety Tests: Are They Designed for Failure?", 79 Perceptual and Motor Skills 99 (1994).What about the new, improved "standardized" DUI tests? Research funded by the National Highway Traffic Administration determined that the three most effective field sobriety tests were walk-and-turn, one-leg stand, and horizontal gaze nystagmus. Yet, even using these supposedly more accurate -- and objectively scored -- tests, the researchers found that 47% of the subjects who would have been arrested based upon test performance actually had blood-alcohol concentrations of less than the legal limit. In other words, almost half of all persons "failing" the tests were not legally under the influence of alcohol!According to the Orange County DUI lawyers in Mr. Taylor's Southern California law firm, the fact that these tests are largely unfamiliar to most people, and that they are given under extremely adverse conditions, make them more difficult for people to perform. As few as two miscues in performance can result in an individual being classified as "impaired" because of alcohol consumption when the problem may actually be the result of unfamiliarity with the test.In short, field sobriety tests are unreliable and can be effectively handled in trial by an experienced DUI lawyer.The Law Offices of Lawrence Taylor, Inc., is a firm of DUI attorneys specializing in DUI defense since 1979. Please visit http://www.orangecountyduilaw.com for more information.
Keyword : orange county, drunk driving, field sobriety tests, defense lawyer, dui attorney, southern californi

Getting Divorced? You Have Options

2008-03-08T16:31:00.001-08:00

Author : Howard Goldstein
Couples often find the preliminary stages of the divorce process overwhelming because of the many issues they need to consider. Among these are questions about support, asset division, and children. Reaching agreement on these issues is almost never easy, and couples are often besieged with advice from well meaning friends and family, and articles such as this. The reason why this process can be so bewildering is because each situation requires a unique solution. Save the simplest cases, there are no standard resolutions. Thus, the guidelines of family law are intentionally flexible and lacking in clear guidance and rules. In light of this, couples must first understand their choices when getting a divorce. These include litigation, mediation, and collaborative law. Each approach has its advantages and its advocates. It is up to each couple to try to figure out what process suits them best, rather than focusing on specific solutions.LitigationThe traditional and most common approach for dealing with divorce is litigation. Each individual hires his or her own attorney who files the case in court and obtains court orders regarding custody, support and property division. Most attorneys practicing family law will make an initial effort to amicably resolve the case, but if settlement is not reached quickly, the conventional approach is to seek court involvement. There is a wide variance in style among family lawyers, and clients retaining counsel should have extended conversations with their lawyers about their philosophy, experience and customary practices. For example, there are attorneys who will not negotiate until temporary court orders are obtained from a court or until a case is prepared for trial. These lawyers view any interest in early negotiation as a sign of weakness to be exploited by the other side. While there are cases in which this approach is the only appropriate one, for most people this method should be a last resort when other less aggressive approaches have been tried and failed. Since aggressive litigation is the most costly process and the one most likely to create emotional and financial pain, clients must be careful who they hire to represent them and should be careful to maintain control of their attorney. At the end of the case, the lawyer moves on to the next case. The clients must deal with the wreckage left behind.MediationMediation is the most well known alternative to litigation. Mediation encourages clients to hire a neutral, divorce mediator, usually an attorney or a family therapist, to meet with them. A mediator will conduct as many sessions as necessary to help clients reach agreement on their issues, without resorting to a courtroom. A mediator does not play the role of arbitrator or decision-maker; rather he or she facilitates resolution. Mediation can be faster and far less costly because couples only have to hire one individual to resolve their issues. Mediation is most likely to be the process that enables parties to preserve relationships and avoid the acrimony that can create years of hard feeling and damage children. Most mediators encourage clients to consult with experienced family lawyers as coaches during the process so that they are fully informed as they make commitments.Collaborative LawA relatively new approach to divorce is collaborative law. Its popularity is growing across the country as both lawyers and clients are finding it useful in certain cases. In a collaborative law case, each client selects an attorney who makes a commitment not to go to court to resolve the case. Each lawyer actually agrees in writing that he or she will withdraw from the case if it goes to court as a contested matter. This feature of collaborative law was developed to meet the perceived problem of lawyers churning cases for their own benefit. By agreeing in advance not to take the case if it goes to court, all questions about the attorney's motivation are resolved. In the collaborative law process, both parties hire the same appraisers, the same pension actuaries and thereby reduce gamesmanship and cost. Experienced collaborative lawyers report that by eliminating the threat of 'I'll see you in court,' the process of resolving differences can proceed in an orderly, creative and non destructive way. Although slightly more expensive than mediation, collaborative law permits the parties to have meaningful involvement of attorneys who can help with technical and creative solutions, without running the risk that the situation will degenerate into a war. Many clients find that mediation without the active participation of personal attorneys, is a little threatening, especially in a situation where one of the parties has superior knowledge or negotiating skills.No matter which one of these three legal options couples choose, they have to be concerned with their own personal well-being and that of their families. Nobody likes the idea of divorce, but there is no reason why marriage has to become an expensive courtroom drama.For questions about this subject and any other questions relating to divorce in Massachusetts, please email the author: hgoldstein@rfglawyers.com or call Howard Goldstein at 617-964-7000
Massachusetts Divorce Lawyer
Keyword : massachusetts, divorce, you have options, litigation, mediatioin, collaborative law

No Win No Fee Claim Solicitor - Benefits Of Appointing One?

2008-03-08T16:00:00.001-08:00

Author : Mumtaz Shah
If you were not already aware of it, the world of personal injury is awash with a new buzz-phrase: the no win no fee claim. However, what is no win no fee and more importantly, what are the benefits of appointing a no win no fee claim solicitor?OriginsWith the spiralling costs of Legal Aid swamping the UK treasury, the UK Government decided that the time has come to introduce a new method by which compensation solicitors could be paid for accident claims, thereby reducing the burden on them. The alternative agreed upon and put into operation in 1998, the no win no fee claim.What Does It Mean?Basically, a no win no fee compensation claim is available to anyone who believes they have grounds to make a personal injury claim for compensation. Under this conditional fee arrangement, an accident solicitor representing you in a personal injury claim is only entitled to be paid his fees if he actually wins the case.Why Would A Compensation Solicitor Agree To Such An Arrangement?Under the law, if you win your personal injury compensation claim, your compensation solicitor is entitled to claim his fees and expenses from your opponent. As a result, if your solicitor believes your case has merit, he'll be willing to work for you for free, safe in the knowledge that he'll be paid for his work by your opponent once he wins the case.Is There Anything I Need To Be Aware Of?Yes; sometimes a no win no fee solicitor will try to make you agree to pay his fees on the grounds that you can be reimbursed by your opponent once you win the case. However, you should keep in mind that the courts will only reimburse you for the reasonable fee costs of your solicitor – so if you agree to such an arrangement there is a chance that you will not be getting 100% compensation you are rightfully entitled to.Also, you need to keep in mind that if you lose your personal injury claim, although you will not be responsible for your own solicitor's fees, you may be held accountable for fees off your opponent and even, possibly, the court's fees. So, if you are going to use the services of a no win no fee compensation solicitor you should make sure that you ask him who'll pay if you do happen to lose the case.In this regard, a good accident solicitor will tell you that they have taken out insurance to cover this scenario. If, however, your solicitor has not taken out insurance, you should urge him to do so – as solicitors' and court fees are expensive and can easily be covered with a minimal premium paid to an insurance company.What Are The Benefits Of Appointing A No Win No Fee Claim Solicitor?Beside the obvious benefit of not having to pay for your solicitor's services – whether you win or lose - the biggest benefit of appointing a no win no fee solicitor is the fact that you'll receive 100% of the personal injury compensation you are entitled to.In other words, none of the compensation you'll be paid from your no win no fee accident claim, will be eaten up in solicitors' fees and costs. In turn this means that the compensation you are paid can be put to good use that it was intended for – compensating you for the personal injury YOU suffered.In addition to the above, because no win no fee solicitors are only paid on the basis that they win the personal injury case they are working on, they tend to be very good at what they do and are experts in personal injury law.As a result, they'll most probably be able to give you the best advice on whether or not your personal injury compensation claim has a chance of winning.It's easy to proceed with a no win no fee claim and gain maximum results without the hassle, costs and confusion. Discover the 12 revolutions of accident claims at http://www.100percent-compensation.co.uk/articles/no-win-no-fee-claim.html.
Keyword : no win no fee claim, no win no fee, no win no fee solicitor, no win no fee accident claim, accident

How To Calculate Your Whiplash Claim

2008-03-08T15:31:00.001-08:00

Author : Mumtaz Shah
How much is the pain and discomfort of your whiplash injury worth? A fair question, after all a whiplash injury is painful – so you should be compensated accordingly. Unfortunately, however, the level of compensation you get for your injury following an accident will depend on a number of variable factors.The Whiplash Compensation ClaimThe first of the variable factors will depend on how you make your whiplash injury claim. If you make a compensation claim directly against the insurance company, then you will likely be compensated in accordance with the settlement agreement you make with the insurance company.However, if you decide to seek the advice of a compensation solicitor to handle your whiplash compensation, then you could be entitled to compensation categorised as(i) General Damages and(2) Special Damages.General Damages For WhiplashThe overall amount that you may be entitled to under General Damages is difficult to determine as it is paid for the physical pain and suffering (i.e. the actual damage – such as a whiplash neck injury or something more serious) that you encounter as a direct result of the accident you had.You may also be allowed to claim for emotional pain and loss of enjoyment of life as part of General Damages. Finally, if the pain and suffering you encounter as a result of your injury causes you to suffer psychological disorders, such as depression, then this may also be included in your compensation claim.Although General Damage sums awarded by a court will be dependant on their set guidlelines, the details of your medical report detailing the extent of the whiplash, the actual injuries caused, and the possible harm it has had on your emotional state will, all play a pivotal part in the whiplash injury claim.Special Damages For WhiplashUnlike General Damages, Special Damages can be fixed to some degree and are payable to you as a result of you having encountered certain special losses because of the accident.In particular, Special Damages are payable on any loss of earnings (including any potential loss of future earnings as a result of the accident) you may have to endure while you recover from the accident; car hire expenses you have to pay as a result of your car being in the repair shop; if you have to pay someone to look after you while you recover from your whiplash, these can be recovered; and if you have paid for medical attention to treat the injury, you can also include these in your claim.If you want to claim for Special Damages you need to keep a careful track of all the payments you have made and where possible you'll need to have receipts.Insurance SettlementIf you decide that you do not want to make a whiplash injury compensation claim through the courts, then you need to agree to enter into a settlement agreement with the insurance company. In this case you need to make sure you read the terms of the settlement agreement very carefully as insurance settlement claims usually contain provisions(1) that the insurance company can pay you in instalments, rather than a one-off lump-sum payment;(2) that once you have been paid the whiplash compensation by the insurance company you cannot reopen the claim in the future to try and get some more money and agree to no longer hold the insurance company liable for any future cost or loss.Limitation Period To Bring A ClaimIf you have recently suffered a whiplash injury, then you have a period of 3 years from the date of the injury in which to bring proceedings to court. If you fail to bring your whiplash claim to the courts within this time you will have forfeited your right to make a claim.Whiplash Injury SolicitorWhether you have suffered a neck injury, back injury, or bruising, in order to know exactly what your rights are you should seek a consultation with a personal injury solicitor or lawyer as soon as you can following the accident and in any case before you agree to sign any settlement agreement with any insurance company as they are not obligated to tell you what your legal rights are but also what compensation you should be entitled to.It's easy to proceed with a whiplash compensation and gain maximum results without the hassle, costs and confusion. Discover the 12 revolutions of injury claims at http://www.100percent-compensation.co.uk/articles/whiplash-claim.html
Keyword : whiplash claim, whiplash compensation, whiplash injury claim, whiplash claim, compensation claim, wh

The Whistleblower Protection Law

2008-03-08T15:00:00.001-08:00

Author : James Monahan
It was not until 1986 when a law protecting whistleblowers is made. Congress added an anti-retaliation protection to the then existing False Claims Act.A whistleblower is a person who tells on something he believes is an illegal act. The employees are the most commonly known whistleblower. They tell on their employers which they suspect is doing or committing an illegal act.Under the Whistleblower Protection Law, the employee should not be discharged, denoted, suspended, threatened or harassed in any form that discriminates the terms and conditions of his employment because of the legal act done by the employee.The employee may be of aid in many ways possible on the investigation, testimony and the likes. However there are some constraints under the whistleblower protection law.Reporting illegal acts that are only within the company is a ground for exemption. But still there may be public policies that could protect the employee from retaliationIf it turns out that an employer didn't actually break a law, the employee is still entitled to whistle blower protection from retaliation, if he reasonably believed that the employer committed an illegal act.The whistleblower protection law does not cover employer retaliation for complaints about personal loathe. Office politics is not to be used as a basis for filing a complaint against the employer and use the whistleblower protection for personal gain.In order for the employee to be protected from employer retaliation, he may the have a suspected desecration of any Federal Law. But the supposed violation should have provisions that the law violated will protect whistleblowers.The Whistleblower Federal Law, unlike the False Claims Act, allows the whistleblower to file a lawsuit in a federal court. The Federal Whistleblower Law does not permit the whistleblower to go directly to the court.The individuals concerned are pursued administratively. These individuals concerned could file a complaint or charge to retaliate with or without a lawyer to represent them. However if the case is not resolved immediately, the administrative law judge may then preside over the only evidentiary hearing that may take place.A whistleblower should not attempt to delay an investigation of the possible legal remedy. To maintain this ruling, the retaliation should then be brought to the attention of an appropriate government official within 30 days, else the complaint could not be pursued.Most states have some sort of statutory or common law "whistleblower" or anti-retaliation laws. Like the federal whistleblower laws, not every lawyer will know about these laws, especially laws outside their own state.These states and the District of Columbia have recognized a public policy exception to the "employment at will doctrine": Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.Some states have explicit statutory protections for whistleblowers. These include: California, Connecticut, Delaware, Florida, Hawaii, Louisiana, Maine, Michigan, Minnesota, Montana, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Rhode Island, Tennessee, and Washington.There are also state laws that offer special protections just for their own state or local government employees: Alaska, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Missouri, Montana, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia and Wisconsin.James Monahan is the owner and Senior Editor of
WhistleblowerBuzz.com and writes expert
articles about whistleblowers.
Keyword : whistleblower, retailation, law, illegal, court, judge, employer, investigation